X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Punjab & Sind Bank with ICICI Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

PUNJAB & SIND BANK vs ICICI BANK - Comparison Results

ICICI BANK 
   Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    PUNJAB & SIND BANK ICICI BANK PUNJAB & SIND BANK/
ICICI BANK
 
P/E (TTM) x -1.5 24.1 - View Chart
P/BV x 0.2 1.6 11.5% View Chart
Dividend Yield % 0.0 1.0 -  

Financials

 PUNJAB & SIND BANK   ICICI BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-17
ICICI BANK
Mar-17
PUNJAB & SIND BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs59293 20.0%   
Low Rs34215 15.9%   
Income per share (Unadj.) Rs204.1104.8 194.8%  
Earnings per share (Unadj.) Rs5.017.5 28.7%  
Cash flow per share (Unadj.) Rs18.876.1 24.8%  
Dividends per share (Unadj.) Rs02.50 0.0%  
Avg Dividend yield %01.0 0.0%  
Book value per share (Unadj.) Rs153.4179.9 85.3%  
Shares outstanding (eoy) m400.415,814.77 6.9%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x0.22.4 9.4%   
Avg P/E ratio x9.214.5 63.7%  
Avg P/CF ratio x1.65.5 28.2%  
Avg Price/Bookvalue ratio x0.31.4 21.4%  
Dividend payout %014.3 0.0%   
Avg Mkt Cap Rs m18,5591,475,207 1.3%   
No. of employees `0009.481.1 11.6%   
Total wages & salary Rs m9,90178,933 12.5%   
Avg. income/employee Rs Th8,694.57,511.5 115.7%   
Avg. wages/employee Rs Th1,053.3972.9 108.3%   
Avg. net profit/employee Rs Th213.91,255.8 17.0%   
INCOME DATA
Interest income Rs m81,729609,400 13.4%  
Other income Rs m5,781524,577 1.1%   
Interest expense Rs m60,135348,358 17.3%   
Net interest income Rs m21,593261,042 8.3%  
Operating expense Rs m14,956481,700 3.1%   
Gross profit Rs m6,638-220,658 -3.0%  
Gross profit margin %8.1-36.2 -22.4%  
Provisions/contingencies Rs m9,914165,825 6.0%   
Profit before tax Rs m2,505138,094 1.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-11,520 0.0%   
Prior Period Items Rs m00-   
Tax Rs m49424,690 2.0%   
Profit after tax Rs m2,011101,884 2.0%  
Net profit margin %2.516.7 14.7%  
BALANCE SHEET DATA
Advances Rs m583,3455,153,173 11.3%   
Deposits Rs m855,4025,125,873 16.7%  
Credit/Deposit ratio x68.2100.5 67.8%  
Yield on advances %9.78.2 119.3%   
Cost of deposits %6.84.5 150.0%   
Net Interest Margin %2.42.9 82.0%  
Net fixed assets Rs m10,95493,380 11.7%   
Share capital Rs m4,00411,651 34.4%   
Free reserves Rs m32,842581,559 5.6%   
Net worth Rs m61,4251,046,320 5.9%   
Borrowings Rs m29,5841,882,868 1.6%   
Investments Rs m279,4853,045,017 9.2%   
Total assets Rs m966,4349,860,427 9.8%  
Debt/equity ratio x14.46.7 215.1%   
Return on assets %0.21.0 20.1%  
Return on equity %3.39.7 33.6%  
Capital adequacy ratio %11.117.4 63.5%  
Net NPAs %7.55.4 138.3%  
CASH FLOW
From Operations Rs m-5,089526,355 -1.0%  
From Investments Rs m-198-16,057 1.2%  
From Financial Activity Rs m2,159-354,695 -0.6%  
Net Cashflow Rs m-3,128155,603 -2.0%  

Share Holding

Indian Promoters % 79.6 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.8 23.1 46.8%  
FIIs % 1.8 40.0 4.5%  
ADR/GDR % 0.0 29.2 -  
Free float % 7.8 7.8 100.0%  
Shareholders   150,895 585,463 25.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   J&K BANK  CORPORATION BANK  SBI  SYNDICATE BANK  BANK OF INDIA  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 218 Points Lower; Tata Steel & Tata Motors Top Losers(Closing)

Indian share markets ended lower in the final hour of the trade. At the closing bell, the BSE Sensex finished lower by 218 points and the NSE Nifty finished down by 82 points.

Related Views on News

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

Has A Bank Ever Told You Its Deposits are Riskier than Stocks? These Should Have...(The 5 Minute Wrapup)

Jul 3, 2018

Left on their own, the banks would possibly have to mark down the value of deposits by 90% to 100%.

The Real Truth About India's FDI, Beyond WhatsApp(Vivek Kaul's Diary)

Jul 4, 2018

The FDI numbers do not look very impressive once we adjust for repatriations as well as the overall growth in the economy.

The Answer to Your Wealth Worries: Small Caps (Especially Now)(Profit Hunter)

Jul 10, 2018

If you're worried about the markets - you are on the wrong track. This is opportunity - put your wealth-building hat on, instead - Richa shows you how...

New Fund Offer - ICICI Prudential Pharma Healthcare and Diagnostics Fund - Should You Invest?(Outside View)

Jul 6, 2018

ICICI AMC launches an open -ended equity fund following Pharma, Healthcare, Diagnostic and allied theme.

When Disappointment Panda is Around. Buy Quality Stock like This!(Chart Of The Day)

Jul 6, 2018

Buy Companies that can fight all kinds of Pandas and Bears in the long run.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

PUNJAB & SIND BANK SHARE PRICE


Jul 16, 2018 (Close)

TRACK PUNJAB & SIND BANK

  • Track your investment in PUNJAB & SIND BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON PUNJAB & SIND BANK

PUNJAB & SIND BANK - INDUSIND BANK COMPARISON

COMPARE PUNJAB & SIND BANK WITH

MARKET STATS