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Compare SHRIRAM CITY UNION with LIC Housing - Equitymaster
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SHRIRAM CITY UNION vs LIC HOUSING - Comparison Results

LIC HOUSING 
   Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

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Current Valuations

    SHRIRAM CITY UNION LIC HOUSING SHRIRAM CITY UNION/
LIC HOUSING
 
P/E (TTM) x 26.0 16.7 155.3% View Chart
P/BV x 3.4 3.5 97.7% View Chart
Dividend Yield % 0.7 0.9 79.6%  

Financials

 SHRIRAM CITY UNION   LIC HOUSING
EQUITY SHARE DATA
    SHRIRAM CITY UNION
Mar-15
LIC HOUSING
Mar-16
SHRIRAM CITY UNION/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs2,139514 416.3%   
Low Rs1,121389 288.1%   
Income per share (Unadj.) Rs540.5245.9 219.8%  
Earnings per share (Unadj.) Rs86.733.0 262.4%  
Cash flow per share (Unadj.) Rs189.657.1 331.9%  
Dividends per share (Unadj.) Rs15.005.50 272.7%  
Avg Dividend yield %0.91.2 75.5%  
Book value per share (Unadj.) Rs639.8182.6 350.4%  
Shares outstanding (eoy) m65.90504.66 13.1%   
Bonus/Rights/Conversions PA--  
Avg Price / Income ratio x3.01.8 164.3%   
Avg P/E ratio x18.813.7 137.6%  
Avg P/CF ratio x10.012.5 80.1%  
Avg Price/Bookvalue ratio x2.52.5 103.1%  
Dividend payout %17.316.6 103.9%   
Avg Mkt Cap Rs m107,404227,778 47.2%   
No. of employees `00025.11.7 1,453.4%   
Total wages & salary Rs m4,2631,645 259.2%   
Avg. income/employee Rs Th1,419.971,902.3 2.0%   
Avg. wages/employee Rs Th170.0953.1 17.8%   
Avg. net profit/employee Rs Th227.89,662.2 2.4%   
INCOME DATA
Interest income Rs m35,617124,103 28.7%  
Other income Rs m512922 55.5%   
Interest expense Rs m13,55993,066 14.6%   
Net interest income Rs m22,05831,037 71.1%  
Operating expense Rs m8,8834,644 191.3%   
Gross profit Rs m13,17526,393 49.9%  
Gross profit margin %37.021.3 173.9%  
Provisions/contingencies Rs m5,0181,565 320.7%   
Profit before tax Rs m8,66825,751 33.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-39-3 1,355.2%   
Prior Period Items Rs m04 0.0%   
Tax Rs m2,9149,074 32.1%   
Profit after tax Rs m5,71416,677 34.3%  
Net profit margin %16.013.4 119.4%  
BALANCE SHEET DATA
Advances Rs m166,3111,251,732 13.3%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %20.49.8 208.2%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %12.62.5 510.4%  
Net fixed assets Rs m8341,024 81.4%   
Share capital Rs m6591,010 65.3%   
Free reserves Rs m33,64391,131 36.9%   
Net worth Rs m42,16092,146 45.8%   
Borrowings Rs m80,897906,581 8.9%   
Investments Rs m8,3632,637 317.2%   
Total assets Rs m186,5631,305,873 14.3%  
Debt/equity ratio x1.99.8 19.5%   
Return on assets %3.11.3 239.8%  
Return on equity %13.618.1 74.9%  
Capital adequacy ratio %29.017.0 170.4%  
Net NPAs %0.70.2 309.1%  
CASH FLOW
From Operations Rs m-12,418-130,394 9.5%  
From Investments Rs m-2,076-576 360.6%  
From Financial Activity Rs m6,659140,975 4.7%  
Net Cashflow Rs m-7,83510,005 -78.3%  

Share Holding

Indian Promoters % 33.8 40.3 83.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.4 7.0 34.3%  
FIIs % 24.8 38.0 65.3%  
ADR/GDR % 0.0 0.6 -  
Free float % 39.0 14.2 274.6%  
Shareholders   5,851 159,214 3.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM CITY UNION With:   DEWAN H.FIN.  RURAL ELECT.  IDFC LIMITED  GRUH FINANCE  CAPITAL FIRST  



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