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SHRIRAM FINANCE vs HDFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM FINANCE HDFC SHRIRAM FINANCE/
HDFC
 
P/E (TTM) x 13.4 30.6 43.7% View Chart
P/BV x 2.1 2.5 81.2% View Chart
Dividend Yield % 1.5 1.6 91.8%  

Financials

 SHRIRAM FINANCE   HDFC
EQUITY SHARE DATA
    SHRIRAM FINANCE
Mar-23
HDFC
Mar-23
SHRIRAM FINANCE/
HDFC
5-Yr Chart
Click to enlarge
High Rs1,5092,855 52.9%   
Low Rs1,0482,027 51.7%   
Income per share (Unadj.) Rs814.0833.7 97.6%  
Earnings per share (Unadj.) Rs160.5142.6 112.6%  
Cash flow per share (Unadj.) Rs436.0692.5 63.0%  
Dividends per share (Unadj.) Rs35.0044.00 79.5%  
Avg Dividend yield %2.71.8 151.9%  
Book value per share (Unadj.) Rs1,156.81,090.0 106.1%  
Shares outstanding (eoy) m374.431,834.56 20.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.62.9 53.6%   
Avg P/E ratio x8.017.1 46.5%  
Avg P/CF ratio x7.317.1 42.5%  
Avg Price/Bookvalue ratio x1.12.2 49.4%  
Dividend payout %21.830.9 70.7%   
Avg Mkt Cap Rs m478,6964,478,060 10.7%   
No. of employees `000NANA-   
Total wages & salary Rs m26,36421,600 122.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m304,7681,529,403 19.9%  
Other income Rs m32721,598 1.5%   
Interest expense Rs m129,958370,286 35.1%   
Net interest income Rs m174,8091,159,117 15.1%  
Operating expense Rs m86,992965,098 9.0%   
Gross profit Rs m87,817194,018 45.3%  
Gross profit margin %28.812.7 227.1%  
Provisions/contingencies Rs m5,877607 967.6%   
Profit before tax Rs m82,137321,306 25.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-90-15,389 0.6%   
Prior Period Items Rs m860-   
Tax Rs m22,02344,308 49.7%   
Profit after tax Rs m60,110261,609 23.0%  
Net profit margin %19.717.1 115.3%  
BALANCE SHEET DATA
Advances Rs m1,786,8516,245,515 28.6%   
Deposits Rs m346,7201,109,979 31.2%  
Credit/Deposit ratio x515.4562.7 91.6%  
Yield on advances %00-   
Cost of deposits %6.89.4 72.4%   
Net Interest Margin %9.011.1 80.7%  
Net fixed assets Rs m37,10998,012 37.9%   
Share capital Rs m3,7443,669 102.0%   
Free reserves Rs m429,3861,996,058 21.5%   
Net worth Rs m433,1301,999,727 21.7%   
Borrowings Rs m4,591876,846 0.5%   
Investments Rs m160,6854,173,582 3.9%   
Total assets Rs m2,218,25310,897,807 20.4%  
Debt/equity ratio x0.81.0 81.6%   
Return on assets %2.72.4 112.9%  
Return on equity %13.913.1 106.1%  
Capital adequacy ratio %22.60-  
Net NPAs %3.20-  
CASH FLOW
From Operations Rs m-176,253-473,285 37.2%  
From Investments Rs m-1,930-215,235 0.9%  
From Financial Activity Rs m118,195693,206 17.1%  
Net Cashflow Rs m-7,2964,687 -155.7%  

Share Holding

Indian Promoters % 23.4 0.0 -  
Foreign collaborators % 2.0 0.0 -  
Indian inst/Mut Fund % 69.8 87.9 79.4%  
FIIs % 54.0 63.6 84.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.6 100.0 74.6%  
Shareholders   107,254 720,777 14.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on Shriram Transport vs HDFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Shriram Transport vs HDFC Share Price Performance

Period Shriram Transport HDFC
1-Day -0.30% -0.62%
1-Month 3.42% 3.39%
1-Year 73.38% 22.62%
3-Year CAGR 20.78% 13.92%
5-Year CAGR 15.70% 6.83%

* Compound Annual Growth Rate

Here are more details on the Shriram Transport share price and the HDFC share price.

Moving on to shareholding structures...

The promoters of Shriram Transport hold a 25.4% stake in the company. In case of HDFC the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Shriram Transport and the shareholding pattern of HDFC.

Finally, a word on dividends...

In the most recent financial year, Shriram Transport paid a dividend of Rs 35.0 per share. This amounted to a Dividend Payout ratio of 21.8%.

HDFC paid Rs 44.0, and its dividend payout ratio stood at 30.9%.

You may visit here to review the dividend history of Shriram Transport, and the dividend history of HDFC.

For a sector overview, read our finance sector report.



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