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SHRIRAM FINANCE vs LIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    SHRIRAM FINANCE LIC HOUSING SHRIRAM FINANCE/
LIC HOUSING
 
P/E (TTM) x 13.3 6.9 193.0% View Chart
P/BV x 2.0 1.2 165.6% View Chart
Dividend Yield % 1.5 1.4 106.6%  

Financials

 SHRIRAM FINANCE   LIC HOUSING
EQUITY SHARE DATA
    SHRIRAM FINANCE
Mar-23
LIC HOUSING
Mar-23
SHRIRAM FINANCE/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs1,509444 340.3%   
Low Rs1,048292 359.1%   
Income per share (Unadj.) Rs814.0412.9 197.1%  
Earnings per share (Unadj.) Rs160.552.6 305.5%  
Cash flow per share (Unadj.) Rs436.0118.6 367.6%  
Dividends per share (Unadj.) Rs35.008.50 411.8%  
Avg Dividend yield %2.72.3 118.4%  
Book value per share (Unadj.) Rs1,156.8494.2 234.1%  
Shares outstanding (eoy) m374.43550.06 68.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.9 176.4%   
Avg P/E ratio x8.07.0 113.9%  
Avg P/CF ratio x7.37.0 103.7%  
Avg Price/Bookvalue ratio x1.10.7 148.6%  
Dividend payout %21.816.2 134.8%   
Avg Mkt Cap Rs m478,696202,217 236.7%   
No. of employees `000NANA-   
Total wages & salary Rs m26,3645,164 510.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m304,768227,139 134.2%  
Other income Rs m327143 228.4%   
Interest expense Rs m129,958161,348 80.5%   
Net interest income Rs m174,80965,791 265.7%  
Operating expense Rs m86,99229,637 293.5%   
Gross profit Rs m87,81736,155 242.9%  
Gross profit margin %28.815.9 181.0%  
Provisions/contingencies Rs m5,8774 151,852.5%   
Profit before tax Rs m82,13735,608 230.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-90-4 2,192.7%   
Prior Period Items Rs m862 3,566.7%   
Tax Rs m22,0236,696 328.9%   
Profit after tax Rs m60,11028,910 207.9%  
Net profit margin %19.712.7 155.0%  
BALANCE SHEET DATA
Advances Rs m1,786,8512,677,612 66.7%   
Deposits Rs m346,72035,054 989.1%  
Credit/Deposit ratio x515.47,638.5 6.7%  
Yield on advances %00-   
Cost of deposits %6.827.4 24.7%   
Net Interest Margin %9.02.4 375.4%  
Net fixed assets Rs m37,1093,885 955.2%   
Share capital Rs m3,7441,101 340.1%   
Free reserves Rs m429,386270,746 158.6%   
Net worth Rs m433,130271,847 159.3%   
Borrowings Rs m4,591344,696 1.3%   
Investments Rs m160,68574,289 216.3%   
Total assets Rs m2,218,2532,766,631 80.2%  
Debt/equity ratio x0.81.4 58.1%   
Return on assets %2.71.0 259.3%  
Return on equity %13.910.6 130.5%  
Capital adequacy ratio %22.618.2 124.0%  
Net NPAs %3.22.5 127.6%  
CASH FLOW
From Operations Rs m-176,253-196,324 89.8%  
From Investments Rs m-1,930-7,992 24.2%  
From Financial Activity Rs m118,195202,487 58.4%  
Net Cashflow Rs m-7,296-1,830 398.8%  

Share Holding

Indian Promoters % 23.4 45.2 51.8%  
Foreign collaborators % 2.0 0.0 -  
Indian inst/Mut Fund % 69.8 43.7 159.7%  
FIIs % 54.0 21.6 249.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 74.6 54.8 136.2%  
Shareholders   107,254 305,862 35.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SHRIRAM FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on Shriram Transport vs LIC Housing

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Shriram Transport vs LIC Housing Share Price Performance

Period Shriram Transport LIC Housing
1-Day -0.95% 3.28%
1-Month 0.48% -4.22%
1-Year 92.48% 91.73%
3-Year CAGR 18.44% 13.29%
5-Year CAGR 13.66% 2.69%

* Compound Annual Growth Rate

Here are more details on the Shriram Transport share price and the LIC Housing share price.

Moving on to shareholding structures...

The promoters of Shriram Transport hold a 25.4% stake in the company. In case of LIC Housing the stake stands at 45.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Shriram Transport and the shareholding pattern of LIC Housing.

Finally, a word on dividends...

In the most recent financial year, Shriram Transport paid a dividend of Rs 35.0 per share. This amounted to a Dividend Payout ratio of 21.8%.

LIC Housing paid Rs 8.5, and its dividend payout ratio stood at 16.2%.

You may visit here to review the dividend history of Shriram Transport, and the dividend history of LIC Housing.

For a sector overview, read our finance sector report.



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