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SHRIRAM CITY UNION vs GIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM CITY UNION GIC HOUSING SHRIRAM CITY UNION/
GIC HOUSING
 
P/E (TTM) x 9.3 7.2 129.1% View Chart
P/BV x 1.4 0.6 219.8% View Chart
Dividend Yield % 1.9 2.2 86.1%  

Financials

 SHRIRAM CITY UNION   GIC HOUSING
EQUITY SHARE DATA
    SHRIRAM CITY UNION
Mar-22
GIC HOUSING
Mar-23
SHRIRAM CITY UNION/
GIC HOUSING
5-Yr Chart
Click to enlarge
High Rs2,600248 1,049.7%   
Low Rs1,378110 1,253.7%   
Income per share (Unadj.) Rs1,061.5207.0 512.7%  
Earnings per share (Unadj.) Rs172.939.6 436.5%  
Cash flow per share (Unadj.) Rs-5,605.2104.2 -5,381.5%  
Dividends per share (Unadj.) Rs37.004.50 822.2%  
Avg Dividend yield %1.92.5 73.9%  
Book value per share (Unadj.) Rs1,379.6315.6 437.2%  
Shares outstanding (eoy) m66.6353.85 123.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.90.9 216.9%   
Avg P/E ratio x11.54.5 254.8%  
Avg P/CF ratio x0.34.5 6.9%  
Avg Price/Bookvalue ratio x1.40.6 254.4%  
Dividend payout %21.411.4 188.4%   
Avg Mkt Cap Rs m132,5389,630 1,376.3%   
No. of employees `000NANA-   
Total wages & salary Rs m10,576599 1,764.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m70,73011,149 634.4%  
Other income Rs m701,589 4.4%   
Interest expense Rs m28,3017,029 402.6%   
Net interest income Rs m42,4284,120 1,029.9%  
Operating expense Rs m25,9502,710 957.4%   
Gross profit Rs m16,4791,409 1,169.3%  
Gross profit margin %23.312.6 184.3%  
Provisions/contingencies Rs m414,9810-   
Profit before tax Rs m15,6862,899 541.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1300-   
Prior Period Items Rs m00-   
Tax Rs m4,039766 527.2%   
Profit after tax Rs m11,5182,133 540.1%  
Net profit margin %16.319.1 85.1%  
BALANCE SHEET DATA
Advances Rs m355,460103,210 344.4%   
Deposits Rs m68,2450-  
Credit/Deposit ratio x520.90- 
Yield on advances %00-   
Cost of deposits %8.00-  
Net Interest Margin %11.53.9 295.0%  
Net fixed assets Rs m2,514522 481.3%   
Share capital Rs m666539 123.7%   
Free reserves Rs m91,25316,454 554.6%   
Net worth Rs m91,92016,993 540.9%   
Borrowings Rs m27,2643,481 783.1%   
Investments Rs m14,3742,739 524.8%   
Total assets Rs m485,553108,350 448.1%  
Debt/equity ratio x1.00.2 507.2%   
Return on assets %2.42.0 120.5%  
Return on equity %12.512.5 99.8%  
Capital adequacy ratio %26.831.5 85.2%  
Net NPAs %3.33.3 100.3%  
CASH FLOW
From Operations Rs m-38,61310,432 -370.2%  
From Investments Rs m-1,338-2,129 62.8%  
From Financial Activity Rs m53,477-12,384 -431.8%  
Net Cashflow Rs m13,527-4,081 -331.5%  

Share Holding

Indian Promoters % 36.9 42.4 86.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 33.0 9.2 359.6%  
FIIs % 26.9 3.3 821.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 63.1 57.6 109.6%  
Shareholders   22,900 58,599 39.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM CITY UNION With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on SHRIRAM CITY UNION vs GIC HOUSING

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SHRIRAM CITY UNION vs GIC HOUSING Share Price Performance

Period SHRIRAM CITY UNION GIC HOUSING
1-Day 0.14% -0.12%
1-Month 4.33% -11.63%
1-Year -0.93% 38.47%
3-Year CAGR 13.37% 20.38%
5-Year CAGR -1.05% -5.72%

* Compound Annual Growth Rate

Here are more details on the SHRIRAM CITY UNION share price and the GIC HOUSING share price.

Moving on to shareholding structures...

The promoters of SHRIRAM CITY UNION hold a 36.9% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SHRIRAM CITY UNION and the shareholding pattern of GIC HOUSING.

Finally, a word on dividends...

In the most recent financial year, SHRIRAM CITY UNION paid a dividend of Rs 37.0 per share. This amounted to a Dividend Payout ratio of 21.4%.

GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 11.4%.

You may visit here to review the dividend history of SHRIRAM CITY UNION, and the dividend history of GIC HOUSING.

For a sector overview, read our finance sector report.



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