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Compare Punjab & Sind Bank with Bank of Baroda - Equitymaster

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PUNJAB & SIND BANK vs BANK OF BARODA - Comparison Results

BANK OF BARODA 
   Change

Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More

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Current Valuations

    PUNJAB & SIND BANK BANK OF BARODA PUNJAB & SIND BANK/
BANK OF BARODA
 
P/E (TTM) x -0.9 -12.0 - View Chart
P/BV x 0.2 0.5 32.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 PUNJAB & SIND BANK   BANK OF BARODA
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-17
BANK OF BARODA
Mar-18
PUNJAB & SIND BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs59207 28.3%   
Low Rs34128 26.7%   
Income per share (Unadj.) Rs204.1198.7 102.7%  
Earnings per share (Unadj.) Rs5.0-8.1 -61.7%  
Cash flow per share (Unadj.) Rs18.8-28.5 -66.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs153.4202.1 75.9%  
Shares outstanding (eoy) m400.412,317.83 17.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.20.8 27.0%   
Avg P/E ratio x9.2-20.6 -44.9%  
Avg P/CF ratio x1.62.8 56.1%  
Avg Price/Bookvalue ratio x0.30.8 36.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m18,559388,005 4.8%   
No. of employees `0009.455.7 16.9%   
Total wages & salary Rs m9,90149,016 20.2%   
Avg. income/employee Rs Th8,694.58,274.3 105.1%   
Avg. wages/employee Rs Th1,053.3880.6 119.6%   
Avg. net profit/employee Rs Th213.9-339.0 -63.1%   
INCOME DATA
Interest income Rs m81,729460,564 17.7%  
Other income Rs m5,78179,922 7.2%   
Interest expense Rs m60,135291,605 20.6%   
Net interest income Rs m21,593168,959 12.8%  
Operating expense Rs m14,956113,266 13.2%   
Gross profit Rs m6,63855,693 11.9%  
Gross profit margin %8.112.1 67.2%  
Provisions/contingencies Rs m9,914158,609 6.3%   
Profit before tax Rs m2,505-20,294 -12.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-513 0.0%   
Prior Period Items Rs m00-   
Tax Rs m494-1,936 -25.5%   
Profit after tax Rs m2,011-18,871 -10.7%  
Net profit margin %2.5-4.1 -60.0%  
BALANCE SHEET DATA
Advances Rs m583,3454,379,413 13.3%   
Deposits Rs m855,4026,074,514 14.1%  
Credit/Deposit ratio x68.272.1 94.6%  
Yield on advances %9.76.9 141.7%   
Cost of deposits %6.84.4 153.9%   
Net Interest Margin %2.42.4 97.6%  
Net fixed assets Rs m10,95455,323 19.8%   
Share capital Rs m4,0045,304 75.5%   
Free reserves Rs m32,842317,378 10.3%   
Net worth Rs m61,425468,388 13.1%   
Borrowings Rs m29,584648,598 4.6%   
Investments Rs m279,4851,586,777 17.6%   
Total assets Rs m966,4347,478,049 12.9%  
Debt/equity ratio x14.414.4 100.4%   
Return on assets %0.2-0.3 -82.4%  
Return on equity %3.3-4.0 -81.3%  
Capital adequacy ratio %11.112.1 91.1%  
Net NPAs %7.55.5 136.8%  
CASH FLOW
From Operations Rs m-5,089-596,917 0.9%  
From Investments Rs m-198-4,136 4.8%  
From Financial Activity Rs m2,15934,131 6.3%  
Net Cashflow Rs m-3,128-566,923 0.6%  

Share Holding

Indian Promoters % 79.6 56.3 141.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.8 16.6 65.1%  
FIIs % 1.8 15.6 11.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.8 11.5 67.6%  
Shareholders   150,895 180,376 83.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   ING VYSYA BANK  SBI  UNITED BANK OF INDIA  CORPORATION BANK  FEDERAL BANK  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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PUNJAB & SIND BANK Announces Quarterly Results (1QFY19); Net Profit Down 1668.9% (Quarterly Result Update)

Aug 10, 2018 | Updated on Aug 10, 2018

For the quarter ended June 2018, PUNJAB & SIND BANK has posted a net profit of Rs 4 bn (down 1668.9% YoY). Sales on the other hand came in at Rs 22 bn (up 12.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

BANK OF BARODA Announces Quarterly Results (1QFY19); Net Profit Up 159.7% (Quarterly Result Update)

Jul 30, 2018 | Updated on Jul 30, 2018

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