VJTF EDUSERVICES vs MAHINDRA & MAHINDRA FINANCIAL SERVICES - Comparison Results
Current Valuations
| VJTF EDUSERVICES | MAHINDRA & MAHINDRA FINANCIAL SERVICES | VJTF EDUSERVICES/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 4,603.1 | 17.0 | 27,080.2% | View Chart |
| P/BV | x | 1.1 | 2.0 | 54.3% | View Chart |
| Dividend Yield | % | 0.0 | 1.9 | - |
Financials
 VJTF EDUSERVICES  MAHINDRA & MAHINDRA FINANCIAL SERVICES |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| VJTF EDUSERVICES Mar-25 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-26 |
VJTF EDUSERVICES/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 143 | 412 | 34.7% | |
| Low | Rs | 70 | 242 | 28.8% | |
| Income per share (Unadj.) | Rs | 9.6 | 151.2 | 6.4% | |
| Earnings per share (Unadj.) | Rs | 3.3 | 20.5 | 16.1% | |
| Cash flow per share (Unadj.) | Rs | 4.5 | 83.9 | 5.4% | |
| Dividends per share (Unadj.) | Rs | 0 | 7.50 | 0.0% | |
| Avg Dividend yield | % | 0 | 2.3 | 0.0% | |
| Book value per share (Unadj.) | Rs | 61.5 | 191.5 | 32.1% | |
| Shares outstanding (eoy) | m | 17.60 | 1,389.55 | 1.3% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 11.0 | 2.2 | 509.8% | |
| Avg P/E ratio | x | 32.2 | 15.9 | 202.3% | |
| Avg P/CF ratio | x | 11.3 | 15.7 | 72.0% | |
| Avg Price/Bookvalue ratio | x | 1.7 | 1.7 | 101.2% | |
| Dividend payout | % | 0 | 36.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 1,871 | 454,590 | 0.4% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 37 | 25,096 | 0.1% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 170 | 210,054 | 0.1% | |
| Other income | Rs m | 42 | 814 | 5.1% | |
| Interest expense | Rs m | 23 | 89,336 | 0.0% | |
| Net interest income | Rs m | 147 | 120,718 | 0.1% | |
| Operating expense | Rs m | 111 | 78,779 | 0.1% | |
| Gross profit | Rs m | 35 | 41,939 | 0.1% | |
| Gross profit margin | % | 20.8 | 20.0 | 104.0% | |
| Provisions/contingencies | Rs m | 108 | 444 | 24.2% | |
| Profit before tax | Rs m | 71 | 38,259 | 0.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 5 | -66 | -7.1% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 17 | 9,648 | 0.2% | |
| Profit after tax | Rs m | 58 | 28,545 | 0.2% | |
| Net profit margin | % | 34.2 | 13.6 | 251.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 1,392,648 | 0.0% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 49.1 | 8.2 | 599.1% | |
| Net fixed assets | Rs m | 76 | 13,283 | 0.6% | |
| Share capital | Rs m | 176 | 2,779 | 6.3% | |
| Free reserves | Rs m | 907 | 263,276 | 0.3% | |
| Net worth | Rs m | 1,083 | 266,055 | 0.4% | |
| Borrowings | Rs m | 3 | 556,244 | 0.0% | |
| Investments | Rs m | 299 | 80,933 | 0.4% | |
| Total assets | Rs m | 1,435 | 1,578,180 | 0.1% | |
| Debt/equity ratio | x | 0 | 2.1 | 0.2% | |
| Return on assets | % | 4.0 | 1.8 | 223.8% | |
| Return on equity | % | 5.4 | 10.7 | 50.0% | |
| Capital adequacy ratio | % | 0 | 18.8 | 0.0% | |
| Net NPAs | % | 0 | 1.4 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -455 | -127,722 | 0.4% | |
| From Investments | Rs m | 1,174 | 7,695 | 15.3% | |
| From Financial Activity | Rs m | -585 | 106,372 | -0.5% | |
| Net Cashflow | Rs m | 134 | -13,651 | -1.0% | |
Share Holding
| Indian Promoters | % | 74.0 | 52.5 | 141.0% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.0 | 41.0 | - | |
| FIIs | % | 0.0 | 9.5 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 26.0 | 47.5 | 54.7% | |
| Shareholders | 833 | 241,776 | 0.3% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare VJTF EDUSERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
More on SALORA FINANCE vs M&M Financial
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
SALORA FINANCE vs M&M Financial Share Price Performance
| Period | SALORA FINANCE | M&M Financial |
|---|---|---|
| 1-Day | -1.45% | -1.68% |
| 1-Month | -5.17% | 19.94% |
| 1-Year | -37.61% | 52.76% |
| 3-Year CAGR | 7.57% | 11.54% |
| 5-Year CAGR | 7.01% | 20.91% |
* Compound Annual Growth Rate
Here are more details on the SALORA FINANCE share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of SALORA FINANCE hold a 74.0% stake in the company. In case of M&M Financial the stake stands at 52.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SALORA FINANCE and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, SALORA FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
M&M Financial paid Rs 7.5, and its dividend payout ratio stood at 36.5%.
You may visit here to review the dividend history of SALORA FINANCE, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
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