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PUNJAB & SIND BANK vs AXIS BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    PUNJAB & SIND BANK AXIS BANK PUNJAB & SIND BANK/
AXIS BANK
 
P/E (TTM) x 43.5 23.6 184.2% View Chart
P/BV x 2.6 2.5 107.1% View Chart
Dividend Yield % 0.8 0.1 842.3%  

Financials

 PUNJAB & SIND BANK   AXIS BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-23
AXIS BANK
Mar-23
PUNJAB & SIND BANK/
AXIS BANK
5-Yr Chart
Click to enlarge
High Rs45970 4.6%   
Low Rs13618 2.0%   
Income per share (Unadj.) Rs11.8284.2 4.1%  
Earnings per share (Unadj.) Rs1.935.2 5.5%  
Cash flow per share (Unadj.) Rs5.8159.7 3.6%  
Dividends per share (Unadj.) Rs0.481.00 48.0%  
Avg Dividend yield %1.70.1 1,334.2%  
Book value per share (Unadj.) Rs22.3420.4 5.3%  
Shares outstanding (eoy) m6,777.793,076.85 220.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.42.8 86.7%   
Avg P/E ratio x14.822.6 65.3%  
Avg P/CF ratio x13.411.4 117.5%  
Avg Price/Bookvalue ratio x1.31.9 67.9%  
Dividend payout %24.82.8 871.2%   
Avg Mkt Cap Rs m193,6752,443,867 7.9%   
No. of employees `000NANA-   
Total wages & salary Rs m15,44496,650 16.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m79,927874,484 9.1%  
Other income Rs m9,400187,064 5.0%   
Interest expense Rs m50,194433,892 11.6%   
Net interest income Rs m29,734440,592 6.7%  
Operating expense Rs m24,634412,271 6.0%   
Gross profit Rs m5,10028,322 18.0%  
Gross profit margin %6.43.2 197.0%  
Provisions/contingencies Rs m1,369106,859 1.3%   
Profit before tax Rs m16,198186,212 8.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,001 -0.0%   
Prior Period Items Rs m0659 0.0%   
Tax Rs m3,06877,685 3.9%   
Profit after tax Rs m13,130108,185 12.1%  
Net profit margin %16.412.4 132.8%  
BALANCE SHEET DATA
Advances Rs m768,1948,683,875 8.8%   
Deposits Rs m1,096,6559,458,247 11.6%  
Credit/Deposit ratio x70.091.8 76.3%  
Yield on advances %7.27.7 93.2%   
Cost of deposits %4.33.4 128.3%   
Net Interest Margin %2.43.8 64.2%  
Net fixed assets Rs m15,19447,104 32.3%   
Share capital Rs m67,7786,154 1,101.4%   
Free reserves Rs m83,3071,287,403 6.5%   
Net worth Rs m151,0851,293,556 11.7%   
Borrowings Rs m90,1842,062,136 4.4%   
Investments Rs m448,3842,880,948 15.6%   
Total assets Rs m1,364,54513,444,180 10.1%  
Debt/equity ratio x7.98.9 88.2%   
Return on assets %1.00.8 119.6%  
Return on equity %8.78.4 103.9%  
Capital adequacy ratio %17.117.6 96.9%  
Net NPAs %1.80.4 471.8%  
CASH FLOW
From Operations Rs m14,284220,748 6.5%  
From Investments Rs m-882-326,944 0.3%  
From Financial Activity Rs m-13,31766,405 -20.1%  
Net Cashflow Rs m85-36,356 -0.2%  

Share Holding

Indian Promoters % 98.3 8.2 1,195.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.7 84.0 0.8%  
FIIs % 0.0 53.8 0.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 1.8 91.8 1.9%  
Shareholders   184,679 786,166 23.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   HDFC BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    PNB    


More on Punjab & Sind Bank vs Axis Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Punjab & Sind Bank vs Axis Bank Share Price Performance

Period Punjab & Sind Bank Axis Bank S&P BSE BANKEX
1-Day -1.06% 0.50% 1.02%
1-Month 4.15% -1.93% 2.05%
1-Year 84.64% 17.88% 12.30%
3-Year CAGR 50.09% 16.68% 14.92%
5-Year CAGR 15.25% 6.38% 10.00%

* Compound Annual Growth Rate

Here are more details on the Punjab & Sind Bank share price and the Axis Bank share price.

Moving on to shareholding structures...

The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Axis Bank the stake stands at 8.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Axis Bank.

Finally, a word on dividends...

In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.

Axis Bank paid Rs 1.0, and its dividend payout ratio stood at 2.8%.

You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Axis Bank.

For a sector overview, read our banking sector report.



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