Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SOUTH IND.BANK vs IDFC FIRST BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SOUTH IND.BANK IDFC FIRST BANK SOUTH IND.BANK/
IDFC FIRST BANK
 
P/E (TTM) x 6.4 17.6 36.3% View Chart
P/BV x 1.1 2.1 51.8% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 SOUTH IND.BANK   IDFC FIRST BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-23
IDFC FIRST BANK
Mar-23
SOUTH IND.BANK/
IDFC FIRST BANK
5-Yr Chart
Click to enlarge
High Rs2264 33.9%   
Low Rs729 25.1%   
Income per share (Unadj.) Rs34.634.3 100.6%  
Earnings per share (Unadj.) Rs3.73.8 98.7%  
Cash flow per share (Unadj.) Rs13.519.5 69.2%  
Dividends per share (Unadj.) Rs0.300-  
Avg Dividend yield %2.10-  
Book value per share (Unadj.) Rs31.939.0 81.8%  
Shares outstanding (eoy) m2,092.746,618.12 31.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.41.4 31.0%   
Avg P/E ratio x3.912.4 31.6%  
Avg P/CF ratio x2.06.2 32.7%  
Avg Price/Bookvalue ratio x0.51.2 38.1%  
Dividend payout %8.10-   
Avg Mkt Cap Rs m30,418308,570 9.9%   
No. of employees `000NANA-   
Total wages & salary Rs m13,08042,786 30.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,332227,278 31.8%  
Other income Rs m8,11444,673 18.2%   
Interest expense Rs m42,211100,906 41.8%   
Net interest income Rs m30,121126,372 23.8%  
Operating expense Rs m23,158121,082 19.1%   
Gross profit Rs m6,9635,289 131.6%  
Gross profit margin %9.62.3 413.6%  
Provisions/contingencies Rs m7,32325,113 29.2%   
Profit before tax Rs m12,46833,314 37.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,7158,465 55.7%   
Profit after tax Rs m7,75324,849 31.2%  
Net profit margin %10.710.9 98.0%  
BALANCE SHEET DATA
Advances Rs m698,0441,517,945 46.0%   
Deposits Rs m916,5011,444,695 63.4%  
Credit/Deposit ratio x76.2105.1 72.5%  
Yield on advances %8.212.6 64.8%   
Cost of deposits %4.24.3 97.5%   
Net Interest Margin %3.25.9 53.7%  
Net fixed assets Rs m7,53919,145 39.4%   
Share capital Rs m2,09366,181 3.2%   
Free reserves Rs m64,654191,923 33.7%   
Net worth Rs m66,746258,104 25.9%   
Borrowings Rs m69,939572,121 12.2%   
Investments Rs m246,413609,133 40.5%   
Total assets Rs m1,076,9722,398,821 44.9%  
Debt/equity ratio x14.87.8 189.1%   
Return on assets %0.71.0 69.5%  
Return on equity %11.69.6 120.7%  
Capital adequacy ratio %17.316.8 102.6%  
Net NPAs %1.90.9 216.3%  
CASH FLOW
From Operations Rs m-72,60835,630 -203.8%  
From Investments Rs m-3,861-119,957 3.2%  
From Financial Activity Rs m35,23965,090 54.1%  
Net Cashflow Rs m-41,229-19,237 214.3%  

Share Holding

Indian Promoters % 0.0 37.5 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 22.3 34.6 64.4%  
FIIs % 14.7 24.3 60.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 62.6 159.9%  
Shareholders   888,397 2,382,674 37.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on South Ind.Bank vs IDFC FIRST BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs IDFC FIRST BANK Share Price Performance

Period South Ind.Bank IDFC FIRST BANK S&P BSE BANKEX
1-Day -1.62% -3.11% 0.82%
1-Month -12.76% -6.37% 2.48%
1-Year 64.99% 42.92% 19.28%
3-Year CAGR 49.24% 8.95% 12.00%
5-Year CAGR 10.60% 6.72% 9.40%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the IDFC FIRST BANK share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of IDFC FIRST BANK the stake stands at 37.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of IDFC FIRST BANK.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.

IDFC FIRST BANK paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of IDFC FIRST BANK.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.