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RBL BANK vs SOUTH IND.BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    RBL BANK SOUTH IND.BANK RBL BANK/
SOUTH IND.BANK
 
P/E (TTM) x 12.9 6.4 200.6% View Chart
P/BV x 1.1 1.1 106.5% View Chart
Dividend Yield % 0.6 1.1 53.9%  

Financials

 RBL BANK   SOUTH IND.BANK
EQUITY SHARE DATA
    RBL BANK
Mar-23
SOUTH IND.BANK
Mar-23
RBL BANK/
SOUTH IND.BANK
5-Yr Chart
Click to enlarge
High Rs18922 867.9%   
Low Rs747 1,019.9%   
Income per share (Unadj.) Rs159.334.6 460.8%  
Earnings per share (Unadj.) Rs15.33.7 414.0%  
Cash flow per share (Unadj.) Rs83.913.5 620.6%  
Dividends per share (Unadj.) Rs1.500.30 500.0%  
Avg Dividend yield %1.12.1 55.2%  
Book value per share (Unadj.) Rs224.331.9 703.4%  
Shares outstanding (eoy) m599.572,092.74 28.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.80.4 196.6%   
Avg P/E ratio x8.63.9 218.8%  
Avg P/CF ratio x3.52.0 174.4%  
Avg Price/Bookvalue ratio x0.60.5 128.8%  
Dividend payout %9.88.1 120.8%   
Avg Mkt Cap Rs m78,94830,418 259.5%   
No. of employees `000NANA-   
Total wages & salary Rs m16,53513,080 126.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m95,49672,332 132.0%  
Other income Rs m25,0698,114 309.0%   
Interest expense Rs m46,78642,211 110.8%   
Net interest income Rs m48,70930,121 161.7%  
Operating expense Rs m51,34823,158 221.7%   
Gross profit Rs m-2,6386,963 -37.9%  
Gross profit margin %-2.89.6 -28.7%  
Provisions/contingencies Rs m13,2357,323 180.7%   
Profit before tax Rs m12,21112,468 97.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,0164,715 64.0%   
Profit after tax Rs m9,1957,753 118.6%  
Net profit margin %9.610.7 89.8%  
BALANCE SHEET DATA
Advances Rs m701,864698,044 100.5%   
Deposits Rs m848,747916,501 92.6%  
Credit/Deposit ratio x82.776.2 108.6%  
Yield on advances %10.88.2 131.4%   
Cost of deposits %4.74.2 112.3%   
Net Interest Margin %4.93.2 154.4%  
Net fixed assets Rs m5,5327,539 73.4%   
Share capital Rs m5,9962,093 286.5%   
Free reserves Rs m128,51164,654 198.8%   
Net worth Rs m134,50766,746 201.5%   
Borrowings Rs m133,31769,939 190.6%   
Investments Rs m287,303246,413 116.6%   
Total assets Rs m1,158,0571,076,972 107.5%  
Debt/equity ratio x7.314.8 49.4%   
Return on assets %0.80.7 110.3%  
Return on equity %6.811.6 58.9%  
Capital adequacy ratio %16.917.3 98.1%  
Net NPAs %1.11.9 59.1%  
CASH FLOW
From Operations Rs m-110,312-72,608 151.9%  
From Investments Rs m-2,336-3,861 60.5%  
From Financial Activity Rs m22,34735,239 63.4%  
Net Cashflow Rs m-90,301-41,229 219.0%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 45.7 19.5 233.9%  
FIIs % 25.1 15.0 167.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   358,110 1,046,619 34.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on RBL BANK vs South Ind.Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs South Ind.Bank Share Price Performance

Period RBL BANK South Ind.Bank S&P BSE BANKEX
1-Day 3.29% -0.72% 1.02%
1-Month 11.60% -2.80% 2.05%
1-Year 69.88% 75.71% 12.30%
3-Year CAGR 13.13% 52.62% 14.92%
5-Year CAGR -17.89% 10.16% 10.00%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the South Ind.Bank share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of South Ind.Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of South Ind.Bank.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 9.8%.

South Ind.Bank paid Rs 0.3, and its dividend payout ratio stood at 8.1%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of South Ind.Bank.

For a sector overview, read our banking sector report.



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