X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare SBI with J&K Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SBI vs J&K BANK - Comparison Results

SBI    Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

J&K BANK 
   Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SBI J&K BANK SBI/
J&K BANK
 
P/E (TTM) x 21.7 3.6 609.7% View Chart
P/BV x 1.2 0.6 188.0% View Chart
Dividend Yield % 0.9 2.6 35.7%  

Financials

 SBI   J&K BANK
EQUITY SHARE DATA
    SBI
Mar-16
J&K BANK
Mar-15
SBI/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs305119 256.5%   
Low Rs14895 156.1%   
Income per share (Unadj.) Rs285.81,456.5 19.6%  
Earnings per share (Unadj.) Rs15.7104.9 15.0%  
Cash flow per share (Unadj.) Rs68.8251.8 27.3%  
Dividends per share (Unadj.) Rs2.602.10 123.8%  
Avg Dividend yield %1.12.0 58.4%  
Book value per share (Unadj.) Rs232.61,260.0 18.5%  
Shares outstanding (eoy) m7,763.6048.48 16,014.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.80.1 1,080.1%   
Avg P/E ratio x14.41.0 1,411.6%  
Avg P/CF ratio x3.50.3 1,031.2%  
Avg Price/Bookvalue ratio x1.00.1 1,147.9%  
Dividend payout %16.52.0 824.7%   
Avg Mkt Cap Rs m1,759,6205,185 33,937.2%   
No. of employees `000207.71.0 21,639.5%   
Total wages & salary Rs m325,2568,976 3,623.8%   
Avg. income/employee Rs Th10,679.573,553.4 14.5%   
Avg. wages/employee Rs Th1,565.79,349.6 16.7%   
Avg. net profit/employee Rs Th588.55,296.7 11.1%   
INCOME DATA
Interest income Rs m2,218,54870,611 3,141.9%  
Other income Rs m510,1625,990 8,516.3%   
Interest expense Rs m1,430,47444,086 3,244.7%   
Net interest income Rs m788,07526,526 2,971.0%  
Operating expense Rs m737,17114,159 5,206.3%   
Gross profit Rs m50,90412,366 411.6%  
Gross profit margin %2.317.5 13.1%  
Provisions/contingencies Rs m379,29810,155 3,735.2%   
Profit before tax Rs m181,7688,202 2,216.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-7,9450-   
Prior Period Items Rs m2,7580-   
Tax Rs m54,3353,117 1,743.1%   
Profit after tax Rs m122,2465,085 2,404.1%  
Net profit margin %5.57.2 76.5%  
BALANCE SHEET DATA
Advances Rs m18,702,609445,858 4,194.7%   
Deposits Rs m22,538,576657,362 3,428.6%  
Credit/Deposit ratio x83.067.8 122.3%  
Yield on advances %8.411.6 72.5%   
Cost of deposits %5.96.4 91.9%   
Net Interest Margin %2.83.6 78.5%  
Net fixed assets Rs m152,5576,896 2,212.4%   
Share capital Rs m7,763485 1,600.9%   
Free reserves Rs m1,063,25139,499 2,691.8%   
Net worth Rs m1,805,92461,085 2,956.4%   
Borrowings Rs m2,582,14423,396 11,036.7%   
Investments Rs m7,051,891251,043 2,809.0%   
Total assets Rs m29,708,976760,645 3,905.8%  
Debt/equity ratio x13.911.1 124.8%   
Return on assets %0.40.7 61.6%  
Return on equity %6.88.3 81.3%  
Capital adequacy ratio %13.912.6 110.9%  
Net NPAs %3.82.8 137.5%  
CASH FLOW
From Operations Rs m140,7671,181 11,923.3%  
From Investments Rs m-36,686-2,609 1,406.0%  
From Financial Activity Rs m43,485-3,376 -1,288.1%  
Net Cashflow Rs m147,566-4,805 -3,071.4%  

Share Holding

Indian Promoters % 58.6 53.2 110.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 20.9 4.3 486.0%  
FIIs % 9.7 29.3 33.1%  
ADR/GDR % 2.1 0.0 -  
Free float % 8.7 13.3 65.4%  
Shareholders   855,889 56,111 1,525.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SBI With:   INDUSIND BANK  ICICI BANK  FEDERAL BANK  SYNDICATE BANK  BANK OF INDIA  

Compare SBI With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades in Green; Bank Stocks Witness Selling(01:30 pm)

After opening the day on a flat note, the Indian share markets have reversed the trend and are currently trading above the dotted line.

Related Views on News

Insider at It Again. This Time Stealing from Buffett and Berkshire (The 5 Minute Wrapup)

Aug 12, 2017

What is Equitymaster Insider Ankit Shah stealing from Berkshire's success?

The Pied Pipers of 'Buy High, Sell Higher' (The 5 Minute Wrapup)

Jul 14, 2017

What should you make of Ola drivers turning day traders and Radio Jockeys giving opinion on the Sensex?

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

More Views on News

Most Popular

Demonetisation Barely Made Any Difference to Tax Collections(Vivek Kaul's Diary)

Aug 7, 2017

The data tells us quite a different story from the one the government is trying to project.

Proxy Plays: A Smart Way to Bet on 'Off Limits' Companies(The 5 Minute Wrapup)

Aug 4, 2017

The small-cap space is full of small players that are clear proxies to great growth stories and Indian megatrends.

Should You Invest In Bharat-22 ETF? Know Here...(Outside View)

Aug 8, 2017

Bharat-22 is one of the most diverse ETFs offered so far by the Government. Know here if you should invest...

Signs of Life in the India VIX(Daily Profit Hunter)

Aug 12, 2017

The India VIX is up 36% in the last week. Fear has gone up but is still low by historical standards.

7 Financial Gifts For Your Sister This Raksha Bandhan(Outside View)

Aug 7, 2017

Raksha Bandhan signifies the brother-sister bond. Here are 7 thoughtful financial gifts for sisters...

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

SBI SHARE PRICE


Aug 17, 2017 03:37 PM

TRACK SBI

SBI - PUNJAB & SIND BANK COMPARISON

COMPARE SBI WITH

MARKET STATS