PUNJAB & SIND BANK | HDFC BANK | PUNJAB & SIND BANK/ HDFC BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 45.2 | 17.5 | 258.1% | View Chart |
P/BV | x | 2.7 | 4.0 | 68.7% | View Chart |
Dividend Yield | % | 0.8 | 1.3 | 62.6% |
PUNJAB & SIND BANK HDFC BANK |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
PUNJAB & SIND BANK Mar-23 |
HDFC BANK Mar-23 |
PUNJAB & SIND BANK/ HDFC BANK |
5-Yr Chart Click to enlarge
|
||
High | Rs | 45 | 1,722 | 2.6% | |
Low | Rs | 13 | 1,272 | 1.0% | |
Income per share (Unadj.) | Rs | 11.8 | 306.0 | 3.9% | |
Earnings per share (Unadj.) | Rs | 1.9 | 82.4 | 2.4% | |
Cash flow per share (Unadj.) | Rs | 5.8 | 150.0 | 3.9% | |
Dividends per share (Unadj.) | Rs | 0.48 | 19.00 | 2.5% | |
Avg Dividend yield | % | 1.7 | 1.3 | 132.3% | |
Book value per share (Unadj.) | Rs | 22.3 | 516.7 | 4.3% | |
Shares outstanding (eoy) | m | 6,777.79 | 5,579.74 | 121.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 4.9 | 49.5% | |
Avg P/E ratio | x | 14.8 | 18.2 | 81.2% | |
Avg P/CF ratio | x | 13.4 | 11.1 | 120.3% | |
Avg Price/Bookvalue ratio | x | 1.3 | 2.9 | 44.3% | |
Dividend payout | % | 24.8 | 23.0 | 107.5% | |
Avg Mkt Cap | Rs m | 193,675 | 8,351,759 | 2.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15,444 | 200,169 | 7.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 79,927 | 1,707,541 | 4.7% | |
Other income | Rs m | 9,400 | 339,121 | 2.8% | |
Interest expense | Rs m | 50,194 | 777,799 | 6.5% | |
Net interest income | Rs m | 29,734 | 929,741 | 3.2% | |
Operating expense | Rs m | 24,634 | 515,337 | 4.8% | |
Gross profit | Rs m | 5,100 | 414,404 | 1.2% | |
Gross profit margin | % | 6.4 | 24.3 | 26.3% | |
Provisions/contingencies | Rs m | 1,369 | 292,038 | 0.5% | |
Profit before tax | Rs m | 16,198 | 614,984 | 2.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -1,516 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 3,068 | 153,497 | 2.0% | |
Profit after tax | Rs m | 13,130 | 459,971 | 2.9% | |
Net profit margin | % | 16.4 | 26.9 | 61.0% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 768,194 | 16,619,493 | 4.6% | |
Deposits | Rs m | 1,096,655 | 18,826,633 | 5.8% | |
Credit/Deposit ratio | x | 70.0 | 88.3 | 79.4% | |
Yield on advances | % | 7.2 | 8.2 | 87.7% | |
Cost of deposits | % | 4.3 | 3.3 | 131.7% | |
Net Interest Margin | % | 2.4 | 4.3 | 57.1% | |
Net fixed assets | Rs m | 15,194 | 84,756 | 17.9% | |
Share capital | Rs m | 67,778 | 5,580 | 1,214.7% | |
Free reserves | Rs m | 83,307 | 2,877,623 | 2.9% | |
Net worth | Rs m | 151,085 | 2,883,203 | 5.2% | |
Borrowings | Rs m | 90,184 | 2,565,487 | 3.5% | |
Investments | Rs m | 448,384 | 5,115,817 | 8.8% | |
Total assets | Rs m | 1,364,545 | 25,304,324 | 5.4% | |
Debt/equity ratio | x | 7.9 | 7.4 | 105.9% | |
Return on assets | % | 1.0 | 1.8 | 52.9% | |
Return on equity | % | 8.7 | 16.0 | 54.5% | |
Capital adequacy ratio | % | 17.1 | 19.3 | 88.8% | |
Net NPAs | % | 1.8 | 0.3 | 681.5% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 14,284 | 208,137 | 6.9% | |
From Investments | Rs m | -882 | -34,239 | 2.6% | |
From Financial Activity | Rs m | -13,317 | 239,406 | -5.6% | |
Net Cashflow | Rs m | 85 | 417,621 | 0.0% |
Indian Promoters | % | 98.3 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.7 | 81.3 | 0.8% | |
FIIs | % | 0.0 | 47.8 | 0.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 1.8 | 100.0 | 1.8% | |
Shareholders | 184,679 | 4,121,815 | 4.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Punjab & Sind Bank | HDFC Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.10% | -0.26% | 0.22% |
1-Month | 5.53% | 5.71% | 2.85% |
1-Year | 83.73% | -10.67% | 12.27% |
3-Year CAGR | 53.59% | 2.17% | 14.69% |
5-Year CAGR | 16.02% | 6.08% | 10.38% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the HDFC Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of HDFC Bank the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of HDFC Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.
HDFC Bank paid Rs 19.0, and its dividend payout ratio stood at 23.0%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of HDFC Bank.
For a sector overview, read our banking sector report.
Asian markets traded higher on Tuesday following overnight gain on Wall Street.