Rural Electrification Corporation (REC) is a leading public financial institution in India. It is engaged in the financing of power generation, transmission and distribution projects across India. It occupies a nodal position in the government's plan... More
LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More
REC | LIC HOUSING | REC/ LIC HOUSING |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 4.9 | 9.0 | 54.9% | View Chart |
P/BV | x | 0.8 | 1.2 | 67.4% | View Chart |
Dividend Yield | % | 6.3 | 1.9 | 338.2% |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
REC Mar-18 |
LIC HOUSING Mar-20 |
REC/ LIC HOUSING |
5-Yr Chart Click to enlarge
|
||
High | Rs | 224 | 587 | 38.1% | |
Low | Rs | 121 | 186 | 64.9% | |
Income per share (Unadj.) | Rs | 116.7 | 388.7 | 30.0% | |
Earnings per share (Unadj.) | Rs | 23.7 | 47.5 | 50.0% | |
Cash flow per share (Unadj.) | Rs | 31.7 | 73.7 | 43.0% | |
Dividends per share (Unadj.) | Rs | 9.15 | 8.00 | 114.4% | |
Avg Dividend yield | % | 5.3 | 2.1 | 256.5% | |
Book value per share (Unadj.) | Rs | 181.6 | 361.9 | 50.2% | |
Shares outstanding (eoy) | m | 1,974.92 | 504.66 | 391.3% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 1.5 | 1.0 | 148.5% | |
Avg P/E ratio | x | 7.3 | 8.1 | 89.2% | |
Avg P/CF ratio | x | 5.5 | 7.8 | 70.4% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.1 | 88.8% | |
Dividend payout | % | 38.5 | 16.8 | 228.7% | |
Avg Mkt Cap | Rs m | 340,279 | 195,001 | 174.5% | |
No. of employees | `000 | 0.5 | 2.4 | 22.1% | |
Total wages & salary | Rs m | 1,985 | 3,276 | 60.6% | |
Avg. income/employee | Rs Th | 436,636.7 | 81,999.8 | 532.5% | |
Avg. wages/employee | Rs Th | 3,758.7 | 1,369.6 | 274.4% | |
Avg. net profit/employee | Rs Th | 88,815.5 | 10,019.4 | 886.4% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 230,544 | 196,144 | 117.5% | |
Other income | Rs m | 470 | -292 | -160.8% | |
Interest expense | Rs m | 138,596 | 147,814 | 93.8% | |
Net interest income | Rs m | 91,948 | 48,329 | 190.3% | |
Operating expense | Rs m | 8,099 | 5,405 | 149.8% | |
Gross profit | Rs m | 83,849 | 42,924 | 195.3% | |
Gross profit margin | % | 36.4 | 21.9 | 166.2% | |
Provisions/contingencies | Rs m | 14,907 | 949 | 1,571.1% | |
Profit before tax | Rs m | 69,413 | 32,750 | 211.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -4 | 0.0% | |
Prior Period Items | Rs m | 0 | 5 | -3.8% | |
Tax | Rs m | 22,518 | 8,785 | 256.3% | |
Profit after tax | Rs m | 46,895 | 23,966 | 195.7% | |
Net profit margin | % | 20.3 | 12.2 | 166.5% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 2,121,974 | 2,079,745 | 102.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | NM | NM | - | |
Yield on advances | % | 10.2 | 9.5 | 108.0% | |
Cost of deposits | % | N.A. | N.A. | - | |
Net Interest Margin | % | 4.3 | 2.3 | 189.1% | |
Net fixed assets | Rs m | 9,658 | 2,951 | 327.3% | |
Share capital | Rs m | 19,749 | 1,010 | 1,955.6% | |
Free reserves | Rs m | 338,974 | 181,639 | 186.6% | |
Net worth | Rs m | 358,723 | 182,649 | 196.4% | |
Borrowings | Rs m | 1,671,627 | 1,320,823 | 126.6% | |
Investments | Rs m | 25,807 | 54,847 | 47.1% | |
Total assets | Rs m | 2,486,387 | 2,169,197 | 114.6% | |
Debt/equity ratio | x | 4.7 | 7.2 | 64.4% | |
Return on assets | % | 1.9 | 1.1 | 170.7% | |
Return on equity | % | 13.1 | 13.1 | 99.6% | |
Capital adequacy ratio | % | 19.4 | 13.9 | 139.6% | |
Net NPAs | % | 5.8 | 2.0 | 289.9% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -306,780 | -147,377 | 208.2% | |
From Investments | Rs m | -3,933 | -18,514 | 21.2% | |
From Financial Activity | Rs m | 286,222 | 151,555 | 188.9% | |
Net Cashflow | Rs m | -24,490 | -14,336 | 170.8% |
Indian Promoters | % | 65.6 | 40.3 | 162.8% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 9.3 | 7.0 | 132.9% | |
FIIs | % | 19.2 | 38.0 | 50.5% | |
ADR/GDR | % | 0.0 | 0.6 | - | |
Free float | % | 5.8 | 14.2 | 40.8% | |
Shareholders | 215,638 | 159,214 | 135.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare REC With: GRUH FINANCE DHFL POWER FINANCE CORPORATION HDFC SHRIRAM TRANSPORT
Share markets in India are presently trading on a strong note. The BSE Sensex is trading up by 337 points, up 0.7% at 50,129 levels.
Monopolistic railway financer with impeccable asset quality.
Does the company having 70% market share of the mutual fund registrar business have sound prospects?
For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
For the quarter ended December 2018, RURAL ELECT. has posted a net profit of Rs 13 bn (down 1.7% YoY). Sales on the other hand came in at Rs 73 bn (up 31.9% YoY). Read on for a complete analysis of RURAL ELECT.'s quarterly results.
For the quarter ended December 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 21.4% YoY). Sales on the other hand came in at Rs 44 bn (up 18.7% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
More Views on NewsThe smallcap rally has enough steam left in it. If you haven't joined yet, it is still not too late.
The charts are telling the bulls to be cautious.
Were you shocked that bullion prices hit lower circuits on Friday on the MCX? Find out why it happened...
Our ace stock picker is ready to capitalise on a big growth opportunity.
More