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SOUTH IND.BANK vs PNB - Comparison Results

PNB 
   Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

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Current Valuations

    SOUTH IND.BANK PNB SOUTH IND.BANK/
PNB
 
P/E (TTM) x 4.6 -18.7 - View Chart
P/BV x 1.0 0.6 163.4% View Chart
Dividend Yield % 2.3 0.0 -  

Financials

 SOUTH IND.BANK   PNB
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-15
PNB
Mar-16
SOUTH IND.BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs35167 21.0%   
Low Rs2271 30.6%   
Income per share (Unadj.) Rs39.2258.7 15.1%  
Earnings per share (Unadj.) Rs2.3-19.6 -11.6%  
Cash flow per share (Unadj.) Rs7.7-60.5 -12.7%  
Dividends per share (Unadj.) Rs0.600-  
Avg Dividend yield %2.10-  
Book value per share (Unadj.) Rs26.6212.9 12.5%  
Shares outstanding (eoy) m1,350.151,963.60 68.8%   
Bonus/Rights/Conversions ESOSPI-  
Avg Price / Income ratio x0.70.5 157.9%   
Avg P/E ratio x12.5-6.1 -205.5%  
Avg P/CF ratio x5.31.8 294.2%  
Avg Price/Bookvalue ratio x1.10.6 191.2%  
Dividend payout %26.40-   
Avg Mkt Cap Rs m38,412233,865 16.4%   
No. of employees `0007.870.8 11.1%   
Total wages & salary Rs m6,33765,645 9.7%   
Avg. income/employee Rs Th6,755.67,175.6 94.1%   
Avg. wages/employee Rs Th809.8927.2 87.3%   
Avg. net profit/employee Rs Th392.6-542.8 -72.3%   
INCOME DATA
Interest income Rs m52,862508,039 10.4%  
Other income Rs m4,97169,766 7.1%   
Interest expense Rs m39,200343,306 11.4%   
Net interest income Rs m13,662164,733 8.3%  
Operating expense Rs m9,813103,499 9.5%   
Gross profit Rs m3,84961,234 6.3%  
Gross profit margin %7.312.1 60.4%  
Provisions/contingencies Rs m4,141167,633 2.5%   
Profit before tax Rs m4,680-52,931 -8.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,797 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,608-16,299 -9.9%   
Profit after tax Rs m3,072-38,430 -8.0%  
Net profit margin %5.8-7.6 -76.8%  
BALANCE SHEET DATA
Advances Rs m373,9164,460,830 8.4%   
Deposits Rs m519,1255,703,826 9.1%  
Credit/Deposit ratio x72.078.2 92.1%  
Yield on advances %11.18.4 132.9%   
Cost of deposits %7.15.4 131.5%   
Net Interest Margin %2.42.4 98.9%  
Net fixed assets Rs m4,79153,081 9.0%   
Share capital Rs m1,3503,927 34.4%   
Free reserves Rs m23,794295,310 8.1%   
Net worth Rs m35,918418,043 8.6%   
Borrowings Rs m22,325816,737 2.7%   
Investments Rs m167,1721,651,265 10.1%   
Total assets Rs m591,1637,127,930 8.3%  
Debt/equity ratio x15.115.6 96.6%   
Return on assets %0.5-0.5 -96.4%  
Return on equity %8.6-9.2 -93.0%  
Capital adequacy ratio %12.113.7 88.3%  
Net NPAs %1.08.6 11.1%  
CASH FLOW
From Operations Rs m6,870141,670 4.8%  
From Investments Rs m-1,726-13,515 12.8%  
From Financial Activity Rs m-1,37259,747 -2.3%  
Net Cashflow Rs m3,772187,902 2.0%  

Share Holding

Indian Promoters % 0.0 58.9 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.0 18.7 64.2%  
FIIs % 41.7 17.2 242.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 46.3 5.3 873.6%  
Shareholders   247,922 215,441 115.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   YES BANK  DCB BANK  ANDHRA BANK  FEDERAL BANK  KARNATAKA BANK  

Compare SOUTH IND.BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 22, 2017 (Close)

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