X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Punjab & Sind Bank with City Union Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

PUNJAB & SIND BANK vs CITY UNION BANK - Comparison Results

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    PUNJAB & SIND BANK CITY UNION BANK PUNJAB & SIND BANK/
CITY UNION BANK
 
P/E (TTM) x 4.6 18.8 24.6% View Chart
P/BV x 0.3 2.8 9.8% View Chart
Dividend Yield % 1.5 0.2 877.3%  

Financials

 PUNJAB & SIND BANK   CITY UNION BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-15
CITY UNION BANK
Mar-17
PUNJAB & SIND BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs84169 49.8%   
Low Rs4493 47.1%   
Income per share (Unadj.) Rs214.552.8 406.2%  
Earnings per share (Unadj.) Rs3.08.4 36.2%  
Cash flow per share (Unadj.) Rs21.318.0 118.5%  
Dividends per share (Unadj.) Rs0.600.30 200.0%  
Avg Dividend yield %0.90.2 409.6%  
Book value per share (Unadj.) Rs139.859.4 235.3%  
Shares outstanding (eoy) m400.41601.06 66.6%   
Bonus/Rights/Conversions PAESOS-  
Avg Price / Income ratio x0.32.5 12.0%   
Avg P/E ratio x21.115.6 134.8%  
Avg P/CF ratio x3.49.8 34.9%  
Avg Price/Bookvalue ratio x0.52.2 20.8%  
Dividend payout %19.83.6 552.0%   
Avg Mkt Cap Rs m25,56678,589 32.5%   
No. of employees `0009.24.7 195.8%   
Total wages & salary Rs m8,7432,981 293.3%   
Avg. income/employee Rs Th9,355.76,768.6 138.2%   
Avg. wages/employee Rs Th952.4635.8 149.8%   
Avg. net profit/employee Rs Th132.21,072.2 12.3%   
INCOME DATA
Interest income Rs m85,88631,738 270.6%  
Other income Rs m4,2884,840 88.6%   
Interest expense Rs m69,09419,750 349.8%   
Net interest income Rs m16,79211,988 140.1%  
Operating expense Rs m13,3256,890 193.4%   
Gross profit Rs m3,4675,098 68.0%  
Gross profit margin %4.016.1 25.1%  
Provisions/contingencies Rs m6,2733,010 208.4%   
Profit before tax Rs m1,4816,928 21.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2681,900 14.1%   
Profit after tax Rs m1,2145,028 24.1%  
Net profit margin %1.415.8 8.9%  
BALANCE SHEET DATA
Advances Rs m638,702238,327 268.0%   
Deposits Rs m867,147301,157 287.9%  
Credit/Deposit ratio x73.779.1 93.1%  
Yield on advances %10.010.9 91.8%   
Cost of deposits %7.76.4 119.8%   
Net Interest Margin %1.83.6 49.8%  
Net fixed assets Rs m9,9482,151 462.5%   
Share capital Rs m4,004601 666.1%   
Free reserves Rs m31,06122,455 138.3%   
Net worth Rs m55,96235,702 156.7%   
Borrowings Rs m30,4825,310 574.1%   
Investments Rs m267,51770,315 380.5%   
Total assets Rs m977,534352,708 277.2%  
Debt/equity ratio x16.08.6 186.9%   
Return on assets %0.11.4 8.7%  
Return on equity %2.214.1 15.4%  
Capital adequacy ratio %11.215.8 71.0%  
Net NPAs %3.61.7 207.6%  
CASH FLOW
From Operations Rs m-19,8162,836 -698.7%  
From Investments Rs m-845-503 167.9%  
From Financial Activity Rs m-392-44 895.4%  
Net Cashflow Rs m-21,0532,289 -919.7%  

Share Holding

Indian Promoters % 79.6 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.8 10.2 105.9%  
FIIs % 1.8 33.4 5.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.8 56.0 13.9%  
Shareholders   150,895 82,699 182.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   ING VYSYA BANK  IDBI BANK  KARUR VYSYA BANK  ICICI BANK  SBI  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Rising Dollar after Fed Minutes; F&O Expiry and Top Stocks in Action Today(Pre-Open)

Indian share markets ended largely flat on Thursday following the expiry of derivative contracts for February series. The S&P BSE Sensex ended down by 25 points.

Related Views on News

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

More Views on News

Most Popular

The Foundation for Sensex 100,000 is Laid(The 5 Minute Wrapup)

Feb 17, 2018

Top three reasons for Tanushree's presentation at Equitymaster Conference to be centered around a possible 30% correction.

India's Rs 1,66,276 Crore Problem(Vivek Kaul's Diary)

Feb 15, 2018

That's the loss, the government owned public sector enterprises are expected to make this year.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

How I Beat the Index by 2x... And Why I Believe This Could Happen Again(Smart Contrarian)

Feb 12, 2018

Will Microcap Millionaires be able to replicate its past performance of beating the index by 2x?

NPAs Set to Rise Further with New RBI Rules(Chart Of The Day)

Feb 15, 2018

The RBI overhauls bad loan framework. Banks may come under additional pressure due to rising NPAs and increased provisioning.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

PUNJAB & SIND BANK SHARE PRICE


Feb 22, 2018 (Close)

TRACK PUNJAB & SIND BANK

  • Track your investment in PUNJAB & SIND BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON PUNJAB & SIND BANK

PUNJAB & SIND BANK 8-QTR ANALYSIS

COMPARE PUNJAB & SIND BANK WITH

MARKET STATS