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RBL BANK vs KOTAK MAHINDRA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    RBL BANK KOTAK MAHINDRA BANK RBL BANK/
KOTAK MAHINDRA BANK
 
P/E (TTM) x 12.2 20.6 59.1% View Chart
P/BV x 1.1 3.2 34.1% View Chart
Dividend Yield % 0.6 0.1 744.2%  

Financials

 RBL BANK   KOTAK MAHINDRA BANK
EQUITY SHARE DATA
    RBL BANK
Mar-23
KOTAK MAHINDRA BANK
Mar-23
RBL BANK/
KOTAK MAHINDRA BANK
5-Yr Chart
Click to enlarge
High Rs1891,997 9.5%   
Low Rs741,630 4.5%   
Income per share (Unadj.) Rs159.3212.2 75.1%  
Earnings per share (Unadj.) Rs15.375.1 20.4%  
Cash flow per share (Unadj.) Rs83.9242.3 34.6%  
Dividends per share (Unadj.) Rs1.501.50 100.0%  
Avg Dividend yield %1.10.1 1,377.3%  
Book value per share (Unadj.) Rs224.3565.1 39.7%  
Shares outstanding (eoy) m599.571,986.56 30.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.88.5 9.7%   
Avg P/E ratio x8.624.1 35.6%  
Avg P/CF ratio x3.517.8 19.8%  
Avg Price/Bookvalue ratio x0.63.2 18.3%  
Dividend payout %9.82.0 489.9%   
Avg Mkt Cap Rs m78,9483,602,620 2.2%   
No. of employees `000NANA-   
Total wages & salary Rs m16,53584,790 19.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m95,496421,511 22.7%  
Other income Rs m25,069259,910 9.6%   
Interest expense Rs m46,786144,111 32.5%   
Net interest income Rs m48,709277,399 17.6%  
Operating expense Rs m51,348336,450 15.3%   
Gross profit Rs m-2,638-59,051 4.5%  
Gross profit margin %-2.8-14.0 19.7%  
Provisions/contingencies Rs m13,23553,054 24.9%   
Profit before tax Rs m12,211196,462 6.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m01,446 0.0%   
Tax Rs m3,01648,657 6.2%   
Profit after tax Rs m9,195149,250 6.2%  
Net profit margin %9.635.4 27.2%  
BALANCE SHEET DATA
Advances Rs m701,8643,591,075 19.5%   
Deposits Rs m848,7473,612,726 23.5%  
Credit/Deposit ratio x82.799.4 83.2%  
Yield on advances %10.88.6 125.7%   
Cost of deposits %4.73.3 144.9%   
Net Interest Margin %4.95.0 98.4%  
Net fixed assets Rs m5,53222,612 24.5%   
Share capital Rs m5,99614,933 40.2%   
Free reserves Rs m128,5111,107,608 11.6%   
Net worth Rs m134,5071,122,541 12.0%   
Borrowings Rs m133,317570,339 23.4%   
Investments Rs m287,3031,953,380 14.7%   
Total assets Rs m1,158,0576,204,297 18.7%  
Debt/equity ratio x7.33.7 195.9%   
Return on assets %0.82.4 33.0%  
Return on equity %6.813.3 51.4%  
Capital adequacy ratio %16.920.8 81.4%  
Net NPAs %1.10.4 297.3%  
CASH FLOW
From Operations Rs m-110,312-12,424 887.9%  
From Investments Rs m-2,336-105,502 2.2%  
From Financial Activity Rs m22,34718,830 118.7%  
Net Cashflow Rs m-90,301-97,401 92.7%  

Share Holding

Indian Promoters % 0.0 25.9 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 48.0 61.1 78.6%  
FIIs % 28.3 38.1 74.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 74.1 135.0%  
Shareholders   344,856 634,698 54.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    PNB    


More on RBL BANK vs Kotak Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs Kotak Bank Share Price Performance

Period RBL BANK Kotak Bank S&P BSE BANKEX
1-Day 0.69% 0.57% 0.82%
1-Month -6.23% 6.07% 2.48%
1-Year 77.87% 5.14% 19.28%
3-Year CAGR 4.87% 0.09% 12.00%
5-Year CAGR -18.91% 5.93% 9.40%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the Kotak Bank share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of Kotak Bank the stake stands at 25.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of Kotak Bank.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 9.8%.

Kotak Bank paid Rs 1.5, and its dividend payout ratio stood at 2.0%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of Kotak Bank.

For a sector overview, read our banking sector report.



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