Compare SBI with Development Credit Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SBI vs DCB BANK - Comparison Results

SBI     Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

DCB BANK 
   Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SBI DCB BANK SBI/
DCB BANK
 
P/E (TTM) x 24.5 15.3 159.9% View Chart
P/BV x 1.1 1.7 63.8% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 SBI   DCB BANK
EQUITY SHARE DATA
    SBI
Mar-19
DCB BANK
Mar-19
SBI/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs321209 153.9%   
Low Rs233140 167.3%   
Income per share (Unadj.) Rs283.898.3 288.9%  
Earnings per share (Unadj.) Rs2.610.5 24.5%  
Cash flow per share (Unadj.) Rs54.239.4 137.5%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.6 0.0%  
Book value per share (Unadj.) Rs262.8100.6 261.2%  
Shares outstanding (eoy) m8,924.59309.55 2,883.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.01.8 55.1%   
Avg P/E ratio x107.516.6 649.6%  
Avg P/CF ratio x3.811.6 32.8%  
Avg Price/Bookvalue ratio x1.11.7 61.0%  
Dividend payout %09.5 0.0%   
Avg Mkt Cap Rs m2,473,00453,862 4,591.4%   
No. of employees `000257.36.1 4,193.9%   
Total wages & salary Rs m437,9504,340 10,091.2%   
Avg. income/employee Rs Th9,847.24,958.4 198.6%   
Avg. wages/employee Rs Th1,702.4707.5 240.6%   
Avg. net profit/employee Rs Th89.4530.4 16.9%   
INCOME DATA
Interest income Rs m2,533,22130,415 8,328.9%  
Other income Rs m773,6523,502 22,094.2%   
Interest expense Rs m1,558,67518,922 8,237.4%   
Net interest income Rs m974,54711,493 8,479.6%  
Operating expense Rs m1,148,0038,529 13,460.8%   
Gross profit Rs m-173,4562,964 -5,851.3%  
Gross profit margin %-6.89.7 -70.3%  
Provisions/contingencies Rs m628,5661,401 44,878.3%   
Profit before tax Rs m-28,3705,065 -560.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-10,5090-   
Prior Period Items Rs m2,8150-   
Tax Rs m-59,0611,812 -3,260.0%   
Profit after tax Rs m22,9963,254 706.8%  
Net profit margin %0.910.7 8.5%  
BALANCE SHEET DATA
Advances Rs m22,268,537235,680 9,448.6%   
Deposits Rs m29,405,411284,351 10,341.2%  
Credit/Deposit ratio x75.782.9 91.4%  
Yield on advances %7.510.4 71.8%   
Cost of deposits %4.86.0 79.7%   
Net Interest Margin %2.73.4 81.2%  
Net fixed assets Rs m407,0315,260 7,738.5%   
Share capital Rs m8,9253,096 288.3%   
Free reserves Rs m2,336,03228,049 8,328.4%   
Net worth Rs m2,344,95731,144 7,529.3%   
Borrowings Rs m4,137,47727,232 15,193.4%   
Investments Rs m11,192,47878,441 14,268.7%   
Total assets Rs m38,884,671357,918 10,864.1%  
Debt/equity ratio x14.310.0 143.0%   
Return on assets %0.10.9 6.5%  
Return on equity %1.010.4 9.4%  
Capital adequacy ratio %12.916.8 76.4%  
Net NPAs %3.00.7 463.1%  
CASH FLOW
From Operations Rs m295,560-2,813 -10,505.4%  
From Investments Rs m-8,568-764 1,121.1%  
From Financial Activity Rs m4,4767,792 57.5%  
Net Cashflow Rs m302,2324,214 7,172.3%  

Share Holding

Indian Promoters % 58.6 0.9 6,511.1%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 20.9 23.2 90.1%  
FIIs % 9.7 15.0 64.7%  
ADR/GDR % 2.1 0.0 -  
Free float % 8.7 45.5 19.1%  
Shareholders   855,889 184,073 465.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SBI With:   DHANLAXMI BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  SOUTH IND.BANK  ICICI BANK  

Compare SBI With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Opens Over 220 Points Up; Automobiles and Metal Stocks Lead(09:30 am)

Asian share markets are higher today as Chinese and Hong Kong shares show gains. The Shanghai Composite is up 0.1% while the Hang Seng is up 0.3%.

Related Views on News

SBI Announces Quarterly Results (2QFY20); Net Profit Up 218.7% (Quarterly Result Update)

Oct 29, 2019 | Updated on Oct 29, 2019

For the quarter ended September 2019, SBI has posted a net profit of Rs 30 bn (up 218.7% YoY). Sales on the other hand came in at Rs 643 bn (up 9.4% YoY). Read on for a complete analysis of SBI's quarterly results.

SBI Announces Quarterly Results (1QFY20); Net Profit Up 147.4% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, SBI has posted a net profit of Rs 23 bn (up 147.4% YoY). Sales on the other hand came in at Rs 626 bn (up 6.5% YoY). Read on for a complete analysis of SBI's quarterly results.

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

SBI Announces Quarterly Results (4QFY19); Net Profit Up 110.9% (Quarterly Result Update)

May 13, 2019 | Updated on May 13, 2019

For the quarter ended March 2019, SBI has posted a net profit of Rs 8 bn (up 110.9% YoY). Sales on the other hand came in at Rs 630 bn (up 12.6% YoY). Read on for a complete analysis of SBI's quarterly results.

DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

More Views on News

Most Popular

Crash Alert! Is There a Big Bubble in Nestle, HUL and Asian Paints?(Profit Hunter)

Nov 7, 2019

Is this the beginning of the end of multibagger gains in quality stocks like Nestle, HUL, and Asian Paints?

These 10 Days Are Crucial for Getting Rich in the Smallcap Rebound(Profit Hunter)

Nov 5, 2019

How to avoid the most common investing mistake and make the most of the smallcap rebound.

Why Moody's Rating Downgrade is a Strong Sign to Buy Stocks(The 5 Minute Wrapup)

Nov 8, 2019

Investors who took cues from Moody's rating downgrade in 1992 and 2002 created some of the biggest wealth of their lifetime.

The Top Stocks for 2020 Pass This Most Critical Metric(The 5 Minute Wrapup)

Nov 5, 2019

Charlie Munger's favorite fictional character, Mr Glotz, picks stocks using this metric.

What to Buy at Sensex 40,000(The 5 Minute Wrapup)

Nov 4, 2019

Should you invest in high-quality, safe stocks or make some contrarian bets in the smallcap space?

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2020
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

SBI SHARE PRICE


Nov 15, 2019 11:09 AM

TRACK SBI

SBI - BANK OF BARODA COMPARISON

COMPARE SBI WITH

MARKET STATS