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PUNJAB & SIND BANK vs IDBI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    PUNJAB & SIND BANK IDBI BANK PUNJAB & SIND BANK/
IDBI BANK
 
P/E (TTM) x 44.3 16.4 270.9% View Chart
P/BV x 2.7 1.9 142.7% View Chart
Dividend Yield % 0.8 1.2 65.0%  

Financials

 PUNJAB & SIND BANK   IDBI BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-23
IDBI BANK
Mar-23
PUNJAB & SIND BANK/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs4562 72.0%   
Low Rs1331 41.0%   
Income per share (Unadj.) Rs11.819.2 61.6%  
Earnings per share (Unadj.) Rs1.93.4 56.2%  
Cash flow per share (Unadj.) Rs5.85.4 107.5%  
Dividends per share (Unadj.) Rs0.481.00 48.0%  
Avg Dividend yield %1.72.2 77.7%  
Book value per share (Unadj.) Rs22.343.1 51.7%  
Shares outstanding (eoy) m6,777.7910,752.40 63.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.42.4 100.3%   
Avg P/E ratio x14.813.4 109.9%  
Avg P/CF ratio x13.45.6 237.0%  
Avg Price/Bookvalue ratio x1.31.1 119.4%  
Dividend payout %24.829.0 85.4%   
Avg Mkt Cap Rs m193,675497,299 38.9%   
No. of employees `000NANA-   
Total wages & salary Rs m15,44436,914 41.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m79,927205,915 38.8%  
Other income Rs m9,40045,754 20.5%   
Interest expense Rs m50,19491,304 55.0%   
Net interest income Rs m29,734114,611 25.9%  
Operating expense Rs m24,63472,326 34.1%   
Gross profit Rs m5,10042,285 12.1%  
Gross profit margin %6.420.5 31.1%  
Provisions/contingencies Rs m1,36951,171 2.7%   
Profit before tax Rs m16,19836,868 43.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-219 -0.0%   
Prior Period Items Rs m0411 0.0%   
Tax Rs m3,0680-   
Profit after tax Rs m13,13037,061 35.4%  
Net profit margin %16.418.0 91.3%  
BALANCE SHEET DATA
Advances Rs m768,1941,625,458 47.3%   
Deposits Rs m1,096,6552,553,222 43.0%  
Credit/Deposit ratio x70.063.7 110.0%  
Yield on advances %7.28.2 87.3%   
Cost of deposits %4.33.1 140.5%   
Net Interest Margin %2.44.4 56.1%  
Net fixed assets Rs m15,19493,048 16.3%   
Share capital Rs m67,778107,524 63.0%   
Free reserves Rs m83,307355,668 23.4%   
Net worth Rs m151,085463,192 32.6%   
Borrowings Rs m90,184126,378 71.4%   
Investments Rs m448,3841,004,087 44.7%   
Total assets Rs m1,364,5453,314,977 41.2%  
Debt/equity ratio x7.95.8 135.8%   
Return on assets %1.01.1 86.1%  
Return on equity %8.78.0 108.6%  
Capital adequacy ratio %17.120.4 83.7%  
Net NPAs %1.80.9 200.0%  
CASH FLOW
From Operations Rs m14,284-26,009 -54.9%  
From Investments Rs m-882-2,945 29.9%  
From Financial Activity Rs m-13,317-35,645 37.4%  
Net Cashflow Rs m85-64,485 -0.1%  

Share Holding

Indian Promoters % 98.3 94.7 103.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.7 0.5 134.7%  
FIIs % 0.0 0.3 3.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 1.8 5.3 33.1%  
Shareholders   156,109 636,699 24.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Punjab & Sind Bank vs IDBI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Punjab & Sind Bank vs IDBI Bank Share Price Performance

Period Punjab & Sind Bank IDBI Bank S&P BSE BANKEX
1-Day 6.26% 1.89% 0.82%
1-Month -4.49% -5.11% 2.48%
1-Year 151.33% 86.93% 19.28%
3-Year CAGR 52.63% 27.93% 12.00%
5-Year CAGR 13.80% 12.70% 9.40%

* Compound Annual Growth Rate

Here are more details on the Punjab & Sind Bank share price and the IDBI Bank share price.

Moving on to shareholding structures...

The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of IDBI Bank the stake stands at 94.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of IDBI Bank.

Finally, a word on dividends...

In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.

IDBI Bank paid Rs 1.0, and its dividend payout ratio stood at 29.0%.

You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of IDBI Bank.

For a sector overview, read our banking sector report.



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