Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGIN

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

RBL BANK vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    RBL BANK BANDHAN BANK RBL BANK/
BANDHAN BANK		  
P/E (TTM) x 27.1 28.2 96.3% View Chart
P/BV x 1.3 1.2 108.4% View Chart
Dividend Yield % 0.3 0.9 37.1%  

Financials

 RBL BANK   BANDHAN BANK
EQUITY SHARE DATA
    RBL BANK
Mar-25		 BANDHAN BANK
Mar-25		 RBL BANK/
BANDHAN BANK		 5-Yr Chart
Click to enlarge
High Rs272222 122.4%   
Low Rs146128 113.9%   
Income per share (Unadj.) Rs231.0136.2 169.5%  
Earnings per share (Unadj.) Rs11.817.0 69.2%  
Cash flow per share (Unadj.) Rs71.537.5 190.5%  
Dividends per share (Unadj.) Rs1.001.50 66.7%  
Avg Dividend yield %0.50.9 55.9%  
Book value per share (Unadj.) Rs255.0151.2 168.6%  
Shares outstanding (eoy) m607.881,610.97 37.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.91.3 70.4%   
Avg P/E ratio x17.710.3 172.3%  
Avg P/CF ratio x3.53.8 91.0%  
Avg Price/Bookvalue ratio x0.81.2 70.7%  
Dividend payout %8.58.8 96.3%   
Avg Mkt Cap Rs m127,076282,282 45.0%   
No. of employees `000NANA-   
Total wages & salary Rs m21,81543,610 50.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m140,411219,482 64.0%  
Other income Rs m37,78429,666 127.4%   
Interest expense Rs m75,762104,576 72.4%   
Net interest income Rs m64,649114,906 56.3%  
Operating expense Rs m65,88870,685 93.2%   
Gross profit Rs m-1,23944,221 -2.8%  
Gross profit margin %-0.920.1 -4.4%  
Provisions/contingencies Rs m29,37446,434 63.3%   
Profit before tax Rs m6,95836,233 19.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-2138,780 -2.4%   
Profit after tax Rs m7,17127,453 26.1%  
Net profit margin %5.112.5 40.8%  
BALANCE SHEET DATA
Advances Rs m926,1831,319,873 70.2%   
Deposits Rs m1,109,3291,512,125 73.4%  
Credit/Deposit ratio x83.587.3 95.7%  
Yield on advances %12.114.7 82.6%   
Cost of deposits %5.96.3 94.0%   
Net Interest Margin %5.26.7 77.9%  
Net fixed assets Rs m6,3758,552 74.5%   
Share capital Rs m6,07916,110 37.7%   
Free reserves Rs m148,918227,481 65.5%   
Net worth Rs m154,997243,591 63.6%   
Borrowings Rs m137,350111,385 123.3%   
Investments Rs m321,031407,123 78.9%   
Total assets Rs m1,467,7211,914,763 76.7%  
Debt/equity ratio x8.06.7 120.7%   
Return on assets %0.51.4 34.1%  
Return on equity %4.611.3 41.0%  
Capital adequacy ratio %15.518.7 83.1%  
Net NPAs %0.31.3 22.7%  
CASH FLOW
From Operations Rs m-8,24127,523 -29.9%  
From Investments Rs m-2,807-38,787 7.2%  
From Financial Activity Rs m-5,031-54,746 9.2%  
Net Cashflow Rs m-16,079-66,010 24.4%  

Share Holding

Indian Promoters % 0.0 39.7 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 63.5 41.1 154.4%  
FIIs % 20.2 22.3 90.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 60.3 165.9%  
Shareholders   323,042 767,136 42.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on RBL BANK vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs BANDHAN BANK Share Price Performance

Period RBL BANK BANDHAN BANK S&P BSE BANKEX
1-Day 0.33% 1.09% 0.36%
1-Month 6.58% 11.27% 6.27%
1-Year 65.00% 4.97% 0.83%
3-Year CAGR 28.43% -6.83% 10.08%
5-Year CAGR 12.67% -10.64% 12.62%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of BANDHAN BANK the stake stands at 39.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 8.5%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 8.8%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Trades Flat | Nifty Below 24,350 | Indian Energy Exchange Down 6% Sensex Today Trades Flat | Nifty Below 24,350 | Indian Energy Exchange Down 6%(10:30 am)

Asian markets traded mixed on Monday as US-Iran tensions rose.

