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RBL BANK vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    RBL BANK BANDHAN BANK RBL BANK/
BANDHAN BANK
 
P/E (TTM) x 13.8 10.9 126.4% View Chart
P/BV x 1.2 1.7 73.6% View Chart
Dividend Yield % 0.5 0.7 74.2%  

Financials

 RBL BANK   BANDHAN BANK
EQUITY SHARE DATA
    RBL BANK
Mar-23
BANDHAN BANK
Mar-23
RBL BANK/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs189350 54.1%   
Low Rs74182 40.7%   
Income per share (Unadj.) Rs159.398.7 161.3%  
Earnings per share (Unadj.) Rs15.313.6 112.6%  
Cash flow per share (Unadj.) Rs83.916.3 513.5%  
Dividends per share (Unadj.) Rs1.501.50 100.0%  
Avg Dividend yield %1.10.6 201.9%  
Book value per share (Unadj.) Rs224.3121.5 184.6%  
Shares outstanding (eoy) m599.571,610.84 37.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.82.7 30.7%   
Avg P/E ratio x8.619.5 44.0%  
Avg P/CF ratio x3.56.0 58.3%  
Avg Price/Bookvalue ratio x0.62.2 26.8%  
Dividend payout %9.811.0 88.8%   
Avg Mkt Cap Rs m78,948428,241 18.4%   
No. of employees `000NANA-   
Total wages & salary Rs m16,53527,151 60.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m95,496159,047 60.0%  
Other income Rs m25,06924,686 101.6%   
Interest expense Rs m46,78666,451 70.4%   
Net interest income Rs m48,70992,596 52.6%  
Operating expense Rs m51,34846,368 110.7%   
Gross profit Rs m-2,63846,228 -5.7%  
Gross profit margin %-2.829.1 -9.5%  
Provisions/contingencies Rs m13,23548,967 27.0%   
Profit before tax Rs m12,21128,930 42.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,0166,983 43.2%   
Profit after tax Rs m9,19521,946 41.9%  
Net profit margin %9.613.8 69.8%  
BALANCE SHEET DATA
Advances Rs m701,8641,047,568 67.0%   
Deposits Rs m848,7471,080,693 78.5%  
Credit/Deposit ratio x82.796.9 85.3%  
Yield on advances %10.813.1 81.8%   
Cost of deposits %4.75.0 93.5%   
Net Interest Margin %4.96.8 72.9%  
Net fixed assets Rs m5,5325,089 108.7%   
Share capital Rs m5,99616,108 37.2%   
Free reserves Rs m128,511179,614 71.5%   
Net worth Rs m134,507195,722 68.7%   
Borrowings Rs m133,317247,108 54.0%   
Investments Rs m287,303323,659 88.8%   
Total assets Rs m1,158,0571,557,700 74.3%  
Debt/equity ratio x7.36.8 107.6%   
Return on assets %0.81.4 56.4%  
Return on equity %6.811.2 61.0%  
Capital adequacy ratio %16.919.8 85.6%  
Net NPAs %1.11.2 94.0%  
CASH FLOW
From Operations Rs m-110,312-42,446 259.9%  
From Investments Rs m-2,336-16,179 14.4%  
From Financial Activity Rs m22,34747,913 46.6%  
Net Cashflow Rs m-90,301-10,713 842.9%  

Share Holding

Indian Promoters % 0.0 40.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 48.0 49.6 96.8%  
FIIs % 28.3 34.8 81.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 60.0 166.6%  
Shareholders   344,856 550,138 62.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on RBL BANK vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs BANDHAN BANK Share Price Performance

Period RBL BANK BANDHAN BANK S&P BSE BANKEX
1-Day 1.49% -2.83% -0.24%
1-Month 7.04% -9.31% 3.11%
1-Year 79.13% -10.95% 16.11%
3-Year CAGR 5.10% -16.28% 10.83%
5-Year CAGR -13.88% -15.85% 11.99%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 9.8%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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