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- SURYODAY SMALL FINANCE BANK - CSB BANK
SURYODAY SMALL FINANCE BANK vs CSB BANK - Comparison Results
Current Valuations
| SURYODAY SMALL FINANCE BANK | CSB BANK | SURYODAY SMALL FINANCE BANK/ CSB BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -25.8 | 7.1 | - | View Chart |
| P/BV | x | 0.6 | 1.7 | 38.9% | View Chart |
| Dividend Yield | % | 0.0 | 0.0 | - |
Financials
 SURYODAY SMALL FINANCE BANK  CSB BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| SURYODAY SMALL FINANCE BANK Mar-22 |
CSB BANK Mar-21 |
SURYODAY SMALL FINANCE BANK/ CSB BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 281 | 280 | 100.4% | |
| Low | Rs | 87 | 108 | 80.5% | |
| Income per share (Unadj.) | Rs | 88.7 | 107.9 | 82.2% | |
| Earnings per share (Unadj.) | Rs | -8.8 | 12.6 | -69.6% | |
| Cash flow per share (Unadj.) | Rs | -6.8 | 36.1 | -18.8% | |
| Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
| Avg Dividend yield | % | 0 | 0 | - | |
| Book value per share (Unadj.) | Rs | 140.9 | 125.6 | 112.2% | |
| Shares outstanding (eoy) | m | 106.16 | 173.49 | 61.2% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 2.1 | 1.8 | 115.4% | |
| Avg P/E ratio | x | -21.0 | 15.4 | -136.3% | |
| Avg P/CF ratio | x | 7.4 | 5.5 | 134.4% | |
| Avg Price/Bookvalue ratio | x | 1.3 | 1.5 | 84.6% | |
| Dividend payout | % | 0 | 0 | - | |
| Avg Mkt Cap | Rs m | 19,541 | 33,661 | 58.1% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 2,282 | 4,962 | 46.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 9,418 | 18,723 | 50.3% | |
| Other income | Rs m | 936 | 4,008 | 23.3% | |
| Interest expense | Rs m | 3,574 | 9,309 | 38.4% | |
| Net interest income | Rs m | 5,845 | 9,414 | 62.1% | |
| Operating expense | Rs m | 4,131 | 7,290 | 56.7% | |
| Gross profit | Rs m | 1,714 | 2,124 | 80.7% | |
| Gross profit margin | % | 18.2 | 11.3 | 160.4% | |
| Provisions/contingencies | Rs m | 3,579 | 3,948 | 90.7% | |
| Profit before tax | Rs m | -1,271 | 2,926 | -43.4% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -340 | 742 | -45.9% | |
| Profit after tax | Rs m | -930 | 2,184 | -42.6% | |
| Net profit margin | % | -9.9 | 11.7 | -84.7% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 47,509 | 144,381 | 32.9% | |
| Deposits | Rs m | 38,498 | 191,400 | 20.1% | |
| Credit/Deposit ratio | x | 123.4 | 75.4 | 163.6% | |
| Yield on advances | % | 17.2 | 9.5 | 180.5% | |
| Cost of deposits | % | 5.9 | 4.5 | 131.8% | |
| Net Interest Margin | % | 8.6 | 4.6 | 187.5% | |
| Net fixed assets | Rs m | 660 | 2,695 | 24.5% | |
| Share capital | Rs m | 1,062 | 1,735 | 61.2% | |
| Free reserves | Rs m | 13,897 | 20,059 | 69.3% | |
| Net worth | Rs m | 14,959 | 21,795 | 68.6% | |
| Borrowings | Rs m | 25,513 | 14,259 | 178.9% | |
| Investments | Rs m | 20,577 | 61,260 | 33.6% | |
| Total assets | Rs m | 81,802 | 233,374 | 35.1% | |
| Debt/equity ratio | x | 4.3 | 9.4 | 45.3% | |
| Return on assets | % | -1.1 | 0.9 | -121.5% | |
| Return on equity | % | -6.2 | 10.0 | -62.1% | |
| Capital adequacy ratio | % | 37.9 | 21.4 | 177.2% | |
| Net NPAs | % | 6.0 | 1.2 | 510.3% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -3,465 | 13,738 | -25.2% | |
| From Investments | Rs m | -1,576 | -12,314 | 12.8% | |
| From Financial Activity | Rs m | 8,850 | 6,324 | 140.0% | |
| Net Cashflow | Rs m | 3,809 | 7,747 | 49.2% | |
Share Holding
| Indian Promoters | % | 28.0 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 49.7 | - | |
| Indian inst/Mut Fund | % | 32.2 | 16.3 | 197.6% | |
| FIIs | % | 4.8 | 5.1 | 95.1% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 72.0 | 50.3 | 143.2% | |
| Shareholders | 94,811 | 57,613 | 164.6% | ||
| Pledged promoter(s) holding | % | 38.0 | 0.0 | - |
Compare SURYODAY SMALL FINANCE BANK With: HDFC BANK ICICI BANK PNB AXIS BANK BANDHAN BANK
Today's Market
Sensex Zooms 515 Points, Nifty Ends Above 17,600; Financial and IT Stocks Rally(Closing)
Indian share markets rose today tracking the rally in US stocks after softer-than-expected US inflation data stoked speculation the Federal Reserve could pivot to a shallower pace of interest-rate hikes.
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