PUNJAB & SIND BANK | AXIS BANK | PUNJAB & SIND BANK/ AXIS BANK |
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P/E (TTM) | x | 43.5 | 23.6 | 184.2% | View Chart |
P/BV | x | 2.6 | 2.5 | 107.1% | View Chart |
Dividend Yield | % | 0.8 | 0.1 | 842.3% |
PUNJAB & SIND BANK AXIS BANK |
EQUITY SHARE DATA | |||||
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PUNJAB & SIND BANK Mar-23 |
AXIS BANK Mar-23 |
PUNJAB & SIND BANK/ AXIS BANK |
5-Yr Chart Click to enlarge
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High | Rs | 45 | 970 | 4.6% | |
Low | Rs | 13 | 618 | 2.0% | |
Income per share (Unadj.) | Rs | 11.8 | 284.2 | 4.1% | |
Earnings per share (Unadj.) | Rs | 1.9 | 35.2 | 5.5% | |
Cash flow per share (Unadj.) | Rs | 5.8 | 159.7 | 3.6% | |
Dividends per share (Unadj.) | Rs | 0.48 | 1.00 | 48.0% | |
Avg Dividend yield | % | 1.7 | 0.1 | 1,334.2% | |
Book value per share (Unadj.) | Rs | 22.3 | 420.4 | 5.3% | |
Shares outstanding (eoy) | m | 6,777.79 | 3,076.85 | 220.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 2.8 | 86.7% | |
Avg P/E ratio | x | 14.8 | 22.6 | 65.3% | |
Avg P/CF ratio | x | 13.4 | 11.4 | 117.5% | |
Avg Price/Bookvalue ratio | x | 1.3 | 1.9 | 67.9% | |
Dividend payout | % | 24.8 | 2.8 | 871.2% | |
Avg Mkt Cap | Rs m | 193,675 | 2,443,867 | 7.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15,444 | 96,650 | 16.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 79,927 | 874,484 | 9.1% | |
Other income | Rs m | 9,400 | 187,064 | 5.0% | |
Interest expense | Rs m | 50,194 | 433,892 | 11.6% | |
Net interest income | Rs m | 29,734 | 440,592 | 6.7% | |
Operating expense | Rs m | 24,634 | 412,271 | 6.0% | |
Gross profit | Rs m | 5,100 | 28,322 | 18.0% | |
Gross profit margin | % | 6.4 | 3.2 | 197.0% | |
Provisions/contingencies | Rs m | 1,369 | 106,859 | 1.3% | |
Profit before tax | Rs m | 16,198 | 186,212 | 8.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -1,001 | -0.0% | |
Prior Period Items | Rs m | 0 | 659 | 0.0% | |
Tax | Rs m | 3,068 | 77,685 | 3.9% | |
Profit after tax | Rs m | 13,130 | 108,185 | 12.1% | |
Net profit margin | % | 16.4 | 12.4 | 132.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 768,194 | 8,683,875 | 8.8% | |
Deposits | Rs m | 1,096,655 | 9,458,247 | 11.6% | |
Credit/Deposit ratio | x | 70.0 | 91.8 | 76.3% | |
Yield on advances | % | 7.2 | 7.7 | 93.2% | |
Cost of deposits | % | 4.3 | 3.4 | 128.3% | |
Net Interest Margin | % | 2.4 | 3.8 | 64.2% | |
Net fixed assets | Rs m | 15,194 | 47,104 | 32.3% | |
Share capital | Rs m | 67,778 | 6,154 | 1,101.4% | |
Free reserves | Rs m | 83,307 | 1,287,403 | 6.5% | |
Net worth | Rs m | 151,085 | 1,293,556 | 11.7% | |
Borrowings | Rs m | 90,184 | 2,062,136 | 4.4% | |
Investments | Rs m | 448,384 | 2,880,948 | 15.6% | |
Total assets | Rs m | 1,364,545 | 13,444,180 | 10.1% | |
Debt/equity ratio | x | 7.9 | 8.9 | 88.2% | |
Return on assets | % | 1.0 | 0.8 | 119.6% | |
Return on equity | % | 8.7 | 8.4 | 103.9% | |
Capital adequacy ratio | % | 17.1 | 17.6 | 96.9% | |
Net NPAs | % | 1.8 | 0.4 | 471.8% |
CASH FLOW | |||||
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From Operations | Rs m | 14,284 | 220,748 | 6.5% | |
From Investments | Rs m | -882 | -326,944 | 0.3% | |
From Financial Activity | Rs m | -13,317 | 66,405 | -20.1% | |
Net Cashflow | Rs m | 85 | -36,356 | -0.2% |
Indian Promoters | % | 98.3 | 8.2 | 1,195.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.7 | 84.0 | 0.8% | |
FIIs | % | 0.0 | 53.8 | 0.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 1.8 | 91.8 | 1.9% | |
Shareholders | 184,679 | 786,166 | 23.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: HDFC BANK ICICI BANK SBI KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Punjab & Sind Bank | Axis Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -1.06% | 0.50% | 1.02% |
1-Month | 4.15% | -1.93% | 2.05% |
1-Year | 84.64% | 17.88% | 12.30% |
3-Year CAGR | 50.09% | 16.68% | 14.92% |
5-Year CAGR | 15.25% | 6.38% | 10.00% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the Axis Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Axis Bank the stake stands at 8.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Axis Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.
Axis Bank paid Rs 1.0, and its dividend payout ratio stood at 2.8%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Axis Bank.
For a sector overview, read our banking sector report.
After opening the day deep in red, Indian share markets reversed the trend as the session progressed and ended on firm footing.