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SOUTH IND.BANK vs INDIAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    SOUTH IND.BANK INDIAN BANK SOUTH IND.BANK/
INDIAN BANK
 
P/E (TTM) x 6.4 9.6 66.8% View Chart
P/BV x 1.1 1.4 75.5% View Chart
Dividend Yield % 1.1 1.7 66.6%  

Financials

 SOUTH IND.BANK   INDIAN BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-23
INDIAN BANK
Mar-23
SOUTH IND.BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs22310 7.0%   
Low Rs7137 5.3%   
Income per share (Unadj.) Rs34.6361.2 9.6%  
Earnings per share (Unadj.) Rs3.744.7 8.3%  
Cash flow per share (Unadj.) Rs13.571.6 18.9%  
Dividends per share (Unadj.) Rs0.308.60 3.5%  
Avg Dividend yield %2.13.8 53.7%  
Book value per share (Unadj.) Rs31.9397.5 8.0%  
Shares outstanding (eoy) m2,092.741,245.44 168.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.40.6 67.9%   
Avg P/E ratio x3.95.0 78.5%  
Avg P/CF ratio x2.01.8 112.9%  
Avg Price/Bookvalue ratio x0.50.6 81.0%  
Dividend payout %8.119.2 42.1%   
Avg Mkt Cap Rs m30,418278,481 10.9%   
No. of employees `000NANA-   
Total wages & salary Rs m13,08075,789 17.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,332449,852 16.1%  
Other income Rs m8,11478,045 10.4%   
Interest expense Rs m42,211247,173 17.1%   
Net interest income Rs m30,121202,679 14.9%  
Operating expense Rs m23,158127,248 18.2%   
Gross profit Rs m6,96375,431 9.2%  
Gross profit margin %9.616.8 57.4%  
Provisions/contingencies Rs m7,323100,171 7.3%   
Profit before tax Rs m12,46859,632 20.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-12 -0.0%   
Prior Period Items Rs m02,430 0.0%   
Tax Rs m4,7156,327 74.5%   
Profit after tax Rs m7,75355,723 13.9%  
Net profit margin %10.712.4 86.5%  
BALANCE SHEET DATA
Advances Rs m698,0444,492,940 15.5%   
Deposits Rs m916,5016,211,232 14.8%  
Credit/Deposit ratio x76.272.3 105.3%  
Yield on advances %8.27.1 115.1%   
Cost of deposits %4.23.7 112.6%   
Net Interest Margin %3.23.2 100.3%  
Net fixed assets Rs m7,53974,704 10.1%   
Share capital Rs m2,09312,454 16.8%   
Free reserves Rs m64,654482,614 13.4%   
Net worth Rs m66,746495,068 13.5%   
Borrowings Rs m69,939220,924 31.7%   
Investments Rs m246,4131,883,663 13.1%   
Total assets Rs m1,076,9727,133,340 15.1%  
Debt/equity ratio x14.813.0 113.8%   
Return on assets %0.70.8 92.2%  
Return on equity %11.611.3 103.2%  
Capital adequacy ratio %17.316.5 104.6%  
Net NPAs %1.90.9 206.7%  
CASH FLOW
From Operations Rs m-72,608-278,940 26.0%  
From Investments Rs m-3,861-3,140 123.0%  
From Financial Activity Rs m35,239-15,434 -228.3%  
Net Cashflow Rs m-41,229-297,514 13.9%  

Share Holding

Indian Promoters % 0.0 73.8 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 22.3 21.7 102.6%  
FIIs % 14.7 5.9 249.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 26.2 382.3%  
Shareholders   888,397 312,770 284.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on South Ind.Bank vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs Indian Bank Share Price Performance

Period South Ind.Bank Indian Bank S&P BSE BANKEX
1-Day -1.62% 4.08% 0.82%
1-Month -12.76% -1.69% 2.48%
1-Year 64.99% 86.05% 19.28%
3-Year CAGR 49.24% 65.31% 12.00%
5-Year CAGR 10.60% 13.50% 9.40%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.

Indian Bank paid Rs 8.6, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



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