Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

REC vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    REC PAISALO DIGITAL REC/
PAISALO DIGITAL
 
P/E (TTM) x 9.0 33.3 27.1% View Chart
P/BV x 2.0 4.7 43.7% View Chart
Dividend Yield % 2.8 0.2 1,691.0%  

Financials

 REC   PAISALO DIGITAL
EQUITY SHARE DATA
    REC
Mar-23
PAISALO DIGITAL
Mar-23
REC/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs12897 132.1%   
Low Rs8250 166.2%   
Income per share (Unadj.) Rs149.910.5 1,422.7%  
Earnings per share (Unadj.) Rs42.42.1 2,034.0%  
Cash flow per share (Unadj.) Rs59.8-18.2 -328.1%  
Dividends per share (Unadj.) Rs12.600.10 12,600.0%  
Avg Dividend yield %12.00.1 8,774.8%  
Book value per share (Unadj.) Rs220.725.9 852.5%  
Shares outstanding (eoy) m2,633.22449.02 586.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.77.0 10.1%   
Avg P/E ratio x2.535.2 7.1%  
Avg P/CF ratio x2.52.8 88.1%  
Avg Price/Bookvalue ratio x0.52.8 16.8%  
Dividend payout %29.74.8 619.5%   
Avg Mkt Cap Rs m277,37732,940 842.1%   
No. of employees `000NANA-   
Total wages & salary Rs m2,041283 720.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m394,7834,732 8,343.0%  
Other income Rs m4191 32,480.6%   
Interest expense Rs m237,4132,087 11,377.5%   
Net interest income Rs m157,3692,645 5,949.2%  
Operating expense Rs m18,5691,313 1,413.8%   
Gross profit Rs m138,8001,332 10,421.7%  
Gross profit margin %35.228.1 124.9%  
Provisions/contingencies Rs m8610,759 0.8%   
Profit before tax Rs m138,9771,262 11,009.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m27,307326 8,371.5%   
Profit after tax Rs m111,670936 11,928.1%  
Net profit margin %28.319.8 143.0%  
BALANCE SHEET DATA
Advances Rs m4,220,8390-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.51,005.5 0.3%  
Net fixed assets Rs m6,408663 966.8%   
Share capital Rs m31,916449 7,106.9%   
Free reserves Rs m549,28911,176 4,914.8%   
Net worth Rs m581,20511,625 4,999.5%   
Borrowings Rs m191,22710,427 1,834.0%   
Investments Rs m305,381263 116,087.8%   
Total assets Rs m4,648,92634,364 13,528.5%  
Debt/equity ratio x0.30.9 36.7%   
Return on assets %2.42.7 88.2%  
Return on equity %19.28.1 238.6%  
Capital adequacy ratio %25.840.3 63.9%  
Net NPAs %1.00 5,200.0%  
CASH FLOW
From Operations Rs m-373,598-4,522 8,262.3%  
From Investments Rs m-9,430-51 18,584.0%  
From Financial Activity Rs m381,2284,760 8,008.8%  
Net Cashflow Rs m-1,799188 -958.4%  

Share Holding

Indian Promoters % 52.6 48.9 107.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 34.8 29.8 116.7%  
FIIs % 20.6 15.7 131.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.4 51.1 92.6%  
Shareholders   689,192 21,874 3,150.7%  
Pledged promoter(s) holding % 0.0 30.2 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare REC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on REC vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

REC vs Paisalo Digital Share Price Performance

Period REC Paisalo Digital
1-Day 1.19% -3.66%
1-Month 5.67% -23.78%
1-Year 295.09% 116.57%
3-Year CAGR 67.26% 15.35%
5-Year CAGR 32.12% 32.31%

* Compound Annual Growth Rate

Here are more details on the REC share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of REC hold a 52.6% stake in the company. In case of Paisalo Digital the stake stands at 48.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of REC and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, REC paid a dividend of Rs 12.6 per share. This amounted to a Dividend Payout ratio of 29.7%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.

You may visit here to review the dividend history of REC, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.