ABOUT EQUITYMASTER

Since 1996, Equitymaster has been the source for honest and credible opinions on investing in India. With solid research and in-depth analysis Equitymaster is dedicated towards making its readers- smarter, more confident and richer every day. Here's why hundreds of thousands of readers spread across more than 70 countries Trust Equitymaster.

PREMIUM PRODUCTS
QUICK LINKS
POPULAR TOPICS
TRENDING TOPICS
FREE NEWSLETTERS
EQUITYMASTER SUPPORTS
  • HelpYourNGO
  • You Tube
  • Linkedin
  • Twitter
  • Telegram
  • Google Play

Copyright © Quantum Information Services Private Limited.

Whitelist | Refer | Terms | Privacy | Contact | About | Sitemap

  • Registered Name:

    Quantum Information Services Private Limited

  • Registered Office Address:

    103, Regent Chambers, Nariman Point, Mumbai 400021

  • CIN:

    U65990MH1989PTC054667

  • Website:

    www.equitymaster.com

  • Compliance Officer & Grievance Officer:

    Ms. Sonal Ramachandran

    | Telephone No.: +91-22-61434003 | Email: compliance@equitymaster.com

SEBI Registered Research Analyst Details:

SEBI Registration No.: INH000021128 | Type of Registration: Non-Individual | Validity: Perpetual | BSE Enlistment No: 6769

Principal Officer: Tanushree Banerjee | Telephone No.:+91-22-61434055 | Email: po.ra@equitymaster.com

SEBI Registered Investment Adviser Details:

SEBI Registration No.: INA000000680 | Type of Registration: Non-Individual | Validity: Perpetual | BSE Enlistment No: 1488

Principal Officer: Vivek Chaurasia | Telephone No.:+91-22-61434055 | Email: po.ria@equitymaster.com

SEBI Office Details:

SEBI Bhavan BKC
Address: Plot No.C4-A, 'G' Block Bandra-Kurla Complex, Bandra (East), Mumbai - 400051, Maharashtra
Telephone No.: +91-22-26449000 / 40459000 | Fax: +91-22-26449019-22 / 40459019-22 | Email: sebi@sebi.gov.in | Toll Free Investor Helpline: 1800 22 7575
SCORES: https://www.scores.gov.in/ | SMARTODR: https://smartodr.in/login

Association of Mutual Funds of India (AMFI) Registered Details:

AMFI Registered Mutual Fund Distributor
AMFI Registration Number : ARN - 1022
Date of Initial Registration : 28 / JAN / 2008
Current Validity of ARN upto : 28 / JAN / 2028

LEGAL DISCLAIMER:
Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Registration granted by SEBI, enlistment with BSE as IA and RA, and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

All rights reserved. Any act of copying, reproducing or distributing any content from this website whether wholly or in part, for any purpose without the permission of Quantum Information Services Private Limited is strictly prohibited and shall be deemed to be copyright infringement.

Quantum Information Services Private Limited (QIS) is a SEBI registered Research Analyst (bearing registration no INH000021128) and Investment Adviser(Reg. No: INA000000680). Consequent upon the merger of Equitymaster Research Private Limited into QIS, effective October 30, 2025 QIS owns and operates brand 'Equitymaster' and website www.equitymaster.com. This does not constitute or is not intended to constitute an offer to buy or sell, or a solicitation to an offer to buy or sell financial products, units or securities and QIS including its employees, personnel, directors, associates will not be liable for any losses (direct or indirect) incurred or investment(s) made or decisions taken/or not taken based on the information provided herein. All content and information is provided on an 'As Is' basis by QIS. Information herein is believed to be reliable but QIS does not warrant its completeness or accuracy and expressly disclaims all warranties and conditions of any kind, whether express or implied. The services rendered by QIS are on a best effort basis. QIS does not assure or guarantee the user any minimum or fixed returns. The securities quoted, if any are for illustration only and are not recommendatory. Use of this information is at the user's own risk. The user must make his own investment decisions based on his specific investment objective and financial position and using such independent advisors as he believes necessary. This is not directed for access or use by anyone in a country, especially, USA, Canada or the European Union countries, where such use or access is unlawful or which may subject QIS or its affiliates to any registration or licensing requirement.

The performance data quoted represents past performance and does not guarantee future results. As a condition to accessing QIS's content and website, you agree to our Terms and Conditions of Use, available here.