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REC vs BAJAJ FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    REC BAJAJ FINANCE REC/
BAJAJ FINANCE
 
P/E (TTM) x 9.1 32.5 27.9% View Chart
P/BV x 2.1 8.3 24.6% View Chart
Dividend Yield % 2.8 0.4 671.0%  

Financials

 REC   BAJAJ FINANCE
EQUITY SHARE DATA
    REC
Mar-23
BAJAJ FINANCE
Mar-23
REC/
BAJAJ FINANCE
5-Yr Chart
Click to enlarge
High Rs1287,777 1.7%   
Low Rs825,236 1.6%   
Income per share (Unadj.) Rs149.9684.9 21.9%  
Earnings per share (Unadj.) Rs42.4190.4 22.3%  
Cash flow per share (Unadj.) Rs59.8466.9 12.8%  
Dividends per share (Unadj.) Rs12.6030.00 42.0%  
Avg Dividend yield %12.00.5 2,594.1%  
Book value per share (Unadj.) Rs220.7890.4 24.8%  
Shares outstanding (eoy) m2,633.22604.42 435.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.79.5 7.4%   
Avg P/E ratio x2.534.2 7.3%  
Avg P/CF ratio x2.534.2 7.3%  
Avg Price/Bookvalue ratio x0.57.3 6.5%  
Dividend payout %29.715.8 188.6%   
Avg Mkt Cap Rs m277,3773,932,543 7.1%   
No. of employees `000NANA-   
Total wages & salary Rs m2,04150,591 4.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m394,783413,974 95.4%  
Other income Rs m41983 504.2%   
Interest expense Rs m237,413127,013 186.9%   
Net interest income Rs m157,369286,961 54.8%  
Operating expense Rs m18,569126,929 14.6%   
Gross profit Rs m138,800160,033 86.7%  
Gross profit margin %35.238.7 90.9%  
Provisions/contingencies Rs m8629 299.0%   
Profit before tax Rs m138,977155,279 89.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m27,30740,202 67.9%   
Profit after tax Rs m111,670115,077 97.0%  
Net profit margin %28.327.8 101.8%  
BALANCE SHEET DATA
Advances Rs m4,220,8392,422,689 174.2%   
Deposits Rs m0446,656 0.0%  
Credit/Deposit ratio x0542.4- 
Yield on advances %00-   
Cost of deposits %05.9-  
Net Interest Margin %3.510.8 32.1%  
Net fixed assets Rs m6,40823,076 27.8%   
Share capital Rs m31,9161,209 2,640.1%   
Free reserves Rs m549,289536,956 102.3%   
Net worth Rs m581,205538,165 108.0%   
Borrowings Rs m191,227222,689 85.9%   
Investments Rs m305,381230,624 132.4%   
Total assets Rs m4,648,9262,742,916 169.5%  
Debt/equity ratio x0.31.2 26.5%   
Return on assets %2.44.2 57.3%  
Return on equity %19.221.4 89.9%  
Capital adequacy ratio %25.825.0 103.2%  
Net NPAs %1.00.4 241.9%  
CASH FLOW
From Operations Rs m-373,598-421,404 88.7%  
From Investments Rs m-9,430-103,653 9.1%  
From Financial Activity Rs m381,228506,750 75.2%  
Net Cashflow Rs m-1,799-18,307 9.8%  

Share Holding

Indian Promoters % 52.6 54.8 96.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 34.8 35.0 99.4%  
FIIs % 20.6 20.9 98.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.4 45.2 104.8%  
Shareholders   689,192 745,040 92.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare REC With:   BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    AAVAS FINANCIERS    


More on REC vs Bajaj Finance

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

REC vs Bajaj Finance Share Price Performance

Period REC Bajaj Finance
1-Day 1.62% 2.98%
1-Month 6.12% 11.27%
1-Year 296.76% 30.68%
3-Year CAGR 67.50% 11.68%
5-Year CAGR 32.23% 19.32%

* Compound Annual Growth Rate

Here are more details on the REC share price and the Bajaj Finance share price.

Moving on to shareholding structures...

The promoters of REC hold a 52.6% stake in the company. In case of Bajaj Finance the stake stands at 54.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of Bajaj Finance.

Finally, a word on dividends...

In the most recent financial year, REC paid a dividend of Rs 12.6 per share. This amounted to a Dividend Payout ratio of 29.7%.

Bajaj Finance paid Rs 30.0, and its dividend payout ratio stood at 15.8%.

You may visit here to review the dividend history of REC, and the dividend history of Bajaj Finance.

For a sector overview, read our finance sector report.



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