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SURYODAY SMALL FINANCE BANK vs ICICI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    SURYODAY SMALL FINANCE BANK ICICI BANK SURYODAY SMALL FINANCE BANK/
ICICI BANK
 
P/E (TTM) x -27.2 20.8 - View Chart
P/BV x 0.7 3.3 21.0% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 SURYODAY SMALL FINANCE BANK   ICICI BANK
EQUITY SHARE DATA
    SURYODAY SMALL FINANCE BANK
Mar-22
ICICI BANK
Mar-22
SURYODAY SMALL FINANCE BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs281860 32.7%   
Low Rs87531 16.4%   
Income per share (Unadj.) Rs88.7137.3 64.6%  
Earnings per share (Unadj.) Rs-8.836.1 -24.3%  
Cash flow per share (Unadj.) Rs-6.8128.5 -5.3%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs140.9261.6 53.9%  
Shares outstanding (eoy) m106.166,948.77 1.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.15.1 41.0%   
Avg P/E ratio x-21.019.2 -109.2%  
Avg P/CF ratio x7.411.4 65.0%  
Avg Price/Bookvalue ratio x1.32.7 49.1%  
Dividend payout %013.8 0.0%   
Avg Mkt Cap Rs m19,5414,831,828 0.4%   
No. of employees `000NANA-   
Total wages & salary Rs m2,282123,416 1.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m9,418954,069 1.0%  
Other income Rs m936621,295 0.2%   
Interest expense Rs m3,574411,667 0.9%   
Net interest income Rs m5,845542,402 1.1%  
Operating expense Rs m4,131731,517 0.6%   
Gross profit Rs m1,714-189,115 -0.9%  
Gross profit margin %18.2-19.8 -91.8%  
Provisions/contingencies Rs m3,579174,341 2.1%   
Profit before tax Rs m-1,271342,413 -0.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-14,282 0.0%   
Prior Period Items Rs m07,544 0.0%   
Tax Rs m-34084,574 -0.4%   
Profit after tax Rs m-930251,101 -0.4%  
Net profit margin %-9.926.3 -37.5%  
BALANCE SHEET DATA
Advances Rs m47,5099,203,081 0.5%   
Deposits Rs m38,49810,913,658 0.4%  
Credit/Deposit ratio x123.484.3 146.3%  
Yield on advances %17.27.3 236.7%   
Cost of deposits %5.93.1 192.7%   
Net Interest Margin %8.63.6 235.4%  
Net fixed assets Rs m660106,054 0.6%   
Share capital Rs m1,06213,900 7.6%   
Free reserves Rs m13,8971,803,961 0.8%   
Net worth Rs m14,9591,817,861 0.8%   
Borrowings Rs m25,5131,616,027 1.6%   
Investments Rs m20,5775,670,977 0.4%   
Total assets Rs m81,80217,526,374 0.5%  
Debt/equity ratio x4.36.9 62.1%   
Return on assets %-1.11.4 -79.4%  
Return on equity %-6.213.8 -45.0%  
Capital adequacy ratio %37.919.2 197.6%  
Net NPAs %6.00.8 737.0%  
CASH FLOW
From Operations Rs m-3,465581,114 -0.6%  
From Investments Rs m-1,576-393,214 0.4%  
From Financial Activity Rs m8,850174,510 5.1%  
Net Cashflow Rs m3,809355,555 1.1%  

Share Holding

Indian Promoters % 28.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 32.2 89.1 36.1%  
FIIs % 4.8 43.5 11.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 72.0 100.0 72.0%  
Shareholders   94,811 1,928,477 4.9%  
Pledged promoter(s) holding % 38.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SURYODAY SMALL FINANCE BANK With:   HDFC BANK    AXIS BANK    SBI    BANK OF BARODA    PNB    


More on SURYODAY SMALL FINANCE BANK vs ICICI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SURYODAY SMALL FINANCE BANK vs ICICI Bank Share Price Performance

Period SURYODAY SMALL FINANCE BANK ICICI Bank S&P BSE BANKEX
1-Day -2.08% -1.39% -1.12%
1-Month -3.74% -3.56% -4.20%
1-Year -46.77% 21.53% 1.84%
3-Year CAGR -29.59% 25.81% 10.83%
5-Year CAGR -18.98% 25.03% 10.03%

* Compound Annual Growth Rate

Here are more details on the SURYODAY SMALL FINANCE BANK share price and the ICICI Bank share price.

Moving on to shareholding structures...

The promoters of SURYODAY SMALL FINANCE BANK hold a 28.0% stake in the company. In case of ICICI Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SURYODAY SMALL FINANCE BANK and the shareholding pattern of ICICI Bank.

Finally, a word on dividends...

In the most recent financial year, SURYODAY SMALL FINANCE BANK paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

ICICI Bank paid Rs 5.0, and its dividend payout ratio stood at 13.8%.

You may visit here to review the dividend history of SURYODAY SMALL FINANCE BANK, and the dividend history of ICICI Bank.

For a sector overview, read our banking sector report.



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