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SOUTH IND.BANK vs DCB BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    SOUTH IND.BANK DCB BANK SOUTH IND.BANK/
DCB BANK
 
P/E (TTM) x 6.5 7.2 89.6% View Chart
P/BV x 1.1 0.8 130.8% View Chart
Dividend Yield % 1.1 1.0 104.9%  

Financials

 SOUTH IND.BANK   DCB BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-23
DCB BANK
Mar-23
SOUTH IND.BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs22141 15.4%   
Low Rs769 10.5%   
Income per share (Unadj.) Rs34.6134.8 25.6%  
Earnings per share (Unadj.) Rs3.714.9 24.8%  
Cash flow per share (Unadj.) Rs13.552.8 25.6%  
Dividends per share (Unadj.) Rs0.301.25 24.0%  
Avg Dividend yield %2.11.2 173.7%  
Book value per share (Unadj.) Rs31.9146.5 21.8%  
Shares outstanding (eoy) m2,092.74311.50 671.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.40.8 53.9%   
Avg P/E ratio x3.97.0 55.8%  
Avg P/CF ratio x2.04.2 48.4%  
Avg Price/Bookvalue ratio x0.50.7 63.5%  
Dividend payout %8.18.4 96.8%   
Avg Mkt Cap Rs m30,41832,762 92.8%   
No. of employees `000NANA-   
Total wages & salary Rs m13,0806,929 188.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,33242,003 172.2%  
Other income Rs m8,1144,094 198.2%   
Interest expense Rs m42,21124,833 170.0%   
Net interest income Rs m30,12117,170 175.4%  
Operating expense Rs m23,15813,397 172.9%   
Gross profit Rs m6,9633,773 184.5%  
Gross profit margin %9.69.0 107.1%  
Provisions/contingencies Rs m7,3233,212 228.0%   
Profit before tax Rs m12,4686,276 198.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,7151,620 291.0%   
Profit after tax Rs m7,7534,656 166.5%  
Net profit margin %10.711.1 96.7%  
BALANCE SHEET DATA
Advances Rs m698,044343,807 203.0%   
Deposits Rs m916,501412,389 222.2%  
Credit/Deposit ratio x76.283.4 91.4%  
Yield on advances %8.29.9 82.9%   
Cost of deposits %4.25.4 77.9%   
Net Interest Margin %3.23.7 87.2%  
Net fixed assets Rs m7,5397,827 96.3%   
Share capital Rs m2,0933,115 67.2%   
Free reserves Rs m64,65442,515 152.1%   
Net worth Rs m66,74645,630 146.3%   
Borrowings Rs m69,93941,181 169.8%   
Investments Rs m246,413125,825 195.8%   
Total assets Rs m1,076,972523,659 205.7%  
Debt/equity ratio x14.89.9 148.7%   
Return on assets %0.70.9 81.0%  
Return on equity %11.610.2 113.8%  
Capital adequacy ratio %17.317.6 98.3%  
Net NPAs %1.91.0 178.8%  
CASH FLOW
From Operations Rs m-72,608-15,657 463.7%  
From Investments Rs m-3,861-1,648 234.3%  
From Financial Activity Rs m35,23981 43,270.3%  
Net Cashflow Rs m-41,229-17,223 239.4%  

Share Holding

Indian Promoters % 0.0 0.8 -  
Foreign collaborators % 0.0 14.0 -  
Indian inst/Mut Fund % 19.5 42.4 46.1%  
FIIs % 15.0 12.8 117.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 85.2 117.3%  
Shareholders   1,046,619 248,471 421.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on South Ind.Bank vs DCB Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs DCB Bank Share Price Performance

Period South Ind.Bank DCB Bank S&P BSE BANKEX
1-Day 0.07% -1.55% -1.09%
1-Month -5.09% -1.43% 0.62%
1-Year 78.59% 17.02% 10.97%
3-Year CAGR 52.99% 11.49% 14.53%
5-Year CAGR 9.93% -9.83% 9.34%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the DCB Bank share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of DCB Bank the stake stands at 14.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of DCB Bank.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.

DCB Bank paid Rs 1.3, and its dividend payout ratio stood at 8.4%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of DCB Bank.

For a sector overview, read our banking sector report.



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