PUNJAB & SIND BANK | CORPORATION BANK | PUNJAB & SIND BANK/ CORPORATION BANK |
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P/E (TTM) | x | 45.8 | -1.0 | - | View Chart |
P/BV | x | 2.8 | 0.4 | 779.5% | View Chart |
Dividend Yield | % | 0.8 | 0.0 | - |
PUNJAB & SIND BANK CORPORATION BANK |
EQUITY SHARE DATA | |||||
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PUNJAB & SIND BANK Mar-23 |
CORPORATION BANK Mar-19 |
PUNJAB & SIND BANK/ CORPORATION BANK |
5-Yr Chart Click to enlarge
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High | Rs | 45 | 34 | 131.9% | |
Low | Rs | 13 | 21 | 59.5% | |
Income per share (Unadj.) | Rs | 11.8 | 26.1 | 45.2% | |
Earnings per share (Unadj.) | Rs | 1.9 | -10.6 | -18.4% | |
Cash flow per share (Unadj.) | Rs | 5.8 | -21.8 | -26.7% | |
Dividends per share (Unadj.) | Rs | 0.48 | 0 | - | |
Avg Dividend yield | % | 1.7 | 0 | - | |
Book value per share (Unadj.) | Rs | 22.3 | 27.7 | 80.4% | |
Shares outstanding (eoy) | m | 6,777.79 | 5,994.18 | 113.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 1.1 | 230.3% | |
Avg P/E ratio | x | 14.8 | -2.6 | -567.6% | |
Avg P/CF ratio | x | 13.4 | 4.2 | 317.1% | |
Avg Price/Bookvalue ratio | x | 1.3 | 1.0 | 129.6% | |
Dividend payout | % | 24.8 | 0 | - | |
Avg Mkt Cap | Rs m | 193,675 | 164,390 | 117.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15,444 | 17,475 | 88.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 79,927 | 156,227 | 51.2% | |
Other income | Rs m | 9,400 | 18,814 | 50.0% | |
Interest expense | Rs m | 50,194 | 101,139 | 49.6% | |
Net interest income | Rs m | 29,734 | 55,087 | 54.0% | |
Operating expense | Rs m | 24,634 | 34,870 | 70.6% | |
Gross profit | Rs m | 5,100 | 20,217 | 25.2% | |
Gross profit margin | % | 6.4 | 12.9 | 49.3% | |
Provisions/contingencies | Rs m | 1,369 | 102,284 | 1.3% | |
Profit before tax | Rs m | 16,198 | -63,253 | -25.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 3,068 | 0 | - | |
Profit after tax | Rs m | 13,130 | -63,253 | -20.8% | |
Net profit margin | % | 16.4 | -40.5 | -40.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 768,194 | 1,212,512 | 63.4% | |
Deposits | Rs m | 1,096,655 | 1,845,641 | 59.4% | |
Credit/Deposit ratio | x | 70.0 | 65.7 | 106.6% | |
Yield on advances | % | 7.2 | 9.1 | 79.0% | |
Cost of deposits | % | 4.3 | 5.1 | 83.6% | |
Net Interest Margin | % | 2.4 | 3.0 | 80.4% | |
Net fixed assets | Rs m | 15,194 | 14,175 | 107.2% | |
Share capital | Rs m | 67,778 | 11,988 | 565.4% | |
Free reserves | Rs m | 83,307 | 154,157 | 54.0% | |
Net worth | Rs m | 151,085 | 166,145 | 90.9% | |
Borrowings | Rs m | 90,184 | 83,943 | 107.4% | |
Investments | Rs m | 448,384 | 600,186 | 74.7% | |
Total assets | Rs m | 1,364,545 | 2,136,241 | 63.9% | |
Debt/equity ratio | x | 7.9 | 11.6 | 67.6% | |
Return on assets | % | 1.0 | -3.0 | -32.5% | |
Return on equity | % | 8.7 | -38.1 | -22.8% | |
Capital adequacy ratio | % | 17.1 | 12.3 | 139.0% | |
Net NPAs | % | 1.8 | 5.7 | 32.2% |
CASH FLOW | |||||
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From Operations | Rs m | 14,284 | -67,558 | -21.1% | |
From Investments | Rs m | -882 | -1,119 | 78.8% | |
From Financial Activity | Rs m | -13,317 | 81,191 | -16.4% | |
Net Cashflow | Rs m | 85 | 12,514 | 0.7% |
Indian Promoters | % | 98.3 | 70.8 | 138.8% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.7 | 23.9 | 2.8% | |
FIIs | % | 0.0 | 1.9 | 1.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 1.8 | 29.2 | 6.0% | |
Shareholders | 184,679 | 73,808 | 250.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Punjab & Sind Bank | Corporation Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 1.86% | -3.90% | 0.71% |
1-Month | 7.06% | -52.64% | 4.08% |
1-Year | 88.03% | -66.15% | 13.57% |
3-Year CAGR | 54.17% | -40.98% | 14.40% |
5-Year CAGR | 16.36% | -29.68% | 10.60% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the Corporation Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Corporation Bank the stake stands at 70.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Corporation Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.
Corporation Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Corporation Bank.
For a sector overview, read our banking sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.