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Compare PNB with Indian Overseas Bank - Equitymaster
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PNB vs INDIAN OVERSEAS BANK - Comparison Results

PNB    Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

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Current Valuations

    PNB INDIAN OVERSEAS BANK PNB/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 7.6 -0.8 - View Chart
P/BV x 0.8 0.2 414.0% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 PNB   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    PNB
Mar-17
INDIAN OVERSEAS BANK
Mar-16
PNB/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs15948 335.6%   
Low Rs7221 341.2%   
Income per share (Unadj.) Rs225.8130.1 173.6%  
Earnings per share (Unadj.) Rs4.0-18.7 -21.3%  
Cash flow per share (Unadj.) Rs-17.4-32.1 54.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs202.886.7 234.0%  
Shares outstanding (eoy) m2,127.971,807.27 117.7%   
Bonus/Rights/Conversions OI--  
Avg Price / Income ratio x0.50.3 194.4%   
Avg P/E ratio x29.0-1.8 -1,584.3%  
Avg P/CF ratio x1.61.9 82.3%  
Avg Price/Bookvalue ratio x0.60.4 144.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m246,20661,989 397.2%   
No. of employees `00073.9NA-   
Total wages & salary Rs m54,82333,904 161.7%   
Avg. income/employee Rs Th6,501.5NM-  
Avg. wages/employee Rs Th741.7NM-  
Avg. net profit/employee Rs Th114.9N.A.-  
INCOME DATA
Interest income Rs m480,581235,173 204.4%  
Other income Rs m91,67625,283 362.6%   
Interest expense Rs m327,223181,346 180.4%   
Net interest income Rs m153,35853,827 284.9%  
Operating expense Rs m95,23650,255 189.5%   
Gross profit Rs m58,1223,572 1,627.2%  
Gross profit margin %12.11.5 796.3%  
Provisions/contingencies Rs m147,17666,136 222.5%   
Profit before tax Rs m15,401-42,179 -36.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-5200-   
Prior Period Items Rs m00-   
Tax Rs m6,390-8,308 -76.9%   
Profit after tax Rs m8,492-33,872 -25.1%  
Net profit margin %1.8-14.4 -12.3%  
BALANCE SHEET DATA
Advances Rs m4,242,3051,608,607 263.7%   
Deposits Rs m6,296,5092,245,142 280.5%  
Credit/Deposit ratio x67.471.6 94.0%  
Yield on advances %7.910.4 76.7%   
Cost of deposits %4.87.2 66.1%   
Net Interest Margin %2.22.1 105.7%  
Net fixed assets Rs m62,97832,705 192.6%   
Share capital Rs m4,25618,073 23.5%   
Free reserves Rs m305,88389,452 342.0%   
Net worth Rs m431,649156,658 275.5%   
Borrowings Rs m433,360271,833 159.4%   
Investments Rs m1,915,272791,896 241.9%   
Total assets Rs m7,333,1092,744,368 267.2%  
Debt/equity ratio x15.616.1 97.0%   
Return on assets %0.1-1.2 -9.4%  
Return on equity %2.0-21.6 -9.1%  
Capital adequacy ratio %12.49.7 128.3%  
Net NPAs %7.811.9 65.7%  
CASH FLOW
From Operations Rs m219,380-15,515 -1,414.0%  
From Investments Rs m1,588-2,536 -62.6%  
From Financial Activity Rs m-97,671-8,472 1,152.9%  
Net Cashflow Rs m123,297-26,523 -464.9%  

Share Holding

Indian Promoters % 58.9 73.8 79.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 18.7 15.3 122.2%  
FIIs % 17.2 1.9 905.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 9.1 58.2%  
Shareholders   215,441 250,609 86.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB With:   DHANLAXMI BANK  BANK OF INDIA  FEDERAL BANK  AXIS BANK  BANK OF BARODA  

Compare PNB With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jan 22, 2018 10:01 AM

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