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Compare South Ind.Bank with HDFC Bank - Equitymaster

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SOUTH IND.BANK vs HDFC BANK - Comparison Results

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    SOUTH IND.BANK HDFC BANK SOUTH IND.BANK/
HDFC BANK
 
P/E (TTM) x 5.8 30.0 19.2% View Chart
P/BV x 0.9 4.7 19.1% View Chart
Dividend Yield % 2.5 0.6 390.3%  

Financials

 SOUTH IND.BANK   HDFC BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-15
HDFC BANK
Mar-18
SOUTH IND.BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs352,014 1.7%   
Low Rs221,425 1.5%   
Income per share (Unadj.) Rs39.2328.7 11.9%  
Earnings per share (Unadj.) Rs2.371.3 3.2%  
Cash flow per share (Unadj.) Rs7.7176.4 4.3%  
Dividends per share (Unadj.) Rs0.6013.00 4.6%  
Avg Dividend yield %2.10.8 279.0%  
Book value per share (Unadj.) Rs26.6422.3 6.3%  
Shares outstanding (eoy) m1,350.152,595.09 52.0%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x0.75.2 13.9%   
Avg P/E ratio x12.524.1 51.9%  
Avg P/CF ratio x5.317.8 29.9%  
Avg Price/Bookvalue ratio x1.14.1 26.3%  
Dividend payout %26.418.2 144.7%   
Avg Mkt Cap Rs m38,4124,462,257 0.9%   
No. of employees `0007.888.3 8.9%   
Total wages & salary Rs m6,33791,939 6.9%   
Avg. income/employee Rs Th6,755.69,664.0 69.9%   
Avg. wages/employee Rs Th809.81,041.8 77.7%   
Avg. net profit/employee Rs Th392.62,097.4 18.7%   
INCOME DATA
Interest income Rs m52,862852,878 6.2%  
Other income Rs m4,971160,566 3.1%   
Interest expense Rs m39,200423,815 9.2%   
Net interest income Rs m13,662429,064 3.2%  
Operating expense Rs m9,813239,272 4.1%   
Gross profit Rs m3,849189,791 2.0%  
Gross profit margin %7.322.3 32.7%  
Provisions/contingencies Rs m4,14165,718 6.3%   
Profit before tax Rs m4,680283,612 1.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0513 0.0%   
Prior Period Items Rs m05 0.0%   
Tax Rs m1,60899,031 1.6%   
Profit after tax Rs m3,072185,100 1.7%  
Net profit margin %5.821.7 26.8%  
BALANCE SHEET DATA
Advances Rs m373,9167,000,338 5.3%   
Deposits Rs m519,1257,883,751 6.6%  
Credit/Deposit ratio x72.088.8 81.1%  
Yield on advances %11.19.7 114.9%   
Cost of deposits %7.14.2 169.7%   
Net Interest Margin %2.44.0 58.6%  
Net fixed assets Rs m4,79138,106 12.6%   
Share capital Rs m1,3505,190 26.0%   
Free reserves Rs m23,794832,486 2.9%   
Net worth Rs m35,9181,095,991 3.3%   
Borrowings Rs m22,3251,564,421 1.4%   
Investments Rs m167,1722,384,609 7.0%   
Total assets Rs m591,16311,031,862 5.4%  
Debt/equity ratio x15.18.6 174.9%   
Return on assets %0.51.7 31.0%  
Return on equity %8.616.9 50.6%  
Capital adequacy ratio %12.114.8 81.5%  
Net NPAs %1.00.4 240.0%  
CASH FLOW
From Operations Rs m6,870172,144 4.0%  
From Investments Rs m-1,726-8,522 20.3%  
From Financial Activity Rs m-1,372573,777 -0.2%  
Net Cashflow Rs m3,772737,399 0.5%  

Share Holding

Indian Promoters % 0.0 22.6 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.0 9.9 121.2%  
FIIs % 41.7 34.1 122.3%  
ADR/GDR % 0.0 17.0 -  
Free float % 46.3 16.4 282.3%  
Shareholders   247,922 415,166 59.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   PUNJAB & SIND BANK  UNION BANK  CITY UNION BANK  KARUR VYSYA BANK  PNB  

Compare SOUTH IND.BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jun 18, 2018 (Close)

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