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REC vs LIC HOUSING - Comparison Results

REC     Change

Rural Electrification Corporation (REC) is a leading public financial institution in India. It is engaged in the financing of power generation, transmission and distribution projects across India. It occupies a nodal position in the government's plan... More

LIC HOUSING 
   Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

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Current Valuations

    REC LIC HOUSING REC/
LIC HOUSING
 
P/E (TTM) x 4.6 9.0 51.2% View Chart
P/BV x 0.7 1.2 62.8% View Chart
Dividend Yield % 6.8 1.9 362.6%  

Financials

 REC   LIC HOUSING
EQUITY SHARE DATA
    REC
Mar-18
LIC HOUSING
Mar-20
REC/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs224587 38.1%   
Low Rs121186 64.9%   
Income per share (Unadj.) Rs116.7388.7 30.0%  
Earnings per share (Unadj.) Rs23.747.5 50.0%  
Cash flow per share (Unadj.) Rs31.773.7 43.0%  
Dividends per share (Unadj.) Rs9.158.00 114.4%  
Avg Dividend yield %5.32.1 256.5%  
Book value per share (Unadj.) Rs181.6361.9 50.2%  
Shares outstanding (eoy) m1,974.92504.66 391.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.51.0 148.5%   
Avg P/E ratio x7.38.1 89.2%  
Avg P/CF ratio x5.57.8 70.4%  
Avg Price/Bookvalue ratio x0.91.1 88.8%  
Dividend payout %38.516.8 228.7%   
Avg Mkt Cap Rs m340,279195,001 174.5%   
No. of employees `0000.52.4 22.1%   
Total wages & salary Rs m1,9853,276 60.6%   
Avg. income/employee Rs Th436,636.781,999.8 532.5%   
Avg. wages/employee Rs Th3,758.71,369.6 274.4%   
Avg. net profit/employee Rs Th88,815.510,019.4 886.4%   
INCOME DATA
Interest income Rs m230,544196,144 117.5%  
Other income Rs m470-292 -160.8%   
Interest expense Rs m138,596147,814 93.8%   
Net interest income Rs m91,94848,329 190.3%  
Operating expense Rs m8,0995,405 149.8%   
Gross profit Rs m83,84942,924 195.3%  
Gross profit margin %36.421.9 166.2%  
Provisions/contingencies Rs m14,907949 1,571.1%   
Profit before tax Rs m69,41332,750 211.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4 0.0%   
Prior Period Items Rs m05 -3.8%   
Tax Rs m22,5188,785 256.3%   
Profit after tax Rs m46,89523,966 195.7%  
Net profit margin %20.312.2 166.5%  
BALANCE SHEET DATA
Advances Rs m2,121,9742,079,745 102.0%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %10.29.5 108.0%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %4.32.3 189.1%  
Net fixed assets Rs m9,6582,951 327.3%   
Share capital Rs m19,7491,010 1,955.6%   
Free reserves Rs m338,974181,639 186.6%   
Net worth Rs m358,723182,649 196.4%   
Borrowings Rs m1,671,6271,320,823 126.6%   
Investments Rs m25,80754,847 47.1%   
Total assets Rs m2,486,3872,169,197 114.6%  
Debt/equity ratio x4.77.2 64.4%   
Return on assets %1.91.1 170.7%  
Return on equity %13.113.1 99.6%  
Capital adequacy ratio %19.413.9 139.6%  
Net NPAs %5.82.0 289.9%  
CASH FLOW
From Operations Rs m-306,780-147,377 208.2%  
From Investments Rs m-3,933-18,514 21.2%  
From Financial Activity Rs m286,222151,555 188.9%  
Net Cashflow Rs m-24,490-14,336 170.8%  

Share Holding

Indian Promoters % 65.6 40.3 162.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.3 7.0 132.9%  
FIIs % 19.2 38.0 50.5%  
ADR/GDR % 0.0 0.6 -  
Free float % 5.8 14.2 40.8%  
Shareholders   215,638 159,214 135.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare REC With:   JM FINANCIAL  HDFC  DHFL  MUTHOOT FINANCE  IFCI  



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