X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare SBI with HDFC Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SBI vs HDFC BANK - Comparison Results

SBI    Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SBI HDFC BANK SBI/
HDFC BANK
 
P/E (TTM) x 22.4 32.9 68.0% View Chart
P/BV x 1.1 5.4 20.0% View Chart
Dividend Yield % 0.9 0.6 152.0%  

Financials

 SBI   HDFC BANK
EQUITY SHARE DATA
    SBI
Mar-17
HDFC BANK
Mar-17
SBI/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs2941,478 19.9%   
Low Rs1671,043 16.0%   
Income per share (Unadj.) Rs289.0285.9 101.1%  
Earnings per share (Unadj.) Rs0.359.5 0.5%  
Cash flow per share (Unadj.) Rs34.6156.5 22.1%  
Dividends per share (Unadj.) Rs2.6011.00 23.6%  
Avg Dividend yield %1.10.9 129.3%  
Book value per share (Unadj.) Rs272.4358.2 76.0%  
Shares outstanding (eoy) m7,974.332,562.55 311.2%   
Bonus/Rights/Conversions OIESOP-  
Avg Price / Income ratio x0.84.4 18.1%   
Avg P/E ratio x761.821.2 3,597.3%  
Avg P/CF ratio x3.016.8 17.8%  
Avg Price/Bookvalue ratio x0.83.5 24.0%  
Dividend payout %859.518.5 4,650.8%   
Avg Mkt Cap Rs m1,837,6843,230,094 56.9%   
No. of employees `000209.684.3 248.5%   
Total wages & salary Rs m356,91285,047 419.7%   
Avg. income/employee Rs Th10,996.48,689.2 126.6%   
Avg. wages/employee Rs Th1,703.11,008.6 168.9%   
Avg. net profit/employee Rs Th11.51,808.8 0.6%   
INCOME DATA
Interest income Rs m2,304,475732,714 314.5%  
Other income Rs m681,930128,776 529.5%   
Interest expense Rs m1,491,147380,416 392.0%   
Net interest income Rs m813,328352,298 230.9%  
Operating expense Rs m872,901207,511 420.7%   
Gross profit Rs m-59,573144,787 -41.1%  
Gross profit margin %-2.619.8 -13.1%  
Provisions/contingencies Rs m612,90939,908 1,535.8%   
Profit before tax Rs m9,448232,921 4.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m3,386367 922.2%   
Prior Period Items Rs m2,93323 12,533.3%   
Tax Rs m13,35580,781 16.5%   
Profit after tax Rs m2,412152,530 1.6%  
Net profit margin %0.120.8 0.5%  
BALANCE SHEET DATA
Advances Rs m18,968,8685,854,810 324.0%   
Deposits Rs m25,998,1076,431,343 404.2%  
Credit/Deposit ratio x73.091.0 80.1%  
Yield on advances %8.39.6 86.4%   
Cost of deposits %5.34.9 109.7%   
Net Interest Margin %2.54.2 61.1%  
Net fixed assets Rs m509,40738,147 1,335.4%   
Share capital Rs m7,9745,125 155.6%   
Free reserves Rs m2,163,948702,033 308.2%   
Net worth Rs m2,171,922917,940 236.6%   
Borrowings Rs m3,363,657984,156 341.8%   
Investments Rs m10,272,8092,107,771 487.4%   
Total assets Rs m34,451,2168,923,442 386.1%  
Debt/equity ratio x13.58.1 167.3%   
Return on assets %01.7 0.4%  
Return on equity %0.116.6 0.7%  
Capital adequacy ratio %13.614.6 93.2%  
Net NPAs %3.70.3 1,124.2%  
CASH FLOW
From Operations Rs m774,060172,816 447.9%  
From Investments Rs m-28,321-11,477 246.8%  
From Financial Activity Rs m-41,965-58,930 71.2%  
Net Cashflow Rs m703,774102,409 687.2%  

Share Holding

Indian Promoters % 58.6 22.6 259.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 20.9 9.9 211.1%  
FIIs % 9.7 34.1 28.4%  
ADR/GDR % 2.1 17.0 12.4%  
Free float % 8.7 16.4 53.0%  
Shareholders   855,889 415,166 206.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SBI With:   ING VYSYA BANK  KOTAK MAH. BANK  KARNATAKA BANK  ICICI BANK  FEDERAL BANK  

Compare SBI With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex, Nifty at Record Close Yet Again; IT & Realty Stocks Rally(Closing)

Indian share markets extended rally in the final hour of the trade, hitting fresh record highs while the Bank nifty touched 27,000 level for the first time. At the closing bell.

Related Views on News

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

More Views on News

Most Popular

Retail Investors or Chickens Waiting to Get Slaughtered in the Stock Market?(Vivek Kaul's Diary)

Jan 9, 2018

The price to earnings ratio of the Nifty 50 is very close to all-time high levels.

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Did GST and Notebandi Help? Sherlock Holmes Finds Out...(The 5 Minute Wrapup)

Jan 13, 2018

Discussions with my cousin helped me understand the situation on Ground Zero - after the demonetization and GST upheaval. Here's what that means for listed companies...

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

Nirvana denied: Has Value Failed?(The Honest Truth)

Jan 13, 2018

Should investors choose growth over value this year?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

SBI SHARE PRICE


Jan 22, 2018 03:33 PM

TRACK SBI

SBI - KARUR VYSYA BANK COMPARISON

COMPARE SBI WITH

MARKET STATS