Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SOUTH IND.BANK vs CITY UNION BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SOUTH IND.BANK CITY UNION BANK SOUTH IND.BANK/
CITY UNION BANK
 
P/E (TTM) x 6.4 10.2 63.0% View Chart
P/BV x 1.1 1.3 80.2% View Chart
Dividend Yield % 1.1 0.7 147.6%  

Financials

 SOUTH IND.BANK   CITY UNION BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-23
CITY UNION BANK
Mar-23
SOUTH IND.BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs22205 10.6%   
Low Rs7118 6.2%   
Income per share (Unadj.) Rs34.663.7 54.3%  
Earnings per share (Unadj.) Rs3.712.7 29.3%  
Cash flow per share (Unadj.) Rs13.519.6 69.0%  
Dividends per share (Unadj.) Rs0.301.00 30.0%  
Avg Dividend yield %2.10.6 332.9%  
Book value per share (Unadj.) Rs31.9100.7 31.7%  
Shares outstanding (eoy) m2,092.74740.42 282.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.42.5 16.6%   
Avg P/E ratio x3.912.7 30.8%  
Avg P/CF ratio x2.06.6 30.7%  
Avg Price/Bookvalue ratio x0.51.6 28.5%  
Dividend payout %8.17.9 102.5%   
Avg Mkt Cap Rs m30,418119,411 25.5%   
No. of employees `000NANA-   
Total wages & salary Rs m13,0805,304 246.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,33247,143 153.4%  
Other income Rs m8,1148,104 100.1%   
Interest expense Rs m42,21125,515 165.4%   
Net interest income Rs m30,12121,628 139.3%  
Operating expense Rs m23,15811,552 200.5%   
Gross profit Rs m6,96310,076 69.1%  
Gross profit margin %9.621.4 45.0%  
Provisions/contingencies Rs m7,3238,805 83.2%   
Profit before tax Rs m12,46811,775 105.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,7152,400 196.4%   
Profit after tax Rs m7,7539,375 82.7%  
Net profit margin %10.719.9 53.9%  
BALANCE SHEET DATA
Advances Rs m698,044430,533 162.1%   
Deposits Rs m916,501523,979 174.9%  
Credit/Deposit ratio x76.282.2 92.7%  
Yield on advances %8.28.8 92.7%   
Cost of deposits %4.24.4 96.6%   
Net Interest Margin %3.23.8 84.6%  
Net fixed assets Rs m7,5392,393 315.0%   
Share capital Rs m2,093740 282.6%   
Free reserves Rs m64,65473,832 87.6%   
Net worth Rs m66,74674,572 89.5%   
Borrowings Rs m69,93946,881 149.2%   
Investments Rs m246,413143,326 171.9%   
Total assets Rs m1,076,972665,946 161.7%  
Debt/equity ratio x14.87.7 193.1%   
Return on assets %0.71.4 51.1%  
Return on equity %11.612.6 92.4%  
Capital adequacy ratio %17.322.3 77.2%  
Net NPAs %1.92.4 78.8%  
CASH FLOW
From Operations Rs m-72,6081,004 -7,232.1%  
From Investments Rs m-3,861-719 537.0%  
From Financial Activity Rs m35,239-662 -5,325.8%  
Net Cashflow Rs m-41,229-377 10,949.2%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 22.3 59.0 37.8%  
FIIs % 14.7 26.6 55.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   888,397 216,019 411.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on South Ind.Bank vs City Union Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs City Union Bank Share Price Performance

Period South Ind.Bank City Union Bank S&P BSE BANKEX
1-Day -1.37% -0.55% 0.82%
1-Month -12.53% 0.64% 2.48%
1-Year 65.42% 11.33% 19.28%
3-Year CAGR 49.37% -4.37% 12.00%
5-Year CAGR 10.66% -7.73% 9.40%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the City Union Bank share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of City Union Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of City Union Bank.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.

City Union Bank paid Rs 1.0, and its dividend payout ratio stood at 7.9%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of City Union Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.