X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare South Ind.Bank with City Union Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SOUTH IND.BANK vs CITY UNION BANK - Comparison Results

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SOUTH IND.BANK CITY UNION BANK SOUTH IND.BANK/
CITY UNION BANK
 
P/E (TTM) x 4.6 19.5 23.9% View Chart
P/BV x 1.0 3.1 32.9% View Chart
Dividend Yield % 2.2 0.8 292.1%  

Financials

 SOUTH IND.BANK   CITY UNION BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-15
CITY UNION BANK
Mar-16
SOUTH IND.BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs3598 35.8%   
Low Rs2277 28.3%   
Income per share (Unadj.) Rs39.249.2 79.5%  
Earnings per share (Unadj.) Rs2.37.4 30.6%  
Cash flow per share (Unadj.) Rs7.715.5 49.3%  
Dividends per share (Unadj.) Rs0.601.20 50.0%  
Avg Dividend yield %2.11.4 153.7%  
Book value per share (Unadj.) Rs26.651.0 52.1%  
Shares outstanding (eoy) m1,350.15598.19 225.7%   
Bonus/Rights/Conversions ESOSESOS-  
Avg Price / Income ratio x0.71.8 40.9%   
Avg P/E ratio x12.511.8 106.3%  
Avg P/CF ratio x5.37.7 68.7%  
Avg Price/Bookvalue ratio x1.11.7 62.4%  
Dividend payout %26.416.1 163.4%   
Avg Mkt Cap Rs m38,41252,312 73.4%   
No. of employees `0007.84.5 173.2%   
Total wages & salary Rs m6,3372,132 297.3%   
Avg. income/employee Rs Th6,755.66,518.1 103.6%   
Avg. wages/employee Rs Th809.8471.9 171.6%   
Avg. net profit/employee Rs Th392.6984.5 39.9%   
INCOME DATA
Interest income Rs m52,86229,442 179.5%  
Other income Rs m4,9714,100 121.2%   
Interest expense Rs m39,20019,632 199.7%   
Net interest income Rs m13,6629,810 139.3%  
Operating expense Rs m9,8135,577 175.9%   
Gross profit Rs m3,8494,233 90.9%  
Gross profit margin %7.314.4 50.6%  
Provisions/contingencies Rs m4,1412,306 179.6%   
Profit before tax Rs m4,6806,027 77.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6081,580 101.7%   
Profit after tax Rs m3,0724,447 69.1%  
Net profit margin %5.815.1 38.5%  
BALANCE SHEET DATA
Advances Rs m373,916210,569 177.6%   
Deposits Rs m519,125271,581 191.1%  
Credit/Deposit ratio x72.077.5 92.9%  
Yield on advances %11.111.2 98.8%   
Cost of deposits %7.17.1 99.6%   
Net Interest Margin %2.43.3 72.4%  
Net fixed assets Rs m4,7912,176 220.2%   
Share capital Rs m1,350598 225.7%   
Free reserves Rs m23,79419,301 123.3%   
Net worth Rs m35,91830,520 117.7%   
Borrowings Rs m22,3251,126 1,983.5%   
Investments Rs m167,17263,245 264.3%   
Total assets Rs m591,163312,520 189.2%  
Debt/equity ratio x15.18.9 168.7%   
Return on assets %0.51.4 36.5%  
Return on equity %8.614.6 58.7%  
Capital adequacy ratio %12.115.6 77.4%  
Net NPAs %1.01.5 62.7%  
CASH FLOW
From Operations Rs m6,8701,985 346.2%  
From Investments Rs m-1,726-600 287.7%  
From Financial Activity Rs m-1,372-752 182.6%  
Net Cashflow Rs m3,772633 595.8%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.0 10.2 117.6%  
FIIs % 41.7 33.4 124.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 46.3 56.0 82.7%  
Shareholders   247,922 82,699 299.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   SBI  ORIENTAL BANK  PUNJAB & SIND BANK  DENA BANK  KOTAK MAH. BANK  

Compare SOUTH IND.BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes on a Strong Note; Bank & Realty Stocks Rally(Closing)

Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.

Related Views on News

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

More Views on News

Most Popular

This Small Cap Can Drive Chinese Players Out of India (and Make a Fortune in the Process)(The 5 Minute Wrapup)

Aug 17, 2017

A small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.

The Most Important Innovation in Finance Since Gold Coins(Vivek Kaul's Diary)

Aug 10, 2017

Bill connects the dots...between money and growth, real money and real resources, gold and cryptocurrencies...and between gold, cryptocurrencies, and time.

It's the Best Time to Buy IT Stocks(Daily Profit Hunter)

Aug 16, 2017

The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?

Bitcoin Continues Stellar Rise(Chart Of The Day)

Aug 10, 2017

Bitcoin hits an all-time high, is there more upside left?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

SOUTH IND.BANK SHARE PRICE


Aug 23, 2017 (Close)

TRACK SOUTH IND.BANK

  • Track your investment in SOUTH IND.BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON SOUTH IND.BANK

SOUTH IND.BANK 8-QTR ANALYSIS

COMPARE SOUTH IND.BANK WITH

MARKET STATS