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Compare SHRIRAM CITY UNION with HDFC - Equitymaster

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SHRIRAM CITY UNION vs HDFC - Comparison Results

HDFC 
   Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

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Current Valuations

    SHRIRAM CITY UNION HDFC SHRIRAM CITY UNION/
HDFC
 
P/E (TTM) x 13.8 23.7 57.9% View Chart
P/BV x 2.5 3.6 67.8% View Chart
Dividend Yield % 1.0 1.0 94.5%  

Financials

 SHRIRAM CITY UNION   HDFC
EQUITY SHARE DATA
    SHRIRAM CITY UNION
Mar-15
HDFC
Mar-18
SHRIRAM CITY UNION/
HDFC
5-Yr Chart
Click to enlarge
High Rs2,1391,982 107.9%   
Low Rs1,1211,461 76.7%   
Income per share (Unadj.) Rs540.5385.5 140.2%  
Earnings per share (Unadj.) Rs86.797.0 89.4%  
Cash flow per share (Unadj.) Rs189.6296.1 64.0%  
Dividends per share (Unadj.) Rs15.0020.00 75.0%  
Avg Dividend yield %0.91.2 79.2%  
Book value per share (Unadj.) Rs639.8516.4 123.9%  
Shares outstanding (eoy) m65.901,675.88 3.9%   
Bonus/Rights/Conversions PAESOP-  
Avg Price / Income ratio x3.04.5 67.5%   
Avg P/E ratio x18.817.7 105.9%  
Avg P/CF ratio x10.017.2 58.3%  
Avg Price/Bookvalue ratio x2.53.3 76.4%  
Dividend payout %17.320.6 83.9%   
Avg Mkt Cap Rs m107,4042,884,776 3.7%   
No. of employees `00025.12.6 974.2%   
Total wages & salary Rs m4,26310,481 40.7%   
Avg. income/employee Rs Th1,419.9250,900.4 0.6%   
Avg. wages/employee Rs Th170.04,070.4 4.2%   
Avg. net profit/employee Rs Th227.863,126.1 0.4%   
INCOME DATA
Interest income Rs m35,617646,069 5.5%  
Other income Rs m51245,348 1.1%   
Interest expense Rs m13,559234,524 5.8%   
Net interest income Rs m22,058411,544 5.4%  
Operating expense Rs m8,883299,292 3.0%   
Gross profit Rs m13,175112,252 11.7%  
Gross profit margin %37.017.4 212.9%  
Provisions/contingencies Rs m5,0185,637 89.0%   
Profit before tax Rs m8,668176,025 4.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-39-10,766 0.4%   
Prior Period Items Rs m037,302 0.0%   
Tax Rs m2,91440,012 7.3%   
Profit after tax Rs m5,714162,550 3.5%  
Net profit margin %16.025.2 63.8%  
BALANCE SHEET DATA
Advances Rs m166,3113,791,728 4.4%   
Deposits Rs m0445,995 0.0%  
Credit/Deposit ratio xNM850.2- 
Yield on advances %20.49.0 227.2%   
Cost of deposits %N.A.6.1-  
Net Interest Margin %12.67.9 159.1%  
Net fixed assets Rs m83413,541 6.2%   
Share capital Rs m6593,352 19.7%   
Free reserves Rs m33,643862,062 3.9%   
Net worth Rs m42,160865,414 4.9%   
Borrowings Rs m80,8971,171,103 6.9%   
Investments Rs m8,3631,394,864 0.6%   
Total assets Rs m186,5635,627,013 3.3%  
Debt/equity ratio x1.91.9 102.7%   
Return on assets %3.12.9 106.0%  
Return on equity %13.618.8 72.2%  
Capital adequacy ratio %29.019.2 151.2%  
Net NPAs %0.70-  
CASH FLOW
From Operations Rs m-12,418-328,634 3.8%  
From Investments Rs m-2,076-237,069 0.9%  
From Financial Activity Rs m6,659540,279 1.2%  
Net Cashflow Rs m-7,835-25,423 30.8%  

Share Holding

Indian Promoters % 33.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.4 10.5 22.9%  
FIIs % 24.8 77.6 32.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 39.0 12.0 325.0%  
Shareholders   5,851 175,570 3.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM CITY UNION With:   RURAL ELECT.  LIC HOUSING  IDFC LIMITED  SHRIRAM TRANSPORT FIN.  CAPITAL FIRST  



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Sensex Trades Marginally Higher; Asian Paints & Axis Bank Top Gainers(12:30 pm)

Share markets in India are presently trading on a positive note. Barring IT sector, all sectoral indices are trading in green with stocks in the realty sector and finance sector.

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SHRIRAM CITY UNION Announces Quarterly Results (2QFY19); Net Profit Up 25.7% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, SHRIRAM CITY UNION has posted a net profit of Rs 2 bn (up 25.7% YoY). Sales on the other hand came in at Rs 15 bn (up 17.9% YoY). Read on for a complete analysis of SHRIRAM CITY UNION's quarterly results.

HDFC Announces Quarterly Results (2QFY19); Net Profit Up 17.4% (Quarterly Result Update)

Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, HDFC has posted a net profit of Rs 25 bn (up 17.4% YoY). Sales on the other hand came in at Rs 112 bn (up 28.5% YoY). Read on for a complete analysis of HDFC's quarterly results.

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