X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Punjab & Sind Bank with Bank of Baroda - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

PUNJAB & SIND BANK vs BANK OF BARODA - Comparison Results

BANK OF BARODA 
   Change

Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    PUNJAB & SIND BANK BANK OF BARODA PUNJAB & SIND BANK/
BANK OF BARODA
 
P/E (TTM) x 4.6 34.7 13.3% View Chart
P/BV x 0.3 0.8 35.7% View Chart
Dividend Yield % 1.5 0.8 187.1%  

Financials

 PUNJAB & SIND BANK   BANK OF BARODA
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-15
BANK OF BARODA
Mar-17
PUNJAB & SIND BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs84192 43.8%   
Low Rs44128 34.1%   
Income per share (Unadj.) Rs214.5191.9 111.8%  
Earnings per share (Unadj.) Rs3.07.8 38.7%  
Cash flow per share (Unadj.) Rs21.317.1 124.4%  
Dividends per share (Unadj.) Rs0.601.20 50.0%  
Avg Dividend yield %0.90.7 125.3%  
Book value per share (Unadj.) Rs139.8185.8 75.2%  
Shares outstanding (eoy) m400.412,317.83 17.3%   
Bonus/Rights/Conversions PA--  
Avg Price / Income ratio x0.30.8 35.7%   
Avg P/E ratio x21.120.4 103.1%  
Avg P/CF ratio x3.43.3 103.6%  
Avg Price/Bookvalue ratio x0.50.9 53.0%  
Dividend payout %19.815.3 129.2%   
Avg Mkt Cap Rs m25,566370,911 6.9%   
No. of employees `0009.252.4 17.5%   
Total wages & salary Rs m8,74348,887 17.9%   
Avg. income/employee Rs Th9,355.78,484.1 110.3%   
Avg. wages/employee Rs Th952.4932.6 102.1%   
Avg. net profit/employee Rs Th132.2346.2 38.2%   
INCOME DATA
Interest income Rs m85,886444,735 19.3%  
Other income Rs m4,28879,368 5.4%   
Interest expense Rs m69,094295,957 23.3%   
Net interest income Rs m16,792148,777 11.3%  
Operating expense Rs m13,325103,498 12.9%   
Gross profit Rs m3,46745,279 7.7%  
Gross profit margin %4.010.2 39.6%  
Provisions/contingencies Rs m6,27394,404 6.6%   
Profit before tax Rs m1,48131,019 4.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-400 0.0%   
Prior Period Items Rs m00-   
Tax Rs m26812,469 2.1%   
Profit after tax Rs m1,21418,150 6.7%  
Net profit margin %1.44.1 34.6%  
BALANCE SHEET DATA
Advances Rs m638,7023,922,623 16.3%   
Deposits Rs m867,1476,172,569 14.0%  
Credit/Deposit ratio x73.763.5 115.9%  
Yield on advances %10.07.3 137.5%   
Cost of deposits %7.74.5 172.5%   
Net Interest Margin %1.82.2 81.8%  
Net fixed assets Rs m9,94859,297 16.8%   
Share capital Rs m4,0044,621 86.7%   
Free reserves Rs m31,061212,918 14.6%   
Net worth Rs m55,962430,676 13.0%   
Borrowings Rs m30,482312,420 9.8%   
Investments Rs m267,5171,407,164 19.0%   
Total assets Rs m977,5347,192,205 13.6%  
Debt/equity ratio x16.015.1 106.5%   
Return on assets %0.10.3 49.2%  
Return on equity %2.24.2 51.5%  
Capital adequacy ratio %11.212.2 91.8%  
Net NPAs %3.64.7 75.2%  
CASH FLOW
From Operations Rs m-19,816178,648 -11.1%  
From Investments Rs m-845-5,506 15.3%  
From Financial Activity Rs m-392-1,983 19.8%  
Net Cashflow Rs m-21,053171,159 -12.3%  

Share Holding

Indian Promoters % 79.6 56.3 141.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.8 16.6 65.1%  
FIIs % 1.8 15.6 11.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.8 11.5 67.6%  
Shareholders   150,895 180,376 83.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   SBI  ORIENTAL BANK  BANK OF MAHARASHTRA  DENA BANK  KOTAK MAH. BANK  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes Firm; Software & FMCG Stocks Gain(Closing)

Indian share markets finished the trading session well above the dotted line, snapping a three-day falling streak amid firm Asian markets.

Related Views on News

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

More Views on News

Most Popular

Follow India's Super Investors to Make Big Money in the Market Crash(The 5 Minute Wrapup)

Feb 8, 2018

Has the sell-off in the markets left India's super investors unduly worried?

The Era of Easy Money is Coming to an End. What Happens Now?(Vivek Kaul's Diary)

Feb 9, 2018

The easy money policy of the Federal Reserve of the United States, which drove up stock markets all over the world, is ending, with the Federal Reserve looking to shrink its balance sheet.

The Markets Want Your Money. Don't Give It to Them.(Smart Contrarian)

Feb 9, 2018

MFs are having a gala time taking money from over-eager investors and funneling it into equities. Smart investors, though, know better than to do that.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

Rising Dominance of Mutual Funds(Chart Of The Day)

Feb 8, 2018

Domestic money flow into Indian equities surpassed foreign fund flows in the recent years. But will it continue in volatile market?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

PUNJAB & SIND BANK SHARE PRICE


Feb 21, 2018 (Close)

TRACK PUNJAB & SIND BANK

  • Track your investment in PUNJAB & SIND BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON PUNJAB & SIND BANK

PUNJAB & SIND BANK - CORPORATION BANK COMPARISON

COMPARE PUNJAB & SIND BANK WITH

MARKET STATS