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PARAGON FIN. vs CREDITACCESS GRAMEEN - Comparison Results

Rs 100 invested in...

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Current Valuations

    PARAGON FIN. CREDITACCESS GRAMEEN PARAGON FIN./
CREDITACCESS GRAMEEN
 
P/E (TTM) x -37.3 17.1 - View Chart
P/BV x 0.8 4.5 18.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 PARAGON FIN.   CREDITACCESS GRAMEEN
EQUITY SHARE DATA
    PARAGON FIN.
Mar-23
CREDITACCESS GRAMEEN
Mar-23
PARAGON FIN./
CREDITACCESS GRAMEEN
5-Yr Chart
Click to enlarge
High Rs491,154 4.2%   
Low Rs15834 1.8%   
Income per share (Unadj.) Rs4.0223.1 1.8%  
Earnings per share (Unadj.) Rs-0.352.0 -0.6%  
Cash flow per share (Unadj.) Rs4.6142.1 3.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs62.8320.2 19.6%  
Shares outstanding (eoy) m4.25158.91 2.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x7.94.5 177.2%   
Avg P/E ratio x-103.419.1 -540.6%  
Avg P/CF ratio x-103.418.5 -558.0%  
Avg Price/Bookvalue ratio x0.53.1 16.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m135157,989 0.1%   
No. of employees `000NANA-   
Total wages & salary Rs m165,152 0.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1735,451 0.0%  
Other income Rs m457 7.2%   
Interest expense Rs m012,161 0.0%   
Net interest income Rs m1723,290 0.1%  
Operating expense Rs m2011,794 0.2%   
Gross profit Rs m-411,496 -0.0%  
Gross profit margin %-20.932.4 -64.5%  
Provisions/contingencies Rs m0265 0.0%   
Profit before tax Rs m-111,054 -0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m02,794 0.0%   
Profit after tax Rs m-18,261 -0.0%  
Net profit margin %-7.623.3 -32.8%  
BALANCE SHEET DATA
Advances Rs m0190,433 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %8.611.6 74.3%  
Net fixed assets Rs m45,990 0.1%   
Share capital Rs m431,589 2.7%   
Free reserves Rs m22449,287 0.5%   
Net worth Rs m26750,876 0.5%   
Borrowings Rs m15253 6.0%   
Investments Rs m19510,265 1.9%   
Total assets Rs m285225,334 0.1%  
Debt/equity ratio x0.10 1,140.9%   
Return on assets %-0.53.7 -12.5%  
Return on equity %-0.516.2 -3.0%  
Capital adequacy ratio %023.6 0.0%  
Net NPAs %00.4 0.0%  
CASH FLOW
From Operations Rs m51-32,898 -0.2%  
From Investments Rs m-74-3,144 2.4%  
From Financial Activity Rs m833,651 0.0%  
Net Cashflow Rs m-16-2,391 0.7%  

Share Holding

Indian Promoters % 72.8 0.0 -  
Foreign collaborators % 0.0 66.6 -  
Indian inst/Mut Fund % 0.0 27.4 -  
FIIs % 0.0 11.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 27.2 33.4 81.4%  
Shareholders   1,991 69,824 2.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PARAGON FIN. With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    TATA INVESTMENT    


More on PARAGON FIN. vs CREDITACCESS GRAMEEN

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

PARAGON FIN. vs CREDITACCESS GRAMEEN Share Price Performance

Period PARAGON FIN. CREDITACCESS GRAMEEN
1-Day -4.99% 1.46%
1-Month 7.48% 2.50%
1-Year 75.38% 47.03%
3-Year CAGR 45.20% 36.63%
5-Year CAGR 33.82% 24.09%

* Compound Annual Growth Rate

Here are more details on the PARAGON FIN. share price and the CREDITACCESS GRAMEEN share price.

Moving on to shareholding structures...

The promoters of PARAGON FIN. hold a 72.8% stake in the company. In case of CREDITACCESS GRAMEEN the stake stands at 66.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of PARAGON FIN. and the shareholding pattern of CREDITACCESS GRAMEEN.

Finally, a word on dividends...

In the most recent financial year, PARAGON FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

CREDITACCESS GRAMEEN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of PARAGON FIN., and the dividend history of CREDITACCESS GRAMEEN.

For a sector overview, read our finance sector report.



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