Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

SOUTH IND.BANK vs J&K BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    SOUTH IND.BANK J&K BANK SOUTH IND.BANK/
J&K BANK
 
P/E (TTM) x 6.5 9.0 72.0% View Chart
P/BV x 1.1 1.5 74.2% View Chart
Dividend Yield % 1.1 0.4 284.8%  

Financials

 SOUTH IND.BANK   J&K BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-23
J&K BANK
Mar-23
SOUTH IND.BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs2263 34.7%   
Low Rs724 30.5%   
Income per share (Unadj.) Rs34.690.7 38.1%  
Earnings per share (Unadj.) Rs3.711.4 32.4%  
Cash flow per share (Unadj.) Rs13.546.1 29.3%  
Dividends per share (Unadj.) Rs0.300.50 60.0%  
Avg Dividend yield %2.11.2 178.6%  
Book value per share (Unadj.) Rs31.995.9 33.2%  
Shares outstanding (eoy) m2,092.741,031.48 202.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.40.5 88.1%   
Avg P/E ratio x3.93.8 103.8%  
Avg P/CF ratio x2.02.4 83.3%  
Avg Price/Bookvalue ratio x0.50.5 101.0%  
Dividend payout %8.14.4 185.4%   
Avg Mkt Cap Rs m30,41844,637 68.1%   
No. of employees `000NANA-   
Total wages & salary Rs m13,08027,086 48.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,33293,552 77.3%  
Other income Rs m8,1147,652 106.0%   
Interest expense Rs m42,21146,094 91.6%   
Net interest income Rs m30,12147,458 63.5%  
Operating expense Rs m23,15836,509 63.4%   
Gross profit Rs m6,96310,949 63.6%  
Gross profit margin %9.611.7 82.2%  
Provisions/contingencies Rs m7,3236,616 110.7%   
Profit before tax Rs m12,46817,856 69.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-181 -0.0%   
Tax Rs m4,7155,870 80.3%   
Profit after tax Rs m7,75311,805 65.7%  
Net profit margin %10.712.6 84.9%  
BALANCE SHEET DATA
Advances Rs m698,044822,776 84.8%   
Deposits Rs m916,5011,220,272 75.1%  
Credit/Deposit ratio x76.267.4 113.0%  
Yield on advances %8.28.5 96.2%   
Cost of deposits %4.23.6 117.9%   
Net Interest Margin %3.24.1 78.7%  
Net fixed assets Rs m7,53922,244 33.9%   
Share capital Rs m2,0931,032 202.9%   
Free reserves Rs m64,65497,932 66.0%   
Net worth Rs m66,74698,963 67.4%   
Borrowings Rs m69,93928,923 241.8%   
Investments Rs m246,413347,804 70.8%   
Total assets Rs m1,076,9721,459,126 73.8%  
Debt/equity ratio x14.812.6 117.1%   
Return on assets %0.70.8 89.0%  
Return on equity %11.611.9 97.4%  
Capital adequacy ratio %17.315.4 111.9%  
Net NPAs %1.91.6 114.8%  
CASH FLOW
From Operations Rs m-72,608-4,071 1,783.4%  
From Investments Rs m-3,861-1,235 312.6%  
From Financial Activity Rs m35,2396,376 552.7%  
Net Cashflow Rs m-41,2291,070 -3,854.9%  

Share Holding

Indian Promoters % 0.0 59.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 19.5 14.9 131.3%  
FIIs % 15.0 7.0 214.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 40.6 246.3%  
Shareholders   1,046,619 215,294 486.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on South Ind.Bank vs J&K Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs J&K Bank Share Price Performance

Period South Ind.Bank J&K Bank S&P BSE BANKEX
1-Day 0.07% 0.65% -1.09%
1-Month -5.09% -0.61% 0.62%
1-Year 78.59% 151.68% 10.97%
3-Year CAGR 52.99% 78.74% 14.53%
5-Year CAGR 9.93% 16.24% 9.34%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the J&K Bank share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of J&K Bank.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.

J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of J&K Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Falls 1,000 Points from Day's High, Slides for 4th Day | Nifty Below 22,100 | Infosys, Bajaj Auto Surge Ahead of Q3 Results Sensex Today Falls 1,000 Points from Day's High, Slides for 4th Day | Nifty Below 22,100 | Infosys, Bajaj Auto Surge Ahead of Q3 Results(Closing)

It was indeed a volatile trading session for Indian share markets today. Benchmark indices swung between gains and losses throughout the day.