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SOUTH IND.BANK vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    SOUTH IND.BANK BANDHAN BANK SOUTH IND.BANK/
BANDHAN BANK
 
P/E (TTM) x 6.4 9.7 66.0% View Chart
P/BV x 1.1 1.5 72.4% View Chart
Dividend Yield % 1.1 0.8 131.6%  

Financials

 SOUTH IND.BANK   BANDHAN BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-23
BANDHAN BANK
Mar-23
SOUTH IND.BANK/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs22350 6.2%   
Low Rs7182 4.0%   
Income per share (Unadj.) Rs34.698.7 35.0%  
Earnings per share (Unadj.) Rs3.713.6 27.2%  
Cash flow per share (Unadj.) Rs13.516.3 82.7%  
Dividends per share (Unadj.) Rs0.301.50 20.0%  
Avg Dividend yield %2.10.6 365.8%  
Book value per share (Unadj.) Rs31.9121.5 26.2%  
Shares outstanding (eoy) m2,092.741,610.84 129.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.42.7 15.6%   
Avg P/E ratio x3.919.5 20.1%  
Avg P/CF ratio x2.06.0 33.4%  
Avg Price/Bookvalue ratio x0.52.2 20.8%  
Dividend payout %8.111.0 73.5%   
Avg Mkt Cap Rs m30,418428,241 7.1%   
No. of employees `000NANA-   
Total wages & salary Rs m13,08027,151 48.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,332159,047 45.5%  
Other income Rs m8,11424,686 32.9%   
Interest expense Rs m42,21166,451 63.5%   
Net interest income Rs m30,12192,596 32.5%  
Operating expense Rs m23,15846,368 49.9%   
Gross profit Rs m6,96346,228 15.1%  
Gross profit margin %9.629.1 33.1%  
Provisions/contingencies Rs m7,32348,967 15.0%   
Profit before tax Rs m12,46828,930 43.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,7156,983 67.5%   
Profit after tax Rs m7,75321,946 35.3%  
Net profit margin %10.713.8 77.7%  
BALANCE SHEET DATA
Advances Rs m698,0441,047,568 66.6%   
Deposits Rs m916,5011,080,693 84.8%  
Credit/Deposit ratio x76.296.9 78.6%  
Yield on advances %8.213.1 62.2%   
Cost of deposits %4.25.0 83.3%   
Net Interest Margin %3.26.8 47.2%  
Net fixed assets Rs m7,5395,089 148.1%   
Share capital Rs m2,09316,108 13.0%   
Free reserves Rs m64,654179,614 36.0%   
Net worth Rs m66,746195,722 34.1%   
Borrowings Rs m69,939247,108 28.3%   
Investments Rs m246,413323,659 76.1%   
Total assets Rs m1,076,9721,557,700 69.1%  
Debt/equity ratio x14.86.8 217.8%   
Return on assets %0.71.4 51.1%  
Return on equity %11.611.2 103.6%  
Capital adequacy ratio %17.319.8 87.3%  
Net NPAs %1.91.2 159.0%  
CASH FLOW
From Operations Rs m-72,608-42,446 171.1%  
From Investments Rs m-3,861-16,179 23.9%  
From Financial Activity Rs m35,23947,913 73.5%  
Net Cashflow Rs m-41,229-10,713 384.9%  

Share Holding

Indian Promoters % 0.0 40.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 22.3 49.6 44.9%  
FIIs % 14.7 34.8 42.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 60.0 166.6%  
Shareholders   888,397 550,138 161.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on South Ind.Bank vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs BANDHAN BANK Share Price Performance

Period South Ind.Bank BANDHAN BANK S&P BSE BANKEX
1-Day -1.37% -0.44% 0.82%
1-Month -12.53% -8.44% 2.48%
1-Year 65.42% -4.00% 19.28%
3-Year CAGR 49.37% -18.81% 12.00%
5-Year CAGR 10.66% -19.16% 9.40%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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