Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

RBL BANK vs INDIAN OVERSEAS BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    RBL BANK INDIAN OVERSEAS BANK RBL BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 12.2 45.2 27.0% View Chart
P/BV x 1.1 4.6 23.7% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 RBL BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    RBL BANK
Mar-23
INDIAN OVERSEAS BANK
Mar-23
RBL BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs18937 515.5%   
Low Rs7415 486.2%   
Income per share (Unadj.) Rs159.310.3 1,551.3%  
Earnings per share (Unadj.) Rs15.31.1 1,377.9%  
Cash flow per share (Unadj.) Rs83.92.6 3,211.7%  
Dividends per share (Unadj.) Rs1.500-  
Avg Dividend yield %1.10-  
Book value per share (Unadj.) Rs224.313.2 1,704.7%  
Shares outstanding (eoy) m599.5718,902.41 3.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.82.5 32.7%   
Avg P/E ratio x8.623.3 36.8%  
Avg P/CF ratio x3.58.3 42.6%  
Avg Price/Bookvalue ratio x0.62.0 29.7%  
Dividend payout %9.80-   
Avg Mkt Cap Rs m78,948490,990 16.1%   
No. of employees `000NANA-   
Total wages & salary Rs m16,53541,024 40.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m95,496194,070 49.2%  
Other income Rs m25,06941,164 60.9%   
Interest expense Rs m46,786111,463 42.0%   
Net interest income Rs m48,70982,607 59.0%  
Operating expense Rs m51,34864,298 79.9%   
Gross profit Rs m-2,63818,309 -14.4%  
Gross profit margin %-2.89.4 -29.3%  
Provisions/contingencies Rs m13,23538,433 34.4%   
Profit before tax Rs m12,21123,534 51.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,0162,495 120.9%   
Profit after tax Rs m9,19521,040 43.7%  
Net profit margin %9.610.8 88.8%  
BALANCE SHEET DATA
Advances Rs m701,8641,780,677 39.4%   
Deposits Rs m848,7472,609,736 32.5%  
Credit/Deposit ratio x82.768.2 121.2%  
Yield on advances %10.87.4 145.6%   
Cost of deposits %4.74.0 116.9%   
Net Interest Margin %4.93.0 162.0%  
Net fixed assets Rs m5,53237,107 14.9%   
Share capital Rs m5,996189,024 3.2%   
Free reserves Rs m128,51159,736 215.1%   
Net worth Rs m134,507248,760 54.1%   
Borrowings Rs m133,317208,038 64.1%   
Investments Rs m287,303936,425 30.7%   
Total assets Rs m1,158,0573,134,499 36.9%  
Debt/equity ratio x7.311.3 64.5%   
Return on assets %0.80.7 118.3%  
Return on equity %6.88.5 80.8%  
Capital adequacy ratio %16.916.1 105.1%  
Net NPAs %1.11.8 60.1%  
CASH FLOW
From Operations Rs m-110,312-155,835 70.8%  
From Investments Rs m-2,336-5,596 41.7%  
From Financial Activity Rs m22,347127 17,528.4%  
Net Cashflow Rs m-90,301-161,304 56.0%  

Share Holding

Indian Promoters % 0.0 96.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 48.0 1.3 3,610.5%  
FIIs % 28.3 0.0 94,233.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 3.6 2,762.4%  
Shareholders   344,856 727,348 47.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on RBL BANK vs Indian Overseas Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs Indian Overseas Bank Share Price Performance

Period RBL BANK Indian Overseas Bank S&P BSE BANKEX
1-Day 0.84% 5.43% 0.82%
1-Month -6.10% -5.05% 2.48%
1-Year 78.13% 183.37% 19.28%
3-Year CAGR 4.92% 55.68% 12.00%
5-Year CAGR -18.88% 33.40% 9.40%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the Indian Overseas Bank share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of Indian Overseas Bank the stake stands at 96.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of Indian Overseas Bank.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 9.8%.

Indian Overseas Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of Indian Overseas Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.