SOUTH IND.BANK | J&K BANK | SOUTH IND.BANK/ J&K BANK |
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P/E (TTM) | x | 6.4 | 8.8 | 73.2% | View Chart |
P/BV | x | 1.1 | 1.4 | 75.4% | View Chart |
Dividend Yield | % | 1.1 | 0.4 | 280.2% |
SOUTH IND.BANK J&K BANK |
EQUITY SHARE DATA | |||||
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SOUTH IND.BANK Mar-23 |
J&K BANK Mar-23 |
SOUTH IND.BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 22 | 63 | 34.7% | |
Low | Rs | 7 | 24 | 30.5% | |
Income per share (Unadj.) | Rs | 34.6 | 90.7 | 38.1% | |
Earnings per share (Unadj.) | Rs | 3.7 | 11.4 | 32.4% | |
Cash flow per share (Unadj.) | Rs | 13.5 | 46.1 | 29.3% | |
Dividends per share (Unadj.) | Rs | 0.30 | 0.50 | 60.0% | |
Avg Dividend yield | % | 2.1 | 1.2 | 178.6% | |
Book value per share (Unadj.) | Rs | 31.9 | 95.9 | 33.2% | |
Shares outstanding (eoy) | m | 2,092.74 | 1,031.48 | 202.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.4 | 0.5 | 88.1% | |
Avg P/E ratio | x | 3.9 | 3.8 | 103.8% | |
Avg P/CF ratio | x | 2.0 | 2.4 | 83.3% | |
Avg Price/Bookvalue ratio | x | 0.5 | 0.5 | 101.0% | |
Dividend payout | % | 8.1 | 4.4 | 185.4% | |
Avg Mkt Cap | Rs m | 30,418 | 44,637 | 68.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 13,080 | 27,086 | 48.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 72,332 | 93,552 | 77.3% | |
Other income | Rs m | 8,114 | 7,652 | 106.0% | |
Interest expense | Rs m | 42,211 | 46,094 | 91.6% | |
Net interest income | Rs m | 30,121 | 47,458 | 63.5% | |
Operating expense | Rs m | 23,158 | 36,509 | 63.4% | |
Gross profit | Rs m | 6,963 | 10,949 | 63.6% | |
Gross profit margin | % | 9.6 | 11.7 | 82.2% | |
Provisions/contingencies | Rs m | 7,323 | 6,616 | 110.7% | |
Profit before tax | Rs m | 12,468 | 17,856 | 69.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | -181 | -0.0% | |
Tax | Rs m | 4,715 | 5,870 | 80.3% | |
Profit after tax | Rs m | 7,753 | 11,805 | 65.7% | |
Net profit margin | % | 10.7 | 12.6 | 84.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 698,044 | 822,776 | 84.8% | |
Deposits | Rs m | 916,501 | 1,220,272 | 75.1% | |
Credit/Deposit ratio | x | 76.2 | 67.4 | 113.0% | |
Yield on advances | % | 8.2 | 8.5 | 96.2% | |
Cost of deposits | % | 4.2 | 3.6 | 117.9% | |
Net Interest Margin | % | 3.2 | 4.1 | 78.7% | |
Net fixed assets | Rs m | 7,539 | 22,244 | 33.9% | |
Share capital | Rs m | 2,093 | 1,032 | 202.9% | |
Free reserves | Rs m | 64,654 | 97,932 | 66.0% | |
Net worth | Rs m | 66,746 | 98,963 | 67.4% | |
Borrowings | Rs m | 69,939 | 28,923 | 241.8% | |
Investments | Rs m | 246,413 | 347,804 | 70.8% | |
Total assets | Rs m | 1,076,972 | 1,459,126 | 73.8% | |
Debt/equity ratio | x | 14.8 | 12.6 | 117.1% | |
Return on assets | % | 0.7 | 0.8 | 89.0% | |
Return on equity | % | 11.6 | 11.9 | 97.4% | |
Capital adequacy ratio | % | 17.3 | 15.4 | 111.9% | |
Net NPAs | % | 1.9 | 1.6 | 114.8% |
CASH FLOW | |||||
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From Operations | Rs m | -72,608 | -4,071 | 1,783.4% | |
From Investments | Rs m | -3,861 | -1,235 | 312.6% | |
From Financial Activity | Rs m | 35,239 | 6,376 | 552.7% | |
Net Cashflow | Rs m | -41,229 | 1,070 | -3,854.9% |
Indian Promoters | % | 0.0 | 59.4 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.5 | 14.9 | 131.3% | |
FIIs | % | 15.0 | 7.0 | 214.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 40.6 | 246.3% | |
Shareholders | 1,046,619 | 215,294 | 486.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare SOUTH IND.BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | South Ind.Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.72% | -2.33% | 1.02% |
1-Month | -2.80% | -2.92% | 2.05% |
1-Year | 75.71% | 151.92% | 12.30% |
3-Year CAGR | 52.62% | 77.34% | 14.92% |
5-Year CAGR | 10.16% | 16.93% | 10.00% |
* Compound Annual Growth Rate
Here are more details on the South Ind.Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of South Ind.Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day deep in red, Indian share markets reversed the trend as the session progressed and ended on firm footing.