X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Punjab & Sind Bank with IDBI Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

PUNJAB & SIND BANK vs IDBI BANK - Comparison Results

IDBI BANK 
   Change

After the amalgamation of IDBI with IDBI Bank and later with the beleaguered United Western Bank (UWB) in 2006, the bank has managed to integrate the additional branches and employees with itself. The bank had a franchise of over 1,200 ATMs and 720 b... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    PUNJAB & SIND BANK IDBI BANK PUNJAB & SIND BANK/
IDBI BANK
 
P/E (TTM) x 5.8 -1.7 - View Chart
P/BV x 0.3 0.4 96.8% View Chart
Dividend Yield % 1.2 1.4 89.8%  

Financials

 PUNJAB & SIND BANK   IDBI BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-15
IDBI BANK
Mar-15
PUNJAB & SIND BANK/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs84113 74.4%   
Low Rs4460 72.9%   
Income per share (Unadj.) Rs214.5175.6 122.2%  
Earnings per share (Unadj.) Rs3.05.9 51.6%  
Cash flow per share (Unadj.) Rs21.36.0 352.4%  
Dividends per share (Unadj.) Rs0.600.75 80.0%  
Avg Dividend yield %0.90.9 108.3%  
Book value per share (Unadj.) Rs139.8152.0 92.0%  
Shares outstanding (eoy) m400.411,603.96 25.0%   
Bonus/Rights/Conversions PAESOP-  
Avg Price / Income ratio x0.30.5 60.5%   
Avg P/E ratio x21.114.7 143.1%  
Avg P/CF ratio x3.42.6 133.8%  
Avg Price/Bookvalue ratio x0.50.6 80.3%  
Dividend payout %19.812.8 155.0%   
Avg Mkt Cap Rs m25,566138,662 18.4%   
No. of employees `0009.216.6 55.5%   
Total wages & salary Rs m8,74320,112 43.5%   
Avg. income/employee Rs Th9,355.717,012.5 55.0%   
Avg. wages/employee Rs Th952.41,214.9 78.4%   
Avg. net profit/employee Rs Th132.2568.9 23.2%   
INCOME DATA
Interest income Rs m85,886281,643 30.5%  
Other income Rs m4,28841,892 10.2%   
Interest expense Rs m69,094223,872 30.9%   
Net interest income Rs m16,79257,771 29.1%  
Operating expense Rs m13,32541,046 32.5%   
Gross profit Rs m3,46716,725 20.7%  
Gross profit margin %4.05.9 68.0%  
Provisions/contingencies Rs m6,27344,905 14.0%   
Profit before tax Rs m1,48113,403 11.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0155 0.0%   
Prior Period Items Rs m00-   
Tax Rs m2684,139 6.5%   
Profit after tax Rs m1,2149,418 12.9%  
Net profit margin %1.43.3 42.3%  
BALANCE SHEET DATA
Advances Rs m638,7022,083,769 30.7%   
Deposits Rs m867,1472,595,230 33.4%  
Credit/Deposit ratio x73.780.3 91.7%  
Yield on advances %10.010.0 99.8%   
Cost of deposits %7.76.8 113.6%   
Net Interest Margin %1.81.7 105.3%  
Net fixed assets Rs m9,94830,800 32.3%   
Share capital Rs m4,00416,040 25.0%   
Free reserves Rs m31,061156,910 19.8%   
Net worth Rs m55,962243,749 23.0%   
Borrowings Rs m30,482618,330 4.9%   
Investments Rs m267,5171,206,093 22.2%   
Total assets Rs m977,5343,559,309 27.5%  
Debt/equity ratio x16.013.2 121.7%   
Return on assets %0.10.3 46.9%  
Return on equity %2.23.9 56.1%  
Capital adequacy ratio %11.211.8 95.6%  
Net NPAs %3.62.9 123.3%  
CASH FLOW
From Operations Rs m-19,816-19,906 99.5%  
From Investments Rs m-845-2,716 31.1%  
From Financial Activity Rs m-392-610 64.3%  
Net Cashflow Rs m-21,053-23,232 90.6%  

Share Holding

Indian Promoters % 79.6 71.7 111.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.8 13.7 78.8%  
FIIs % 1.8 3.4 52.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.8 11.2 69.6%  
Shareholders   150,895 438,231 34.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   BANK OF MAHARASHTRA  UNION BANK  CITY UNION BANK  KARUR VYSYA BANK  ANDHRA BANK  

Compare PUNJAB & SIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Opens in Green; Tata Stocks in Focus(09:30 am)

Asian stock indices are lower today as Japanese and Hong Kong shares fall. The Nikkei 225 is off 0.13% while the Hang Seng is down 0.54%. The Shanghai Composite is trading down by 0.02%.

Related Views on News

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

More Views on News

Most Popular

This Small Cap Can Drive Chinese Players Out of India (and Make a Fortune in the Process)(The 5 Minute Wrapup)

Aug 17, 2017

A small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.

Dear PM Modi, India is Already Land of Self-Employed, and It Ain't Working(Vivek Kaul's Diary)

Aug 21, 2017

Most Indians who cannot find jobs, look at becoming self-employed.

It's the Best Time to Buy IT Stocks(Daily Profit Hunter)

Aug 16, 2017

The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

Think Twice Before You Keep Money In A Savings Bank Account(Outside View)

Aug 22, 2017

Post demonetisation, a cut in bank savings deposits rates was in the offing.

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

PUNJAB & SIND BANK SHARE PRICE


Aug 24, 2017 10:29 AM

TRACK PUNJAB & SIND BANK

  • Track your investment in PUNJAB & SIND BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON PUNJAB & SIND BANK

PUNJAB & SIND BANK 5-YR ANALYSIS

COMPARE PUNJAB & SIND BANK WITH

MARKET STATS