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- PUNJAB & SIND BANK - SYNDICATE BANK
PUNJAB & SIND BANK vs SYNDICATE BANK - Comparison Results
Current Valuations
| PUNJAB & SIND BANK | SYNDICATE BANK | PUNJAB & SIND BANK/ SYNDICATE BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 44.3 | -24.4 | - | View Chart |
| P/BV | x | 2.7 | 0.2 | 1,204.2% | View Chart |
| Dividend Yield | % | 0.8 | 0.0 | - |
Financials
 PUNJAB & SIND BANK  SYNDICATE BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| PUNJAB & SIND BANK Mar-23 |
SYNDICATE BANK Mar-19 |
PUNJAB & SIND BANK/ SYNDICATE BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 45 | 62 | 72.0% | |
| Low | Rs | 13 | 30 | 42.3% | |
| Income per share (Unadj.) | Rs | 11.8 | 87.3 | 13.5% | |
| Earnings per share (Unadj.) | Rs | 1.9 | -10.1 | -19.1% | |
| Cash flow per share (Unadj.) | Rs | 5.8 | -9.6 | -60.5% | |
| Dividends per share (Unadj.) | Rs | 0.48 | 0 | - | |
| Avg Dividend yield | % | 1.7 | 0 | - | |
| Book value per share (Unadj.) | Rs | 22.3 | 73.5 | 30.3% | |
| Shares outstanding (eoy) | m | 6,777.79 | 2,487.91 | 272.4% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 2.4 | 0.5 | 462.3% | |
| Avg P/E ratio | x | 14.8 | -4.5 | -326.9% | |
| Avg P/CF ratio | x | 13.4 | 3.9 | 338.2% | |
| Avg Price/Bookvalue ratio | x | 1.3 | 0.6 | 205.7% | |
| Dividend payout | % | 24.8 | 0 | - | |
| Avg Mkt Cap | Rs m | 193,675 | 113,884 | 170.1% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 15,444 | 40,712 | 37.9% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 79,927 | 217,254 | 36.8% | |
| Other income | Rs m | 9,400 | 22,238 | 42.3% | |
| Interest expense | Rs m | 50,194 | 150,756 | 33.3% | |
| Net interest income | Rs m | 29,734 | 66,498 | 44.7% | |
| Operating expense | Rs m | 24,634 | 60,536 | 40.7% | |
| Gross profit | Rs m | 5,100 | 5,962 | 85.5% | |
| Gross profit margin | % | 6.4 | 2.7 | 232.5% | |
| Provisions/contingencies | Rs m | 1,369 | 54,077 | 2.5% | |
| Profit before tax | Rs m | 16,198 | -31,023 | -52.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 635 | 0.0% | |
| Tax | Rs m | 3,068 | -5,146 | -59.6% | |
| Profit after tax | Rs m | 13,130 | -25,242 | -52.0% | |
| Net profit margin | % | 16.4 | -11.6 | -141.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 768,194 | 2,050,444 | 37.5% | |
| Deposits | Rs m | 1,096,655 | 2,598,831 | 42.2% | |
| Credit/Deposit ratio | x | 70.0 | 78.9 | 88.8% | |
| Yield on advances | % | 7.2 | 7.6 | 94.5% | |
| Cost of deposits | % | 4.3 | 5.2 | 83.0% | |
| Net Interest Margin | % | 2.4 | 2.4 | 103.9% | |
| Net fixed assets | Rs m | 15,194 | 25,630 | 59.3% | |
| Share capital | Rs m | 67,778 | 24,879 | 272.4% | |
| Free reserves | Rs m | 83,307 | 157,879 | 52.8% | |
| Net worth | Rs m | 151,085 | 182,758 | 82.7% | |
| Borrowings | Rs m | 90,184 | 256,045 | 35.2% | |
| Investments | Rs m | 448,384 | 777,634 | 57.7% | |
| Total assets | Rs m | 1,364,545 | 3,129,709 | 43.6% | |
| Debt/equity ratio | x | 7.9 | 15.6 | 50.3% | |
| Return on assets | % | 1.0 | -0.8 | -119.3% | |
| Return on equity | % | 8.7 | -13.8 | -62.9% | |
| Capital adequacy ratio | % | 17.1 | 14.2 | 120.2% | |
| Net NPAs | % | 1.8 | 6.2 | 29.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 14,284 | -72,345 | -19.7% | |
| From Investments | Rs m | -882 | -1,419 | 62.1% | |
| From Financial Activity | Rs m | -13,317 | 30,169 | -44.1% | |
| Net Cashflow | Rs m | 85 | -43,595 | -0.2% | |
Share Holding
| Indian Promoters | % | 98.3 | 78.5 | 125.2% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.7 | 10.0 | 6.7% | |
| FIIs | % | 0.0 | 1.9 | 1.1% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 1.8 | 21.5 | 8.1% | |
| Shareholders | 184,679 | 285,306 | 64.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
More on Punjab & Sind Bank vs Syndicate Bank
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Punjab & Sind Bank vs Syndicate Bank Share Price Performance
| Period | Punjab & Sind Bank | Syndicate Bank | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | 1.12% | 3.77% | -0.50% |
| 1-Month | 3.75% | -31.91% | 1.73% |
| 1-Year | 85.29% | -62.03% | 12.08% |
| 3-Year CAGR | 49.84% | -39.72% | 14.00% |
| 5-Year CAGR | 14.27% | -32.54% | 9.37% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the Syndicate Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Syndicate Bank the stake stands at 78.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Syndicate Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.
Syndicate Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Syndicate Bank.
For a sector overview, read our banking sector report.
Today's Market
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Sensex Today Ends 456 Points Lower | IT Stocks Drag | 5 Reasons Why Indian Share Market is Falling(Closing)
After opening the negative note, Indian share markets Slipped further as the session progressed and ended the day weak.
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