X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare PNB with Karur Vysya Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

PNB vs KARUR VYSYA BANK - Comparison Results

PNB    Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

KARUR VYSYA BANK 
   Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    PNB KARUR VYSYA BANK PNB/
KARUR VYSYA BANK
 
P/E (TTM) x 7.3 11.6 63.5% View Chart
P/BV x 0.7 1.7 44.3% View Chart
Dividend Yield % 0.0 11.3 -  

Financials

 PNB   KARUR VYSYA BANK
EQUITY SHARE DATA
    PNB
Mar-17
KARUR VYSYA BANK
Mar-15
PNB/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs159619 25.8%   
Low Rs72355 20.3%   
Income per share (Unadj.) Rs225.8443.7 50.9%  
Earnings per share (Unadj.) Rs4.040.6 9.8%  
Cash flow per share (Unadj.) Rs-17.491.7 -19.0%  
Dividends per share (Unadj.) Rs013.00 0.0%  
Avg Dividend yield %02.7 0.0%  
Book value per share (Unadj.) Rs202.8349.1 58.1%  
Shares outstanding (eoy) m2,127.97121.62 1,749.7%   
Bonus/Rights/Conversions OI--  
Avg Price / Income ratio x0.51.1 46.7%   
Avg P/E ratio x29.012.0 242.0%  
Avg P/CF ratio x1.66.1 26.0%  
Avg Price/Bookvalue ratio x0.61.4 40.9%  
Dividend payout %032.0 0.0%   
Avg Mkt Cap Rs m246,20659,235 415.6%   
No. of employees `00073.97.2 1,027.1%   
Total wages & salary Rs m54,8235,471 1,002.2%   
Avg. income/employee Rs Th6,501.57,497.4 86.7%   
Avg. wages/employee Rs Th741.7760.1 97.6%   
Avg. net profit/employee Rs Th114.9686.9 16.7%   
INCOME DATA
Interest income Rs m480,58153,959 890.6%  
Other income Rs m91,6765,808 1,578.3%   
Interest expense Rs m327,22339,300 832.6%   
Net interest income Rs m153,35814,659 1,046.2%  
Operating expense Rs m95,23611,035 863.1%   
Gross profit Rs m58,1223,625 1,603.5%  
Gross profit margin %12.16.7 180.0%  
Provisions/contingencies Rs m147,1764,805 3,062.9%   
Profit before tax Rs m15,4014,928 312.5%   
Extraordinary Inc (Exp) Rs m087 0.0%   
Minority Interest Rs m-5200-   
Prior Period Items Rs m00-   
Tax Rs m6,39072 8,911.7%   
Profit after tax Rs m8,4924,943 171.8%  
Net profit margin %1.89.2 19.3%  
BALANCE SHEET DATA
Advances Rs m4,242,305361,089 1,174.9%   
Deposits Rs m6,296,509446,903 1,408.9%  
Credit/Deposit ratio x67.480.8 83.4%  
Yield on advances %7.911.7 68.1%   
Cost of deposits %4.87.9 60.4%   
Net Interest Margin %2.22.8 76.4%  
Net fixed assets Rs m62,9784,112 1,531.7%   
Share capital Rs m4,2561,216 349.9%   
Free reserves Rs m305,88325,054 1,220.9%   
Net worth Rs m431,64942,460 1,016.6%   
Borrowings Rs m433,36029,008 1,494.0%   
Investments Rs m1,915,272127,730 1,499.5%   
Total assets Rs m7,333,109531,525 1,379.6%  
Debt/equity ratio x15.611.2 139.1%   
Return on assets %0.10.9 12.5%  
Return on equity %2.011.6 16.9%  
Capital adequacy ratio %12.414.6 84.7%  
Net NPAs %7.80.8 1,001.3%  
CASH FLOW
From Operations Rs m219,380-3,090 -7,100.8%  
From Investments Rs m1,588-1,023 -155.2%  
From Financial Activity Rs m-97,6714,822 -2,025.4%  
Net Cashflow Rs m123,297710 17,378.0%  

Share Holding

Indian Promoters % 58.9 3.0 1,963.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 18.7 12.4 150.8%  
FIIs % 17.2 25.1 68.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 59.4 8.9%  
Shareholders   215,441 74,641 288.6%  
Pledged promoter(s) holding % 0.0 8.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB With:   PUNJAB & SIND BANK  ALLAHABAD BANK  CITY UNION BANK  UNITED BANK OF INDIA  ANDHRA BANK  

Compare PNB With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends Near Record High; Realty Stocks Bleed(Closing)

After opening the day on a strong note, share markets in India witnessed volatility during the last hour of trading session. However, they managed to end the day on a positive note.

Related Views on News

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

IDFC Bank: Legacy Book Continues to Drag Profitability (Quarterly Results Update - Detailed)

Nov 7, 2017

IDFC Bank's profitability remains hit by the legacy book challenges of stressed infra assets and fixed rate liabilities.

Axis Bank: Growth Without Quality Comfort (Quarterly Results Update - Detailed)

Oct 31, 2017

Almost 73% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

More Views on News

Most Popular

Retail Investors or Chickens Waiting to Get Slaughtered in the Stock Market?(Vivek Kaul's Diary)

Jan 9, 2018

The price to earnings ratio of the Nifty 50 is very close to all-time high levels.

The ONLY Thing You Need to Know About Bitcoin(The 5 Minute Wrapup)

Jan 6, 2018

You either want it or you want to get as far away from it as possible - but Bitcoin is just the noise masking the REAL opportunity. Read about it here...

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

Resolutions for 2018 - by others(The Honest Truth)

Jan 8, 2018

Ten quirky new year resolutions. Guess by whom?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

PNB SHARE PRICE


Jan 18, 2018 (Close)

TRACK PNB

PNB - SYNDICATE BANK COMPARISON

COMPARE PNB WITH

MARKET STATS