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RBL BANK vs ICICI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    RBL BANK ICICI BANK RBL BANK/
ICICI BANK
 
P/E (TTM) x 12.4 17.4 71.1% View Chart
P/BV x 1.1 3.5 31.4% View Chart
Dividend Yield % 0.6 0.7 82.0%  

Financials

 RBL BANK   ICICI BANK
EQUITY SHARE DATA
    RBL BANK
Mar-23
ICICI BANK
Mar-23
RBL BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs189958 19.7%   
Low Rs74670 11.1%   
Income per share (Unadj.) Rs159.3173.4 91.9%  
Earnings per share (Unadj.) Rs15.348.7 31.5%  
Cash flow per share (Unadj.) Rs83.9156.9 53.5%  
Dividends per share (Unadj.) Rs1.508.00 18.8%  
Avg Dividend yield %1.11.0 115.9%  
Book value per share (Unadj.) Rs224.3306.1 73.3%  
Shares outstanding (eoy) m599.576,982.82 8.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.84.7 17.6%   
Avg P/E ratio x8.616.7 51.4%  
Avg P/CF ratio x3.510.8 32.7%  
Avg Price/Bookvalue ratio x0.62.7 22.1%  
Dividend payout %9.816.4 59.6%   
Avg Mkt Cap Rs m78,9485,685,234 1.4%   
No. of employees `000NANA-   
Total wages & salary Rs m16,535152,342 10.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m95,4961,210,668 7.9%  
Other income Rs m25,069651,120 3.9%   
Interest expense Rs m46,786505,434 9.3%   
Net interest income Rs m48,709705,234 6.9%  
Operating expense Rs m51,348824,390 6.2%   
Gross profit Rs m-2,638-119,156 2.2%  
Gross profit margin %-2.8-9.8 28.1%  
Provisions/contingencies Rs m13,235187,334 7.1%   
Profit before tax Rs m12,211462,565 2.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-14,247 -0.0%   
Prior Period Items Rs m09,983 0.0%   
Tax Rs m3,016117,934 2.6%   
Profit after tax Rs m9,195340,366 2.7%  
Net profit margin %9.628.1 34.3%  
BALANCE SHEET DATA
Advances Rs m701,86410,838,663 6.5%   
Deposits Rs m848,74712,108,322 7.0%  
Credit/Deposit ratio x82.789.5 92.4%  
Yield on advances %10.88.1 132.6%   
Cost of deposits %4.73.3 144.8%   
Net Interest Margin %4.94.1 120.3%  
Net fixed assets Rs m5,532109,690 5.0%   
Share capital Rs m5,99613,968 42.9%   
Free reserves Rs m128,5112,123,401 6.1%   
Net worth Rs m134,5072,137,369 6.3%   
Borrowings Rs m133,3171,890,618 7.1%   
Investments Rs m287,3036,395,520 4.5%   
Total assets Rs m1,158,05719,584,905 5.9%  
Debt/equity ratio x7.36.5 111.5%   
Return on assets %0.81.7 45.7%  
Return on equity %6.815.9 42.9%  
Capital adequacy ratio %16.918.3 92.3%  
Net NPAs %1.10.5 215.7%  
CASH FLOW
From Operations Rs m-110,312-37,712 292.5%  
From Investments Rs m-2,336-680,053 0.3%  
From Financial Activity Rs m22,347247,907 9.0%  
Net Cashflow Rs m-90,301-466,695 19.3%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 45.7 89.9 50.8%  
FIIs % 25.1 43.6 57.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   358,110 1,802,207 19.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    SBI    KOTAK MAHINDRA BANK    BANDHAN BANK    


More on RBL BANK vs ICICI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs ICICI Bank Share Price Performance

Period RBL BANK ICICI Bank S&P BSE BANKEX
1-Day -2.67% -1.04% -0.50%
1-Month 8.75% -1.26% 1.73%
1-Year 58.14% 18.43% 12.08%
3-Year CAGR 9.17% 23.51% 14.00%
5-Year CAGR -18.54% 21.28% 9.37%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the ICICI Bank share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of ICICI Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of ICICI Bank.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 9.8%.

ICICI Bank paid Rs 8.0, and its dividend payout ratio stood at 16.4%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of ICICI Bank.

For a sector overview, read our banking sector report.



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