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- SURYODAY SMALL FINANCE BANK - UJJIVAN SMALL FINANCE BANK
SURYODAY SMALL FINANCE BANK vs UJJIVAN SMALL FINANCE BANK - Comparison Results
Current Valuations
| SURYODAY SMALL FINANCE BANK | UJJIVAN SMALL FINANCE BANK | SURYODAY SMALL FINANCE BANK/ UJJIVAN SMALL FINANCE BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -25.8 | 157.9 | - | View Chart |
| P/BV | x | 0.6 | 1.1 | 59.7% | View Chart |
| Dividend Yield | % | 0.0 | 0.0 | - |
Financials
 SURYODAY SMALL FINANCE BANK  UJJIVAN SMALL FINANCE BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| SURYODAY SMALL FINANCE BANK Mar-22 |
UJJIVAN SMALL FINANCE BANK Mar-21 |
SURYODAY SMALL FINANCE BANK/ UJJIVAN SMALL FINANCE BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 281 | 45 | 631.5% | |
| Low | Rs | 87 | 25 | 350.7% | |
| Income per share (Unadj.) | Rs | 88.7 | 16.2 | 546.4% | |
| Earnings per share (Unadj.) | Rs | -8.8 | 0 | -18,254.6% | |
| Cash flow per share (Unadj.) | Rs | -6.8 | 2.5 | -266.5% | |
| Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
| Avg Dividend yield | % | 0 | 0 | - | |
| Book value per share (Unadj.) | Rs | 140.9 | 18.4 | 767.0% | |
| Shares outstanding (eoy) | m | 106.16 | 1,728.31 | 6.1% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 2.1 | 2.1 | 97.1% | |
| Avg P/E ratio | x | -21.0 | 722.3 | -2.9% | |
| Avg P/CF ratio | x | 7.4 | 7.4 | 99.6% | |
| Avg Price/Bookvalue ratio | x | 1.3 | 1.9 | 69.2% | |
| Dividend payout | % | 0 | 0 | - | |
| Avg Mkt Cap | Rs m | 19,541 | 59,929 | 32.6% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 2,282 | 7,488 | 30.5% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 9,418 | 28,061 | 33.6% | |
| Other income | Rs m | 936 | 3,108 | 30.1% | |
| Interest expense | Rs m | 3,574 | 10,775 | 33.2% | |
| Net interest income | Rs m | 5,845 | 17,286 | 33.8% | |
| Operating expense | Rs m | 4,131 | 12,301 | 33.6% | |
| Gross profit | Rs m | 1,714 | 4,985 | 34.4% | |
| Gross profit margin | % | 18.2 | 17.8 | 102.4% | |
| Provisions/contingencies | Rs m | 3,579 | 8,010 | 44.7% | |
| Profit before tax | Rs m | -1,271 | 102 | -1,246.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -340 | 19 | -1,790.6% | |
| Profit after tax | Rs m | -930 | 83 | -1,121.3% | |
| Net profit margin | % | -9.9 | 0.3 | -3,340.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 47,509 | 144,940 | 32.8% | |
| Deposits | Rs m | 38,498 | 131,358 | 29.3% | |
| Credit/Deposit ratio | x | 123.4 | 110.3 | 111.8% | |
| Yield on advances | % | 17.2 | 17.9 | 95.9% | |
| Cost of deposits | % | 5.9 | 5.9 | 99.8% | |
| Net Interest Margin | % | 8.6 | 10.2 | 84.5% | |
| Net fixed assets | Rs m | 660 | 2,759 | 23.9% | |
| Share capital | Rs m | 1,062 | 19,283 | 5.5% | |
| Free reserves | Rs m | 13,897 | 12,467 | 111.5% | |
| Net worth | Rs m | 14,959 | 31,750 | 47.1% | |
| Borrowings | Rs m | 25,513 | 32,473 | 78.6% | |
| Investments | Rs m | 20,577 | 25,165 | 81.8% | |
| Total assets | Rs m | 81,802 | 203,805 | 40.1% | |
| Debt/equity ratio | x | 4.3 | 5.2 | 82.9% | |
| Return on assets | % | -1.1 | 0 | -2,793.6% | |
| Return on equity | % | -6.2 | 0.3 | -2,379.9% | |
| Capital adequacy ratio | % | 37.9 | 26.4 | 143.2% | |
| Net NPAs | % | 6.0 | 2.9 | 203.8% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -3,465 | 26,567 | -13.0% | |
| From Investments | Rs m | -1,576 | -13,564 | 11.6% | |
| From Financial Activity | Rs m | 8,850 | -7,055 | -125.4% | |
| Net Cashflow | Rs m | 3,809 | 5,947 | 64.1% | |
Share Holding
| Indian Promoters | % | 28.0 | 83.3 | 33.6% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 32.2 | 0.8 | 3,875.9% | |
| FIIs | % | 4.8 | 0.2 | 2,672.2% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 72.0 | 16.7 | 431.6% | |
| Shareholders | 94,811 | 272,548 | 34.8% | ||
| Pledged promoter(s) holding | % | 38.0 | 0.0 | - |
Compare SURYODAY SMALL FINANCE BANK With: HDFC BANK PNB AXIS BANK ICICI BANK KOTAK MAHINDRA BANK
Today's Market
Indian Share Markets End Flat; IT and FMCG Stocks Witness Selling(Closing)
Indian share markets traded in a rangebound manner throughout the day to end on a flat note.
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