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SHRIRAM CITY UNION vs HDFC - Comparison Results

HDFC 
   Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

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Current Valuations

    SHRIRAM CITY UNION HDFC SHRIRAM CITY UNION/
HDFC
 
P/E (TTM) x 25.5 24.0 106.3% View Chart
P/BV x 3.4 5.4 62.1% View Chart
Dividend Yield % 0.7 1.0 71.4%  

Financials

 SHRIRAM CITY UNION   HDFC
EQUITY SHARE DATA
    SHRIRAM CITY UNION
Mar-15
HDFC
Mar-16
SHRIRAM CITY UNION/
HDFC
5-Yr Chart
Click to enlarge
High Rs2,1391,370 156.1%   
Low Rs1,1211,012 110.8%   
Income per share (Unadj.) Rs540.5311.4 173.6%  
Earnings per share (Unadj.) Rs86.764.5 134.4%  
Cash flow per share (Unadj.) Rs189.6196.6 96.4%  
Dividends per share (Unadj.) Rs15.0017.00 88.2%  
Avg Dividend yield %0.91.4 64.5%  
Book value per share (Unadj.) Rs639.8322.2 198.6%  
Shares outstanding (eoy) m65.901,579.85 4.2%   
Bonus/Rights/Conversions PAWC-  
Avg Price / Income ratio x3.03.8 78.8%   
Avg P/E ratio x18.818.5 101.8%  
Avg P/CF ratio x10.017.0 58.7%  
Avg Price/Bookvalue ratio x2.53.7 68.9%  
Dividend payout %17.326.4 65.6%   
Avg Mkt Cap Rs m107,4041,881,601 5.7%   
No. of employees `00025.12.2 1,142.3%   
Total wages & salary Rs m4,2637,881 54.1%   
Avg. income/employee Rs Th1,419.9224,012.8 0.6%   
Avg. wages/employee Rs Th170.03,589.0 4.7%   
Avg. net profit/employee Rs Th227.846,403.7 0.5%   
INCOME DATA
Interest income Rs m35,617491,932 7.2%  
Other income Rs m51224,474 2.1%   
Interest expense Rs m13,559202,956 6.7%   
Net interest income Rs m22,058288,976 7.6%  
Operating expense Rs m8,883197,070 4.5%   
Gross profit Rs m13,17591,906 14.3%  
Gross profit margin %37.018.7 198.0%  
Provisions/contingencies Rs m5,0188,534 58.8%   
Profit before tax Rs m8,66899,964 8.7%   
Extraordinary Inc (Exp) Rs m016,165 0.0%   
Minority Interest Rs m-39-5,280 0.7%   
Prior Period Items Rs m027,446 0.0%   
Tax Rs m2,91436,393 8.0%   
Profit after tax Rs m5,714101,903 5.6%  
Net profit margin %16.020.7 77.5%  
BALANCE SHEET DATA
Advances Rs m166,3112,720,856 6.1%   
Deposits Rs m0341,642 0.0%  
Credit/Deposit ratio xNM796.4- 
Yield on advances %20.410.4 196.5%   
Cost of deposits %N.A.7.8-  
Net Interest Margin %12.67.9 160.6%  
Net fixed assets Rs m83413,992 6.0%   
Share capital Rs m6593,160 20.9%   
Free reserves Rs m33,643377,902 8.9%   
Net worth Rs m42,160509,007 8.3%   
Borrowings Rs m80,897846,182 9.6%   
Investments Rs m8,363954,644 0.9%   
Total assets Rs m186,5633,976,805 4.7%  
Debt/equity ratio x1.92.3 82.2%   
Return on assets %3.12.6 119.5%  
Return on equity %13.620.0 67.7%  
Capital adequacy ratio %29.016.6 174.9%  
Net NPAs %0.70-  
CASH FLOW
From Operations Rs m-12,418-195,866 6.3%  
From Investments Rs m-2,076-93,123 2.2%  
From Financial Activity Rs m6,659289,868 2.3%  
Net Cashflow Rs m-7,835879 -891.5%  

Share Holding

Indian Promoters % 33.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.4 10.5 22.9%  
FIIs % 24.8 77.6 32.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 39.0 12.0 325.0%  
Shareholders   5,851 175,570 3.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM CITY UNION With:   LIC HOUSING  MAGMA FINCORP  L&T FINANCE HOLDINGS  DEWAN H.FIN.  RURAL ELECT.  



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Aug 16, 2017 (Close)

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