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SBI vs UNITED BANK OF INDIA - Comparison Results

SBI     Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

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Current Valuations

    SBI UNITED BANK OF INDIA SBI/
UNITED BANK OF INDIA
 
P/E (TTM) x 29.1 -0.4 - View Chart
P/BV x 1.0 0.1 1,715.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 SBI   UNITED BANK OF INDIA
EQUITY SHARE DATA
    SBI
Mar-19
UNITED BANK OF INDIA
Mar-19
SBI/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs32115 2,167.6%   
Low Rs2339 2,564.8%   
Income per share (Unadj.) Rs283.811.5 2,463.1%  
Earnings per share (Unadj.) Rs2.6-3.1 -82.6%  
Cash flow per share (Unadj.) Rs54.2-10.3 -527.6%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs262.815.5 1,697.3%  
Shares outstanding (eoy) m8,924.597,427.92 120.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.01.0 94.1%   
Avg P/E ratio x107.5-3.8 -2,805.8%  
Avg P/CF ratio x3.82.4 157.2%  
Avg Price/Bookvalue ratio x1.10.8 136.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m2,473,00488,764 2,786.1%   
No. of employees `000257.314.3 1,799.5%   
Total wages & salary Rs m437,95019,545 2,240.7%   
Avg. income/employee Rs Th9,847.25,987.6 164.5%   
Avg. wages/employee Rs Th1,702.41,367.2 124.5%   
Avg. net profit/employee Rs Th89.4-1,620.0 -5.5%   
INCOME DATA
Interest income Rs m2,533,22185,599 2,959.4%  
Other income Rs m773,65223,846 3,244.4%   
Interest expense Rs m1,558,67565,853 2,366.9%   
Net interest income Rs m974,54719,746 4,935.4%  
Operating expense Rs m1,148,00329,476 3,894.7%   
Gross profit Rs m-173,456-9,730 1,782.7%  
Gross profit margin %-6.8-11.4 60.2%  
Provisions/contingencies Rs m628,56659,925 1,048.9%   
Profit before tax Rs m-28,370-45,809 61.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-10,5090-   
Prior Period Items Rs m2,8150-   
Tax Rs m-59,061-22,650 260.8%   
Profit after tax Rs m22,996-23,159 -99.3%  
Net profit margin %0.9-27.1 -3.4%  
BALANCE SHEET DATA
Advances Rs m22,268,537669,551 3,325.9%   
Deposits Rs m29,405,4111,349,833 2,178.4%  
Credit/Deposit ratio x75.749.6 152.7%  
Yield on advances %7.57.6 98.7%   
Cost of deposits %4.84.7 102.3%   
Net Interest Margin %2.71.4 190.1%  
Net fixed assets Rs m407,03112,401 3,282.4%   
Share capital Rs m8,92574,279 12.0%   
Free reserves Rs m2,336,03240,710 5,738.3%   
Net worth Rs m2,344,957114,989 2,039.3%   
Borrowings Rs m4,137,47722,037 18,775.0%   
Investments Rs m11,192,478609,760 1,835.6%   
Total assets Rs m38,884,6711,515,299 2,566.1%  
Debt/equity ratio x14.311.9 119.9%   
Return on assets %0.1-1.5 -3.9%  
Return on equity %1.0-20.1 -4.9%  
Capital adequacy ratio %12.913.0 98.8%  
Net NPAs %3.08.7 34.7%  
CASH FLOW
From Operations Rs m295,560-150,737 -196.1%  
From Investments Rs m-8,568-732 1,170.0%  
From Financial Activity Rs m4,47645,761 9.8%  
Net Cashflow Rs m302,232-105,708 -285.9%  

Share Holding

Indian Promoters % 58.6 88.0 66.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 20.9 5.2 401.9%  
FIIs % 9.7 0.3 3,233.3%  
ADR/GDR % 2.1 0.0 -  
Free float % 8.7 6.5 133.8%  
Shareholders   855,889 78,272 1,093.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SBI With:   KARNATAKA BANK  CANARA BANK  SOUTH IND.BANK  IDFC FIRST BANK  UNION BANK  

Compare SBI With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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SBI Announces Quarterly Results (1QFY20); Net Profit Up 147.4% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, SBI has posted a net profit of Rs 23 bn (up 147.4% YoY). Sales on the other hand came in at Rs 626 bn (up 6.5% YoY). Read on for a complete analysis of SBI's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

SBI Announces Quarterly Results (4QFY19); Net Profit Up 110.9% (Quarterly Result Update)

May 13, 2019 | Updated on May 13, 2019

For the quarter ended March 2019, SBI has posted a net profit of Rs 8 bn (up 110.9% YoY). Sales on the other hand came in at Rs 630 bn (up 12.6% YoY). Read on for a complete analysis of SBI's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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