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- REC - LIC HOUSING
REC vs LIC HOUSING - Comparison Results
REC Change
Rural Electrification Corporation (REC) is a leading public financial institution in India. It is engaged in the financing of power generation, transmission and distribution projects across India. It occupies a nodal position in the government's plan... More
LIC HOUSING 
LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More
Current Valuations
| REC | LIC HOUSING | REC/ LIC HOUSING |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 4.9 | 9.0 | 54.9% | View Chart |
| P/BV | x | 0.8 | 1.2 | 67.4% | View Chart |
| Dividend Yield | % | 6.3 | 1.9 | 338.2% |
Financials
 REC  LIC HOUSING |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| REC Mar-18 |
LIC HOUSING Mar-20 |
REC/ LIC HOUSING |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 224 | 587 | 38.1% | |
| Low | Rs | 121 | 186 | 64.9% | |
| Income per share (Unadj.) | Rs | 116.7 | 388.7 | 30.0% | |
| Earnings per share (Unadj.) | Rs | 23.7 | 47.5 | 50.0% | |
| Cash flow per share (Unadj.) | Rs | 31.7 | 73.7 | 43.0% | |
| Dividends per share (Unadj.) | Rs | 9.15 | 8.00 | 114.4% | |
| Avg Dividend yield | % | 5.3 | 2.1 | 256.5% | |
| Book value per share (Unadj.) | Rs | 181.6 | 361.9 | 50.2% | |
| Shares outstanding (eoy) | m | 1,974.92 | 504.66 | 391.3% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 1.5 | 1.0 | 148.5% | |
| Avg P/E ratio | x | 7.3 | 8.1 | 89.2% | |
| Avg P/CF ratio | x | 5.5 | 7.8 | 70.4% | |
| Avg Price/Bookvalue ratio | x | 0.9 | 1.1 | 88.8% | |
| Dividend payout | % | 38.5 | 16.8 | 228.7% | |
| Avg Mkt Cap | Rs m | 340,279 | 195,001 | 174.5% | |
| No. of employees | `000 | 0.5 | 2.4 | 22.1% | |
| Total wages & salary | Rs m | 1,985 | 3,276 | 60.6% | |
| Avg. income/employee | Rs Th | 436,636.7 | 81,999.8 | 532.5% | |
| Avg. wages/employee | Rs Th | 3,758.7 | 1,369.6 | 274.4% | |
| Avg. net profit/employee | Rs Th | 88,815.5 | 10,019.4 | 886.4% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 230,544 | 196,144 | 117.5% | |
| Other income | Rs m | 470 | -292 | -160.8% | |
| Interest expense | Rs m | 138,596 | 147,814 | 93.8% | |
| Net interest income | Rs m | 91,948 | 48,329 | 190.3% | |
| Operating expense | Rs m | 8,099 | 5,405 | 149.8% | |
| Gross profit | Rs m | 83,849 | 42,924 | 195.3% | |
| Gross profit margin | % | 36.4 | 21.9 | 166.2% | |
| Provisions/contingencies | Rs m | 14,907 | 949 | 1,571.1% | |
| Profit before tax | Rs m | 69,413 | 32,750 | 211.9% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -4 | 0.0% | |
| Prior Period Items | Rs m | 0 | 5 | -3.8% | |
| Tax | Rs m | 22,518 | 8,785 | 256.3% | |
| Profit after tax | Rs m | 46,895 | 23,966 | 195.7% | |
| Net profit margin | % | 20.3 | 12.2 | 166.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 2,121,974 | 2,079,745 | 102.0% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | NM | NM | - | |
| Yield on advances | % | 10.2 | 9.5 | 108.0% | |
| Cost of deposits | % | N.A. | N.A. | - | |
| Net Interest Margin | % | 4.3 | 2.3 | 189.1% | |
| Net fixed assets | Rs m | 9,658 | 2,951 | 327.3% | |
| Share capital | Rs m | 19,749 | 1,010 | 1,955.6% | |
| Free reserves | Rs m | 338,974 | 181,639 | 186.6% | |
| Net worth | Rs m | 358,723 | 182,649 | 196.4% | |
| Borrowings | Rs m | 1,671,627 | 1,320,823 | 126.6% | |
| Investments | Rs m | 25,807 | 54,847 | 47.1% | |
| Total assets | Rs m | 2,486,387 | 2,169,197 | 114.6% | |
| Debt/equity ratio | x | 4.7 | 7.2 | 64.4% | |
| Return on assets | % | 1.9 | 1.1 | 170.7% | |
| Return on equity | % | 13.1 | 13.1 | 99.6% | |
| Capital adequacy ratio | % | 19.4 | 13.9 | 139.6% | |
| Net NPAs | % | 5.8 | 2.0 | 289.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -306,780 | -147,377 | 208.2% | |
| From Investments | Rs m | -3,933 | -18,514 | 21.2% | |
| From Financial Activity | Rs m | 286,222 | 151,555 | 188.9% | |
| Net Cashflow | Rs m | -24,490 | -14,336 | 170.8% | |
Share Holding
| Indian Promoters | % | 65.6 | 40.3 | 162.8% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 9.3 | 7.0 | 132.9% | |
| FIIs | % | 19.2 | 38.0 | 50.5% | |
| ADR/GDR | % | 0.0 | 0.6 | - | |
| Free float | % | 5.8 | 14.2 | 40.8% | |
| Shareholders | 215,638 | 159,214 | 135.4% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare REC With: GRUH FINANCE DHFL POWER FINANCE CORPORATION HDFC SHRIRAM TRANSPORT
Today's Market
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Share markets in India are presently trading on a strong note. The BSE Sensex is trading up by 337 points, up 0.7% at 50,129 levels.
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LIC HOUSING Announces Quarterly Results (4QFY19); Net Profit Up 28.6% (Quarterly Result Update)
May 7, 2019 | Updated on May 7, 2019For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
RURAL ELECT. Announces Quarterly Results (3QFY19); Net Profit Down 1.7% (Quarterly Result Update)
Feb 11, 2019 | Updated on Feb 11, 2019For the quarter ended December 2018, RURAL ELECT. has posted a net profit of Rs 13 bn (down 1.7% YoY). Sales on the other hand came in at Rs 73 bn (up 31.9% YoY). Read on for a complete analysis of RURAL ELECT.'s quarterly results.
LIC HOUSING Announces Quarterly Results (3QFY19); Net Profit Up 21.4% (Quarterly Result Update)
Jan 31, 2019 | Updated on Jan 31, 2019For the quarter ended December 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 21.4% YoY). Sales on the other hand came in at Rs 44 bn (up 18.7% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
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