X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare South Ind.Bank with HDFC Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SOUTH IND.BANK vs HDFC BANK - Comparison Results

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SOUTH IND.BANK HDFC BANK SOUTH IND.BANK/
HDFC BANK
 
P/E (TTM) x 5.4 31.8 17.0% View Chart
P/BV x 1.2 5.3 22.5% View Chart
Dividend Yield % 1.9 0.6 328.0%  

Financials

 SOUTH IND.BANK   HDFC BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-15
HDFC BANK
Mar-17
SOUTH IND.BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs351,478 2.4%   
Low Rs221,043 2.1%   
Income per share (Unadj.) Rs39.2285.9 13.7%  
Earnings per share (Unadj.) Rs2.359.5 3.8%  
Cash flow per share (Unadj.) Rs7.7156.5 4.9%  
Dividends per share (Unadj.) Rs0.6011.00 5.5%  
Avg Dividend yield %2.10.9 241.7%  
Book value per share (Unadj.) Rs26.6358.2 7.4%  
Shares outstanding (eoy) m1,350.152,562.55 52.7%   
Bonus/Rights/Conversions ESOSESOP-  
Avg Price / Income ratio x0.74.4 16.5%   
Avg P/E ratio x12.521.2 59.0%  
Avg P/CF ratio x5.316.8 31.7%  
Avg Price/Bookvalue ratio x1.13.5 30.4%  
Dividend payout %26.418.5 142.7%   
Avg Mkt Cap Rs m38,4123,230,094 1.2%   
No. of employees `0007.884.3 9.3%   
Total wages & salary Rs m6,33785,047 7.5%   
Avg. income/employee Rs Th6,755.68,689.2 77.7%   
Avg. wages/employee Rs Th809.81,008.6 80.3%   
Avg. net profit/employee Rs Th392.61,808.8 21.7%   
INCOME DATA
Interest income Rs m52,862732,714 7.2%  
Other income Rs m4,971128,776 3.9%   
Interest expense Rs m39,200380,416 10.3%   
Net interest income Rs m13,662352,298 3.9%  
Operating expense Rs m9,813207,511 4.7%   
Gross profit Rs m3,849144,787 2.7%  
Gross profit margin %7.319.8 36.9%  
Provisions/contingencies Rs m4,14139,908 10.4%   
Profit before tax Rs m4,680232,921 2.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0367 0.0%   
Prior Period Items Rs m023 0.0%   
Tax Rs m1,60880,781 2.0%   
Profit after tax Rs m3,072152,530 2.0%  
Net profit margin %5.820.8 27.9%  
BALANCE SHEET DATA
Advances Rs m373,9165,854,810 6.4%   
Deposits Rs m519,1256,431,343 8.1%  
Credit/Deposit ratio x72.091.0 79.1%  
Yield on advances %11.19.6 116.1%   
Cost of deposits %7.14.9 145.0%   
Net Interest Margin %2.44.2 56.8%  
Net fixed assets Rs m4,79138,147 12.6%   
Share capital Rs m1,3505,125 26.3%   
Free reserves Rs m23,794702,033 3.4%   
Net worth Rs m35,918917,940 3.9%   
Borrowings Rs m22,325984,156 2.3%   
Investments Rs m167,1722,107,771 7.9%   
Total assets Rs m591,1638,923,442 6.6%  
Debt/equity ratio x15.18.1 186.6%   
Return on assets %0.51.7 30.4%  
Return on equity %8.616.6 51.5%  
Capital adequacy ratio %12.114.6 82.9%  
Net NPAs %1.00.3 290.9%  
CASH FLOW
From Operations Rs m6,870172,816 4.0%  
From Investments Rs m-1,726-11,477 15.0%  
From Financial Activity Rs m-1,372-58,930 2.3%  
Net Cashflow Rs m3,772102,409 3.7%  

Share Holding

Indian Promoters % 0.0 22.6 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.0 9.9 121.2%  
FIIs % 41.7 34.1 122.3%  
ADR/GDR % 0.0 17.0 -  
Free float % 46.3 16.4 282.3%  
Shareholders   247,922 415,166 59.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   ICICI BANK  BANK OF BARODA  ORIENTAL BANK  CITY UNION BANK  DENA BANK  

Compare SOUTH IND.BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Of Crash in Bitcoin, Correction in MidCap and SmallCap Indices and Top Stocks in Action Today(Pre-Open)

The past year has seen the BSE MidCap and BSE SmallCap indices surging by 43.1% and 57.1% respectively. Taking a two year view these indices have produced mind-boggling return of 75.3% .

Related Views on News

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

HDFC Bank: Solid Performance Amidst a Difficult Environment (Quarterly Results Update - Detailed)

May 3, 2017

Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.

HDFC Bank: Growth Stumbles Post Demonetisation (Quarterly Results Update - Detailed)

Jan 30, 2017

HDFC Bank declared the results for the third quarter of financial year ending March 2017 (3QFY17). The bank has reported 18% YoY and 15% YoY growth in net interest income and net profits respectively in 3QFY17.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

More Views on News

Most Popular

Retail Investors or Chickens Waiting to Get Slaughtered in the Stock Market?(Vivek Kaul's Diary)

Jan 9, 2018

The price to earnings ratio of the Nifty 50 is very close to all-time high levels.

Is it Wise to Ignore Bitcoins?(The 5 Minute Wrapup)

Jan 4, 2018

While investing in bitcoins, it would make sense to treat it as another asset class and decide accordingly.

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Resolutions for 2018 - by others(The Honest Truth)

Jan 8, 2018

Ten quirky new year resolutions. Guess by whom?

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

SOUTH IND.BANK SHARE PRICE


Jan 17, 2018 09:17 AM

TRACK SOUTH IND.BANK

  • Track your investment in SOUTH IND.BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON SOUTH IND.BANK

SOUTH IND.BANK 5-YR ANALYSIS

COMPARE SOUTH IND.BANK WITH

MARKET STATS