PNB | SBI | PNB/ SBI |
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---|---|---|---|---|---|
P/E (TTM) | x | 12.7 | 12.8 | 99.1% | View Chart |
P/BV | x | 0.4 | 1.5 | 24.8% | View Chart |
Dividend Yield | % | 1.9 | 1.4 | 140.7% |
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EQUITY SHARE DATA | |||||
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PNB Mar-22 |
SBI Mar-22 |
PNB/ SBI |
5-Yr Chart Click to enlarge
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High | Rs | 48 | 549 | 8.7% | |
Low | Rs | 32 | 321 | 9.8% | |
Income per share (Unadj.) | Rs | 69.2 | 324.9 | 21.3% | |
Earnings per share (Unadj.) | Rs | 3.5 | 39.6 | 8.8% | |
Cash flow per share (Unadj.) | Rs | 7.2 | 205.1 | 3.5% | |
Dividends per share (Unadj.) | Rs | 0.64 | 7.10 | 9.0% | |
Avg Dividend yield | % | 1.6 | 1.6 | 99.2% | |
Book value per share (Unadj.) | Rs | 88.6 | 342.4 | 25.9% | |
Shares outstanding (eoy) | m | 11,011.02 | 8,924.61 | 123.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.3 | 42.7% | |
Avg P/E ratio | x | 11.3 | 11.0 | 102.8% | |
Avg P/CF ratio | x | 2.1 | 5.1 | 39.9% | |
Avg Price/Bookvalue ratio | x | 0.4 | 1.3 | 35.1% | |
Dividend payout | % | 18.3 | 17.9 | 101.9% | |
Avg Mkt Cap | Rs m | 435,486 | 3,883,098 | 11.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 119,719 | 614,451 | 19.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 762,418 | 2,899,727 | 26.3% | |
Other income | Rs m | 120,977 | 1,170,004 | 10.3% | |
Interest expense | Rs m | 468,231 | 1,561,943 | 30.0% | |
Net interest income | Rs m | 294,188 | 1,337,783 | 22.0% | |
Operating expense | Rs m | 204,908 | 1,743,634 | 11.8% | |
Gross profit | Rs m | 89,280 | -405,851 | -22.0% | |
Gross profit margin | % | 11.7 | -14.0 | -83.7% | |
Provisions/contingencies | Rs m | 173,497 | 400,591 | 43.3% | |
Profit before tax | Rs m | 45,945 | 497,356 | 9.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -469 | -18,093 | 2.6% | |
Prior Period Items | Rs m | 2,316 | 8,270 | 28.0% | |
Tax | Rs m | 9,185 | 133,794 | 6.9% | |
Profit after tax | Rs m | 38,607 | 353,739 | 10.9% | |
Net profit margin | % | 5.1 | 12.2 | 41.5% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 7,337,658 | 27,940,760 | 26.3% | |
Deposits | Rs m | 11,542,345 | 40,874,106 | 28.2% | |
Credit/Deposit ratio | x | 63.6 | 68.4 | 93.0% | |
Yield on advances | % | 6.7 | 6.4 | 104.9% | |
Cost of deposits | % | 3.8 | 3.5 | 108.3% | |
Net Interest Margin | % | 2.6 | 2.9 | 89.6% | |
Net fixed assets | Rs m | 106,962 | 392,295 | 27.3% | |
Share capital | Rs m | 22,022 | 8,925 | 246.8% | |
Free reserves | Rs m | 953,797 | 3,046,956 | 31.3% | |
Net worth | Rs m | 975,819 | 3,055,880 | 31.9% | |
Borrowings | Rs m | 593,717 | 4,491,598 | 13.2% | |
Investments | Rs m | 3,885,858 | 17,764,899 | 21.9% | |
Total assets | Rs m | 13,393,011 | 53,608,835 | 25.0% | |
Debt/equity ratio | x | 12.4 | 14.8 | 83.8% | |
Return on assets | % | 0.3 | 0.7 | 43.7% | |
Return on equity | % | 4.0 | 11.6 | 34.2% | |
Capital adequacy ratio | % | 14.5 | 13.9 | 104.7% | |
Net NPAs | % | 4.8 | 1.0 | 470.6% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 199,323 | 576,948 | 34.5% | |
From Investments | Rs m | -11,044 | -36,185 | 30.5% | |
From Financial Activity | Rs m | 20,315 | -38,445 | -52.8% | |
Net Cashflow | Rs m | 208,595 | 511,981 | 40.7% |
Indian Promoters | % | 73.2 | 57.6 | 127.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 12.4 | 34.9 | 35.7% | |
FIIs | % | 1.0 | 9.6 | 10.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 26.9 | 42.4 | 63.3% | |
Shareholders | 2,040,141 | 3,052,751 | 66.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PNB With: HDFC BANK AXIS BANK ICICI BANK KOTAK MAHINDRA BANK INDUSIND BANK
After opening the day on a flat note, Indian share markets turned volatile during the afternoon session and fell hard as selling was seen in banking and auto stocks.