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RBL BANK vs KARNATAKA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    RBL BANK KARNATAKA BANK RBL BANK/
KARNATAKA BANK
 
P/E (TTM) x 12.2 5.7 213.5% View Chart
P/BV x 1.1 1.0 112.3% View Chart
Dividend Yield % 0.6 2.2 28.1%  

Financials

 RBL BANK   KARNATAKA BANK
EQUITY SHARE DATA
    RBL BANK
Mar-23
KARNATAKA BANK
Mar-23
RBL BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs189169 112.3%   
Low Rs7456 133.1%   
Income per share (Unadj.) Rs159.3231.2 68.9%  
Earnings per share (Unadj.) Rs15.337.8 40.6%  
Cash flow per share (Unadj.) Rs83.976.3 110.0%  
Dividends per share (Unadj.) Rs1.505.00 30.0%  
Avg Dividend yield %1.14.5 25.5%  
Book value per share (Unadj.) Rs224.3262.9 85.3%  
Shares outstanding (eoy) m599.57312.34 192.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.80.5 170.5%   
Avg P/E ratio x8.63.0 289.3%  
Avg P/CF ratio x3.51.6 221.9%  
Avg Price/Bookvalue ratio x0.60.4 137.7%  
Dividend payout %9.813.2 73.9%   
Avg Mkt Cap Rs m78,94835,014 225.5%   
No. of employees `000NANA-   
Total wages & salary Rs m16,53510,735 154.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m95,49672,202 132.3%  
Other income Rs m25,0699,926 252.6%   
Interest expense Rs m46,78640,351 115.9%   
Net interest income Rs m48,70931,851 152.9%  
Operating expense Rs m51,34819,700 260.6%   
Gross profit Rs m-2,63812,151 -21.7%  
Gross profit margin %-2.816.8 -16.4%  
Provisions/contingencies Rs m13,23510,280 128.8%   
Profit before tax Rs m12,21114,405 84.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,0162,608 115.6%   
Profit after tax Rs m9,19511,797 77.9%  
Net profit margin %9.616.3 58.9%  
BALANCE SHEET DATA
Advances Rs m701,864599,516 117.1%   
Deposits Rs m848,747873,679 97.1%  
Credit/Deposit ratio x82.768.6 120.5%  
Yield on advances %10.89.3 115.5%   
Cost of deposits %4.74.3 108.9%   
Net Interest Margin %4.93.8 128.7%  
Net fixed assets Rs m5,5328,462 65.4%   
Share capital Rs m5,9963,124 192.0%   
Free reserves Rs m128,51178,997 162.7%   
Net worth Rs m134,50782,120 163.8%   
Borrowings Rs m133,31715,627 853.1%   
Investments Rs m287,303233,249 123.2%   
Total assets Rs m1,158,057990,571 116.9%  
Debt/equity ratio x7.310.8 67.4%   
Return on assets %0.81.2 66.7%  
Return on equity %6.814.4 47.6%  
Capital adequacy ratio %16.917.5 97.0%  
Net NPAs %1.11.7 64.7%  
CASH FLOW
From Operations Rs m-110,31218,297 -602.9%  
From Investments Rs m-2,336-875 266.8%  
From Financial Activity Rs m22,347-195 -11,487.6%  
Net Cashflow Rs m-90,30117,227 -524.2%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 48.0 36.7 130.7%  
FIIs % 28.3 19.0 148.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   344,856 267,637 128.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on RBL BANK vs Karnataka Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs Karnataka Bank Share Price Performance

Period RBL BANK Karnataka Bank S&P BSE BANKEX
1-Day 0.69% -1.53% 0.82%
1-Month -6.23% -2.22% 2.48%
1-Year 77.87% 78.09% 19.28%
3-Year CAGR 4.87% 55.04% 12.00%
5-Year CAGR -18.91% 13.14% 9.40%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the Karnataka Bank share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of Karnataka Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of Karnataka Bank.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 9.8%.

Karnataka Bank paid Rs 5.0, and its dividend payout ratio stood at 13.2%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of Karnataka Bank.

For a sector overview, read our banking sector report.



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