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SOUTH IND.BANK vs UCO BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    SOUTH IND.BANK UCO BANK SOUTH IND.BANK/
UCO BANK
 
P/E (TTM) x 6.5 37.4 17.3% View Chart
P/BV x 1.1 2.5 43.3% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 SOUTH IND.BANK   UCO BANK
EQUITY SHARE DATA
    SOUTH IND.BANK
Mar-23
UCO BANK
Mar-23
SOUTH IND.BANK/
UCO BANK
5-Yr Chart
Click to enlarge
High Rs2238 57.1%   
Low Rs711 69.1%   
Income per share (Unadj.) Rs34.614.8 234.1%  
Earnings per share (Unadj.) Rs3.71.5 242.5%  
Cash flow per share (Unadj.) Rs13.54.9 274.0%  
Dividends per share (Unadj.) Rs0.300-  
Avg Dividend yield %2.10-  
Book value per share (Unadj.) Rs31.921.4 148.9%  
Shares outstanding (eoy) m2,092.7411,955.96 17.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.41.6 25.5%   
Avg P/E ratio x3.915.9 24.6%  
Avg P/CF ratio x2.06.8 29.9%  
Avg Price/Bookvalue ratio x0.51.1 40.1%  
Dividend payout %8.10-   
Avg Mkt Cap Rs m30,418290,948 10.5%   
No. of employees `000NANA-   
Total wages & salary Rs m13,08038,727 33.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,332176,505 41.0%  
Other income Rs m8,11425,085 32.3%   
Interest expense Rs m42,211103,074 41.0%   
Net interest income Rs m30,12173,431 41.0%  
Operating expense Rs m23,15855,109 42.0%   
Gross profit Rs m6,96318,322 38.0%  
Gross profit margin %9.610.4 92.7%  
Provisions/contingencies Rs m7,32324,783 29.5%   
Profit before tax Rs m12,46829,051 42.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-361 -0.0%   
Tax Rs m4,71510,428 45.2%   
Profit after tax Rs m7,75318,263 42.5%  
Net profit margin %10.710.3 103.6%  
BALANCE SHEET DATA
Advances Rs m698,0441,558,702 44.8%   
Deposits Rs m916,5012,493,377 36.8%  
Credit/Deposit ratio x76.262.5 121.8%  
Yield on advances %8.26.6 123.3%   
Cost of deposits %4.23.8 111.3%   
Net Interest Margin %3.22.9 109.0%  
Net fixed assets Rs m7,53934,445 21.9%   
Share capital Rs m2,093119,560 1.8%   
Free reserves Rs m64,654136,477 47.4%   
Net worth Rs m66,746256,037 26.1%   
Borrowings Rs m69,939205,011 34.1%   
Investments Rs m246,413950,085 25.9%   
Total assets Rs m1,076,9723,007,022 35.8%  
Debt/equity ratio x14.810.5 140.2%   
Return on assets %0.70.6 118.5%  
Return on equity %11.67.1 162.8%  
Capital adequacy ratio %17.316.5 104.5%  
Net NPAs %1.91.3 144.2%  
CASH FLOW
From Operations Rs m-72,60829,829 -243.4%  
From Investments Rs m-3,861-2,673 144.4%  
From Financial Activity Rs m35,239-3,358 -1,049.5%  
Net Cashflow Rs m-41,22925,801 -159.8%  

Share Holding

Indian Promoters % 0.0 95.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 19.5 1.4 1,446.7%  
FIIs % 15.0 0.0 49,966.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 4.6 2,169.2%  
Shareholders   1,046,619 739,097 141.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SOUTH IND.BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on South Ind.Bank vs UCO Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

South Ind.Bank vs UCO Bank Share Price Performance

Period South Ind.Bank UCO Bank S&P BSE BANKEX
1-Day 0.07% -1.09% -1.09%
1-Month -5.09% 5.85% 0.62%
1-Year 78.59% 95.65% 10.97%
3-Year CAGR 52.99% 69.98% 14.53%
5-Year CAGR 9.93% 23.61% 9.34%

* Compound Annual Growth Rate

Here are more details on the South Ind.Bank share price and the UCO Bank share price.

Moving on to shareholding structures...

The promoters of South Ind.Bank hold a 0.0% stake in the company. In case of UCO Bank the stake stands at 95.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of South Ind.Bank and the shareholding pattern of UCO Bank.

Finally, a word on dividends...

In the most recent financial year, South Ind.Bank paid a dividend of Rs 0.3 per share. This amounted to a Dividend Payout ratio of 8.1%.

UCO Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of South Ind.Bank, and the dividend history of UCO Bank.

For a sector overview, read our banking sector report.



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