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Compare Punjab & Sind Bank with ICICI Bank - Equitymaster

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PUNJAB & SIND BANK vs ICICI BANK - Comparison Results

ICICI BANK 
   Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

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Current Valuations

    PUNJAB & SIND BANK ICICI BANK PUNJAB & SIND BANK/
ICICI BANK
 
P/E (TTM) x -0.9 43.8 - View Chart
P/BV x 0.2 1.8 9.2% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 PUNJAB & SIND BANK   ICICI BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-17
ICICI BANK
Mar-18
PUNJAB & SIND BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs59362 16.2%   
Low Rs34244 14.0%   
Income per share (Unadj.) Rs204.1106.7 191.2%  
Earnings per share (Unadj.) Rs5.013.2 37.9%  
Cash flow per share (Unadj.) Rs18.877.1 24.4%  
Dividends per share (Unadj.) Rs01.50 0.0%  
Avg Dividend yield %00.5 0.0%  
Book value per share (Unadj.) Rs153.4189.9 80.8%  
Shares outstanding (eoy) m400.415,824.48 6.9%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x0.22.8 8.0%   
Avg P/E ratio x9.222.9 40.3%  
Avg P/CF ratio x1.66.6 23.7%  
Avg Price/Bookvalue ratio x0.31.6 18.9%  
Dividend payout %011.3 0.0%   
Avg Mkt Cap Rs m18,5591,765,982 1.1%   
No. of employees `0009.481.5 11.5%   
Total wages & salary Rs m9,90183,335 11.9%   
Avg. income/employee Rs Th8,694.57,622.8 114.1%   
Avg. wages/employee Rs Th1,053.31,021.9 103.1%   
Avg. net profit/employee Rs Th213.9945.7 22.6%   
INCOME DATA
Interest income Rs m81,729621,624 13.1%  
Other income Rs m5,781568,068 1.0%   
Interest expense Rs m60,135342,621 17.6%   
Net interest income Rs m21,593279,003 7.7%  
Operating expense Rs m14,956557,556 2.7%   
Gross profit Rs m6,638-278,553 -2.4%  
Gross profit margin %8.1-44.8 -18.1%  
Provisions/contingencies Rs m9,914191,949 5.2%   
Profit before tax Rs m2,50597,565 2.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-13,874 0.0%   
Prior Period Items Rs m00-   
Tax Rs m4946,570 7.5%   
Profit after tax Rs m2,01177,122 2.6%  
Net profit margin %2.512.4 19.8%  
BALANCE SHEET DATA
Advances Rs m583,3455,668,542 10.3%   
Deposits Rs m855,4025,857,961 14.6%  
Credit/Deposit ratio x68.296.8 70.5%  
Yield on advances %9.77.6 127.6%   
Cost of deposits %6.84.1 167.9%   
Net Interest Margin %2.42.7 87.6%  
Net fixed assets Rs m10,95494,650 11.6%   
Share capital Rs m4,00412,858 31.1%   
Free reserves Rs m32,842591,640 5.6%   
Net worth Rs m61,4251,106,241 5.6%   
Borrowings Rs m29,5842,294,018 1.3%   
Investments Rs m279,4853,722,077 7.5%   
Total assets Rs m966,43411,242,810 8.6%  
Debt/equity ratio x14.47.4 195.5%   
Return on assets %0.20.7 30.3%  
Return on equity %3.37.0 47.0%  
Capital adequacy ratio %11.118.4 60.0%  
Net NPAs %7.54.8 157.4%  
CASH FLOW
From Operations Rs m-5,089193,829 -2.6%  
From Investments Rs m-198-505,735 0.0%  
From Financial Activity Rs m2,159396,760 0.5%  
Net Cashflow Rs m-3,12885,083 -3.7%  

Share Holding

Indian Promoters % 79.6 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.8 23.1 46.8%  
FIIs % 1.8 40.0 4.5%  
ADR/GDR % 0.0 29.2 -  
Free float % 7.8 7.8 100.0%  
Shareholders   150,895 585,463 25.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   UNION BANK  SYNDICATE BANK  CORPORATION BANK  CANARA BANK  SOUTH IND.BANK  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends Over 450 Points Lower; IT and Energy Stocks Witness Selling(Closing)

Share markets in India continued their sell-off seen during the day and ended the trading session deep in the red. All sectoral indices traded on a negative note with stocks in the IT sector.

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PUNJAB & SIND BANK Announces Quarterly Results (1QFY19); Net Profit Down 1668.9% (Quarterly Result Update)

Aug 10, 2018 | Updated on Aug 10, 2018

For the quarter ended June 2018, PUNJAB & SIND BANK has posted a net profit of Rs 4 bn (down 1668.9% YoY). Sales on the other hand came in at Rs 22 bn (up 12.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

ICICI BANK Announces Quarterly Results (1QFY19); Net Profit Down 105.8% (Quarterly Result Update)

Jul 31, 2018 | Updated on Jul 31, 2018

For the quarter ended June 2018, ICICI BANK has posted a net profit of Rs 1 bn (down 105.8% YoY). Sales on the other hand came in at Rs 147 bn (up 9.4% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

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