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SHRIRAM CITY UNION vs SHRIRAM FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM CITY UNION SHRIRAM FINANCE SHRIRAM CITY UNION/
SHRIRAM FINANCE
 
P/E (TTM) x 9.3 13.4 69.9% View Chart
P/BV x 1.4 2.1 68.4% View Chart
Dividend Yield % 1.9 1.5 130.0%  

Financials

 SHRIRAM CITY UNION   SHRIRAM FINANCE
EQUITY SHARE DATA
    SHRIRAM CITY UNION
Mar-22
SHRIRAM FINANCE
Mar-23
SHRIRAM CITY UNION/
SHRIRAM FINANCE
5-Yr Chart
Click to enlarge
High Rs2,6001,509 172.3%   
Low Rs1,3781,048 131.6%   
Income per share (Unadj.) Rs1,061.5814.0 130.4%  
Earnings per share (Unadj.) Rs172.9160.5 107.7%  
Cash flow per share (Unadj.) Rs-5,605.2436.0 -1,285.6%  
Dividends per share (Unadj.) Rs37.0035.00 105.7%  
Avg Dividend yield %1.92.7 67.9%  
Book value per share (Unadj.) Rs1,379.61,156.8 119.3%  
Shares outstanding (eoy) m66.63374.43 17.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.91.6 119.3%   
Avg P/E ratio x11.58.0 144.5%  
Avg P/CF ratio x0.37.3 4.3%  
Avg Price/Bookvalue ratio x1.41.1 130.5%  
Dividend payout %21.421.8 98.2%   
Avg Mkt Cap Rs m132,538478,696 27.7%   
No. of employees `000NANA-   
Total wages & salary Rs m10,57626,364 40.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m70,730304,768 23.2%  
Other income Rs m70327 21.3%   
Interest expense Rs m28,301129,958 21.8%   
Net interest income Rs m42,428174,809 24.3%  
Operating expense Rs m25,95086,992 29.8%   
Gross profit Rs m16,47987,817 18.8%  
Gross profit margin %23.328.8 80.9%  
Provisions/contingencies Rs m414,9815,877 7,061.5%   
Profit before tax Rs m15,68682,137 19.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-130-90 144.3%   
Prior Period Items Rs m086 0.0%   
Tax Rs m4,03922,023 18.3%   
Profit after tax Rs m11,51860,110 19.2%  
Net profit margin %16.319.7 82.6%  
BALANCE SHEET DATA
Advances Rs m355,4601,786,851 19.9%   
Deposits Rs m68,245346,720 19.7%  
Credit/Deposit ratio x520.9515.4 101.1%  
Yield on advances %00-   
Cost of deposits %8.06.8 117.8%   
Net Interest Margin %11.59.0 127.8%  
Net fixed assets Rs m2,51437,109 6.8%   
Share capital Rs m6663,744 17.8%   
Free reserves Rs m91,253429,386 21.3%   
Net worth Rs m91,920433,130 21.2%   
Borrowings Rs m27,2644,591 593.8%   
Investments Rs m14,374160,685 8.9%   
Total assets Rs m485,5532,218,253 21.9%  
Debt/equity ratio x1.00.8 128.1%   
Return on assets %2.42.7 87.5%  
Return on equity %12.513.9 90.3%  
Capital adequacy ratio %26.822.6 118.4%  
Net NPAs %3.33.2 103.4%  
CASH FLOW
From Operations Rs m-38,613-176,253 21.9%  
From Investments Rs m-1,338-1,930 69.3%  
From Financial Activity Rs m53,477118,195 45.2%  
Net Cashflow Rs m13,527-7,296 -185.4%  

Share Holding

Indian Promoters % 36.9 23.4 157.4%  
Foreign collaborators % 0.0 2.0 -  
Indian inst/Mut Fund % 33.0 69.8 47.3%  
FIIs % 26.9 54.0 49.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 63.1 74.6 84.7%  
Shareholders   22,900 107,254 21.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM CITY UNION With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on SHRIRAM CITY UNION vs Shriram Transport

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SHRIRAM CITY UNION vs Shriram Transport Share Price Performance

Period SHRIRAM CITY UNION Shriram Transport
1-Day 0.14% -0.73%
1-Month 4.33% 0.70%
1-Year -0.93% 92.92%
3-Year CAGR 13.37% 18.53%
5-Year CAGR -1.05% 13.72%

* Compound Annual Growth Rate

Here are more details on the SHRIRAM CITY UNION share price and the Shriram Transport share price.

Moving on to shareholding structures...

The promoters of SHRIRAM CITY UNION hold a 36.9% stake in the company. In case of Shriram Transport the stake stands at 25.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SHRIRAM CITY UNION and the shareholding pattern of Shriram Transport.

Finally, a word on dividends...

In the most recent financial year, SHRIRAM CITY UNION paid a dividend of Rs 37.0 per share. This amounted to a Dividend Payout ratio of 21.4%.

Shriram Transport paid Rs 35.0, and its dividend payout ratio stood at 21.8%.

You may visit here to review the dividend history of SHRIRAM CITY UNION, and the dividend history of Shriram Transport.

For a sector overview, read our finance sector report.



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