X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare PNB with HDFC Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

PNB vs HDFC BANK - Comparison Results

PNB    Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    PNB HDFC BANK PNB/
HDFC BANK
 
P/E (TTM) x 5.0 29.8 16.8% View Chart
P/BV x 0.5 5.2 9.7% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 PNB   HDFC BANK
EQUITY SHARE DATA
    PNB
Mar-17
HDFC BANK
Mar-17
PNB/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs1591,478 10.8%   
Low Rs721,043 6.9%   
Income per share (Unadj.) Rs225.8285.9 79.0%  
Earnings per share (Unadj.) Rs4.059.5 6.7%  
Cash flow per share (Unadj.) Rs-17.4156.5 -11.1%  
Dividends per share (Unadj.) Rs011.00 0.0%  
Avg Dividend yield %00.9 0.0%  
Book value per share (Unadj.) Rs202.8358.2 56.6%  
Shares outstanding (eoy) m2,127.972,562.55 83.0%   
Bonus/Rights/Conversions OIESOP-  
Avg Price / Income ratio x0.54.4 11.6%   
Avg P/E ratio x29.021.2 136.9%  
Avg P/CF ratio x1.616.8 9.4%  
Avg Price/Bookvalue ratio x0.63.5 16.2%  
Dividend payout %018.5 0.0%   
Avg Mkt Cap Rs m246,2063,230,094 7.6%   
No. of employees `00073.984.3 87.7%   
Total wages & salary Rs m54,82385,047 64.5%   
Avg. income/employee Rs Th6,501.58,689.2 74.8%   
Avg. wages/employee Rs Th741.71,008.6 73.5%   
Avg. net profit/employee Rs Th114.91,808.8 6.4%   
INCOME DATA
Interest income Rs m480,581732,714 65.6%  
Other income Rs m91,676128,776 71.2%   
Interest expense Rs m327,223380,416 86.0%   
Net interest income Rs m153,358352,298 43.5%  
Operating expense Rs m95,236207,511 45.9%   
Gross profit Rs m58,122144,787 40.1%  
Gross profit margin %12.119.8 61.2%  
Provisions/contingencies Rs m147,17639,908 368.8%   
Profit before tax Rs m15,401232,921 6.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-520367 -141.6%   
Prior Period Items Rs m023 0.0%   
Tax Rs m6,39080,781 7.9%   
Profit after tax Rs m8,492152,530 5.6%  
Net profit margin %1.820.8 8.5%  
BALANCE SHEET DATA
Advances Rs m4,242,3055,854,810 72.5%   
Deposits Rs m6,296,5096,431,343 97.9%  
Credit/Deposit ratio x67.491.0 74.0%  
Yield on advances %7.99.6 83.1%   
Cost of deposits %4.84.9 98.4%   
Net Interest Margin %2.24.2 52.1%  
Net fixed assets Rs m62,97838,147 165.1%   
Share capital Rs m4,2565,125 83.0%   
Free reserves Rs m305,883702,033 43.6%   
Net worth Rs m431,649917,940 47.0%   
Borrowings Rs m433,360984,156 44.0%   
Investments Rs m1,915,2722,107,771 90.9%   
Total assets Rs m7,333,1098,923,442 82.2%  
Debt/equity ratio x15.68.1 193.0%   
Return on assets %0.11.7 6.8%  
Return on equity %2.016.6 11.8%  
Capital adequacy ratio %12.414.6 85.2%  
Net NPAs %7.80.3 2,366.7%  
CASH FLOW
From Operations Rs m219,380172,816 126.9%  
From Investments Rs m1,588-11,477 -13.8%  
From Financial Activity Rs m-97,671-58,930 165.7%  
Net Cashflow Rs m123,297102,409 120.4%  

Share Holding

Indian Promoters % 58.9 22.6 260.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 18.7 9.9 188.9%  
FIIs % 17.2 34.1 50.4%  
ADR/GDR % 0.0 17.0 -  
Free float % 5.3 16.4 32.3%  
Shareholders   215,441 415,166 51.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB With:   BANK OF MAHARASHTRA  UNION BANK  J&K BANK  DCB BANK  VIJAYA BANK  

Compare PNB With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes Marginally Lower; Capital Goods & Realty Stocks Fall(Closing)

Indian share markets witnessed selling pressure in the final hour of trade to finish just below the dotted line. At the closing bell, the BSE Sensex closed lower by 71 points.

Related Views on News

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

HDFC Bank: Solid Performance Amidst a Difficult Environment (Quarterly Results Update - Detailed)

May 3, 2017

Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

Follow India's Super Investors to Make Big Money in the Market Crash(The 5 Minute Wrapup)

Feb 8, 2018

Has the sell-off in the markets left India's super investors unduly worried?

The Era of Easy Money is Coming to an End. What Happens Now?(Vivek Kaul's Diary)

Feb 9, 2018

The easy money policy of the Federal Reserve of the United States, which drove up stock markets all over the world, is ending, with the Federal Reserve looking to shrink its balance sheet.

The Markets Want Your Money. Don't Give It to Them.(Smart Contrarian)

Feb 9, 2018

MFs are having a gala time taking money from over-eager investors and funneling it into equities. Smart investors, though, know better than to do that.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

Rising Dominance of Mutual Funds(Chart Of The Day)

Feb 8, 2018

Domestic money flow into Indian equities surpassed foreign fund flows in the recent years. But will it continue in volatile market?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

PNB SHARE PRICE


Feb 20, 2018 (Close)

TRACK PNB

COMPARE PNB WITH

MARKET STATS