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Compare PNB with Indian Overseas Bank - Equitymaster
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PNB vs INDIAN OVERSEAS BANK - Comparison Results

PNB    Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

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Current Valuations

    PNB INDIAN OVERSEAS BANK PNB/
INDIAN OVERSEAS BANK
 
P/E (TTM) x -19.3 -0.8 - View Chart
P/BV x 0.6 0.2 352.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 PNB   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    PNB
Mar-16
INDIAN OVERSEAS BANK
Mar-16
PNB/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs16748 351.4%   
Low Rs7121 337.9%   
Income per share (Unadj.) Rs258.7130.1 198.8%  
Earnings per share (Unadj.) Rs-19.6-18.7 104.4%  
Cash flow per share (Unadj.) Rs-60.5-32.1 188.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs212.986.7 245.6%  
Shares outstanding (eoy) m1,963.601,807.27 108.7%   
Bonus/Rights/Conversions PI--  
Avg Price / Income ratio x0.50.3 174.6%   
Avg P/E ratio x-6.1-1.8 332.5%  
Avg P/CF ratio x1.81.9 94.2%  
Avg Price/Bookvalue ratio x0.60.4 141.4%  
Dividend payout %00-   
Avg Mkt Cap Rs m233,86561,989 377.3%   
No. of employees `00070.8NA-   
Total wages & salary Rs m65,64533,904 193.6%   
Avg. income/employee Rs Th7,175.6NM-  
Avg. wages/employee Rs Th927.2NM-  
Avg. net profit/employee Rs Th-542.8N.A.-  
INCOME DATA
Interest income Rs m508,039235,173 216.0%  
Other income Rs m69,76625,283 275.9%   
Interest expense Rs m343,306181,346 189.3%   
Net interest income Rs m164,73353,827 306.0%  
Operating expense Rs m103,49950,255 205.9%   
Gross profit Rs m61,2343,572 1,714.3%  
Gross profit margin %12.11.5 793.6%  
Provisions/contingencies Rs m167,63366,136 253.5%   
Profit before tax Rs m-52,931-42,179 125.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,7970-   
Prior Period Items Rs m00-   
Tax Rs m-16,299-8,308 196.2%   
Profit after tax Rs m-38,430-33,872 113.5%  
Net profit margin %-7.6-14.4 52.5%  
BALANCE SHEET DATA
Advances Rs m4,460,8301,608,607 277.3%   
Deposits Rs m5,703,8262,245,142 254.1%  
Credit/Deposit ratio x78.271.6 109.2%  
Yield on advances %8.410.4 80.7%   
Cost of deposits %5.47.2 74.1%   
Net Interest Margin %2.42.1 116.6%  
Net fixed assets Rs m53,08132,705 162.3%   
Share capital Rs m3,92718,073 21.7%   
Free reserves Rs m295,31089,452 330.1%   
Net worth Rs m418,043156,658 266.9%   
Borrowings Rs m816,737271,833 300.5%   
Investments Rs m1,651,265791,896 208.5%   
Total assets Rs m7,127,9302,744,368 259.7%  
Debt/equity ratio x15.616.1 97.1%   
Return on assets %-0.5-1.2 43.7%  
Return on equity %-9.2-21.6 42.5%  
Capital adequacy ratio %13.79.7 141.4%  
Net NPAs %8.611.9 72.4%  
CASH FLOW
From Operations Rs m141,670-15,515 -913.1%  
From Investments Rs m-13,515-2,536 533.0%  
From Financial Activity Rs m59,747-8,472 -705.2%  
Net Cashflow Rs m187,902-26,523 -708.4%  

Share Holding

Indian Promoters % 58.9 73.8 79.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 18.7 15.3 122.2%  
FIIs % 17.2 1.9 905.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 9.1 58.2%  
Shareholders   215,441 250,609 86.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB With:   INDUSIND BANK  ICICI BANK  SBI  SOUTH IND.BANK  BANK OF INDIA  

Compare PNB With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 18, 2017 (Close)

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