Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SBI vs HDFC BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SBI HDFC BANK SBI/
HDFC BANK
 
P/E (TTM) x 10.4 18.4 56.6% View Chart
P/BV x 1.9 3.8 49.0% View Chart
Dividend Yield % 1.5 1.3 114.5%  

Financials

 SBI   HDFC BANK
EQUITY SHARE DATA
    SBI
Mar-23
HDFC BANK
Mar-23
SBI/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs6301,722 36.6%   
Low Rs4311,272 33.9%   
Income per share (Unadj.) Rs393.1306.0 128.5%  
Earnings per share (Unadj.) Rs62.482.4 75.6%  
Cash flow per share (Unadj.) Rs254.7150.0 169.8%  
Dividends per share (Unadj.) Rs11.3019.00 59.5%  
Avg Dividend yield %2.11.3 167.9%  
Book value per share (Unadj.) Rs402.2516.7 77.8%  
Shares outstanding (eoy) m8,924.615,579.74 159.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.34.9 27.6%   
Avg P/E ratio x8.518.2 46.8%  
Avg P/CF ratio x5.111.1 46.0%  
Avg Price/Bookvalue ratio x1.32.9 45.5%  
Dividend payout %18.123.0 78.6%   
Avg Mkt Cap Rs m4,732,0528,351,759 56.7%   
No. of employees `000NANA-   
Total wages & salary Rs m619,209200,169 309.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m3,508,4461,707,541 205.5%  
Other income Rs m1,225,336339,121 361.3%   
Interest expense Rs m1,899,808777,799 244.3%   
Net interest income Rs m1,608,638929,741 173.0%  
Operating expense Rs m1,898,145515,337 368.3%   
Gross profit Rs m-289,507414,404 -69.9%  
Gross profit margin %-8.324.3 -34.0%  
Provisions/contingencies Rs m370,244292,038 126.8%   
Profit before tax Rs m753,983614,984 122.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-21,017-1,516 1,386.4%   
Prior Period Items Rs m11,9150-   
Tax Rs m188,399153,497 122.7%   
Profit after tax Rs m556,482459,971 121.0%  
Net profit margin %15.926.9 58.9%  
BALANCE SHEET DATA
Advances Rs m32,679,02116,619,493 196.6%   
Deposits Rs m44,685,35518,826,633 237.4%  
Credit/Deposit ratio x73.188.3 82.8%  
Yield on advances %7.08.2 85.7%   
Cost of deposits %3.73.3 112.0%   
Net Interest Margin %3.14.3 72.6%  
Net fixed assets Rs m440,23884,756 519.4%   
Share capital Rs m8,9255,580 159.9%   
Free reserves Rs m3,580,3892,877,623 124.4%   
Net worth Rs m3,589,3132,883,203 124.5%   
Borrowings Rs m5,211,5202,565,487 203.1%   
Investments Rs m19,131,0795,115,817 374.0%   
Total assets Rs m59,544,18325,304,324 235.3%  
Debt/equity ratio x13.97.4 187.4%   
Return on assets %0.91.8 51.4%  
Return on equity %15.516.0 97.2%  
Capital adequacy ratio %14.719.3 76.2%  
Net NPAs %0.70.3 248.1%  
CASH FLOW
From Operations Rs m-860,137208,137 -413.3%  
From Investments Rs m-40,410-34,239 118.0%  
From Financial Activity Rs m63,864239,406 26.7%  
Net Cashflow Rs m-805,932417,621 -193.0%  

Share Holding

Indian Promoters % 57.5 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 35.1 83.0 42.3%  
FIIs % 10.9 52.3 20.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 42.5 100.0 42.5%  
Shareholders   3,047,685 3,018,247 101.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SBI With:   AXIS BANK    ICICI BANK    KOTAK MAHINDRA BANK    PNB    BANK OF BARODA    


More on SBI vs HDFC Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SBI vs HDFC Bank Share Price Performance

Period SBI HDFC Bank S&P BSE BANKEX
1-Day 3.05% 1.10% 1.35%
1-Month 1.90% 3.44% 3.01%
1-Year 48.88% -7.82% 19.91%
3-Year CAGR 27.95% -2.13% 12.19%
5-Year CAGR 18.89% 4.84% 9.51%

* Compound Annual Growth Rate

Here are more details on the SBI share price and the HDFC Bank share price.

Moving on to shareholding structures...

The promoters of SBI hold a 57.5% stake in the company. In case of HDFC Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SBI and the shareholding pattern of HDFC Bank.

Finally, a word on dividends...

In the most recent financial year, SBI paid a dividend of Rs 11.3 per share. This amounted to a Dividend Payout ratio of 18.1%.

HDFC Bank paid Rs 19.0, and its dividend payout ratio stood at 23.0%.

You may visit here to review the dividend history of SBI, and the dividend history of HDFC Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 550 Points| Nifty Tops 22,250 | Power Stocks Shine Sensex Today Rallies 550 Points| Nifty Tops 22,250 | Power Stocks Shine(10:30 am)

Asian markets traded lower, while the US stock indices ended higher overnight with the S&P 500 hitting a record closing high ahead of key economic data.